Brought to you by financial influencer Kia Commodore (Pennies to Pounds) and Legal & General, A Little Bit Richer is aimed at making you just that.
Each week, Kia and an expert guest will bring you bite-sized financial tips and tricks. We’re talking the stuff that didn’t get taught at school, but that you need to know to survive adulting in your twenties and early thirties. Everything from making sense of your payslip, to mortgages and pensions, to financial wellbeing and mental health – it’s all part of helping make sure you’re making the best financial decisions for you.
The first two episodes are out on September 14th.
Listen to A Little Bit Richer HERE.
See omnystudio.com/listener for privacy information.
Energy prices, interest rates and inflation are all going up and there are more challenges ahead. How do we cope with these extra pressures but still keep on track to meet our financial goals? If something’s got to give when it comes to savings, life insurance or investments, how do we decide what? What could wider uncertainty mean to our pension savings? Three of our experts answer big questions on getting through the next few years in the best financial shape possible.
In our final episode of the series we’re joined by Sarah Astley, Peter Komolafe and Matt Frain. They answer questions posed by Angellica Bell on a range of topics, like interest rates, pension contributions and the lure of cryptocurrency. Listen in as they share their tips on how to navigate the financial challenges you might be facing now and in the future.
The views and thoughts expressed on this podcast are those of the individuals involved and do not necessarily represent those of Legal & General. This podcast does not constitute or replace the need for financial advice. Content was relevant at the time of recording. This content is intended for a UK audience.
FURTHER READING & FEATURED LINKS:
You’ll find lots of useful information on Legal & General’s website:
https://www.legalandgeneral.com
Understand how inflation can impact your savings: https://www.legalandgeneral.com/retirement/rewirement/protect-savings-from-inflation/.
Learn more about the benefits of saving into a pension: https://www.legalandgeneral.com/retirement/rewirement/should-I-be-saving-into-a-pension/.
Read 10 myths about life insurance: https://www.legalandgeneral.com/insurance/life-insurance/guides/life-insurance-myths/.
Learn more about Pension Credit and eligibility: https://www.legalandgeneral.com/retirement/rewirement/pension-credit-what-is-it-and-can-i-get-it/
If you’re struggling financially, Turn2us could help you gain access to support: https://www.turn2us.org.uk/
See omnystudio.com/listener for privacy information.
Did you know that the average pension pot of a woman is less than half that of a man? Maternity leave, breaks to raise children, making ends meet as a single parent without support – all these mean women often have gaps in pension contributions or sometimes no pension at all. You’ve heard of the gender pay gap? This is the gender pension gap. This time we find some options for Di who, at 57 and having raised her son alone, is trying to see how she can provide for her retirement. Is there still time?
In this episode we’re joined by Angela Kirkwood from MoneyHelper, a free and impartial service helping people make the most of their money and pensions. And Legal & General’s Katharine Photiou, Commercial Director for Workplace Savings, shares her tips on how women can reduce the gender pension gap and stop it in its tracks early.
The views and thoughts expressed on this podcast are those of the individuals involved and do not necessarily represent those of Legal & General. This podcast does not constitute or replace the need for financial advice. Content was relevant at the time of recording. This content is intended for a UK audience.
FURTHER READING & FEATURED LINKS:
You’ll find lots of useful information on Legal & General’s website:
https://www.legalandgeneral.com
You can read more about the Gender Pension Gap and find tips on how to increase the size of your pension pots here: https://www.legalandgeneral.com/retirement/rewirement/gender-pension-gap
You can find out more on the retirement planning course Legal & General have produced with The Open University here: Retirement planning made easy - OpenLearn - Open University and take your own Midlife MOT here: https://www.legalandgeneral.com/retirement/campaigns/midlife-mot
The Government offers a free and impartial service offering guidance on money and pensions choices at MoneyHelper: https://www.moneyhelper.org.uk
You can check if you qualify for the full State Pension on the government website:
https://www.gov.uk/new-state-pension
If you have gaps in your National Insurance you may be able to pay voluntary contributions. Find out more here:
https://www.gov.uk/voluntary-national-insurance-contributions
You can find an independent financial adviser at https://www.unbiased.co.uk
See omnystudio.com/listener for privacy information.
Being your own boss can be exciting and rewarding. But there is a downside – no company pension, no PAYE and if you don’t work, you don’t earn. Plus, when you’re trying to keep a business afloat, your own personal finances are often last on the priority list. This time we help entrepreneur, Jessy, understand how to create financial security for her business and herself.
Pete Komolafe, founder of Conversation of Money, joins us this week to help Jessy on her path to financial confidence. And Matt Frain, Advice Director for Legal & General Financial Advice, is back with some sage advice on saving for now and the future.
The views and thoughts expressed on this podcast are those of the individuals involved and do not necessarily represent those of Legal & General. This podcast does not constitute or replace the need for financial advice. Content was relevant at the time of recording. This content is intended for a UK audience.
FURTHER READING & FEATURED LINKS:
You’ll find lots of useful information on Legal & General’s website:
https://www.legalandgeneral.com
You can find more information on personal pensions for the self-employed here: https://www.legalandgeneral.com/retirement/pensions/pensions-explained/self-employed-pension/
There’s also a handy guide on what to consider when you’re buying a property: https://www.legalandgeneral.com/insurance/life-insurance/guides/what-to-consider-when-moving-house/
Pete Komolafe is a qualified financial adviser turned YouTuber and founder of Conversation of Money. His aim is to help more people understand investments and be more active with their personal finances. He’s passionate about helping people understand how to create financial security through positive financial choices.
You can hear more by following the Conversation of Money on YouTube and other social media platforms. He also has his own podcast.
https://conversationofmoney.com
The Government offers a free and impartial service offering guidance on money and pensions choices at MoneyHelper: https://www.moneyhelper.org.uk/en
You can find an independent financial adviser at https://www.unbiased.co.uk/
See omnystudio.com/listener for privacy information.
Buying your first home is an important step in the journey towards financial security – but it can be quite daunting. We talk to two first-time buyers about their property hopes and dreams and help them get a foot on that vital first rung of the property ladder.
Ben and Shaunni meet mortgage expert Liam Anstruther, who has the answers to their home buying questions. We’re also joined by Matt Frain, from Legal & General who shares his tips on the best ways to start saving, and how to help if you’re the Bank of Mum and Dad.
The views and thoughts expressed on this podcast are those of the individuals involved and do not necessarily represent those of Legal & General. This podcast does not constitute or replace the need for financial advice. Content was relevant at the time of recording. This content is intended for a UK audience.
FURTHER READING & FEATURED LINKS:
You’ll find lots of useful information on Legal & General’s website: https://www.legalandgeneral.com
What to think about when buying a house: https://www.legalandgeneral.com/insurance/life-insurance/guides/what-to-consider-when-buying-a-house/
Liam Anstruther specialises in saving people money by taking care of everything in the buying and selling process. He’s founder of The Mortgage Advice Club which offers a complete home selling service.
The Government offers a free and impartial service offering guidance on money and buying a home at MoneyHelper: https://www.moneyhelper.org.uk/en
You can find an independent financial adviser, including mortgage brokers, at https://www.unbiased.co.uk/
See omnystudio.com/listener for privacy information.