Inside the PYUSD's takeover of PayPal with May Zabaneh, VP Crypto

NOV 7, 202542 MIN
The Defiant - DeFi Podcast

Inside the PYUSD's takeover of PayPal with May Zabaneh, VP Crypto

NOV 7, 202542 MIN

Description

<p>In this conversation, May Zabaneh breaks down PayPal’s move into stablecoins with PYUSD and why it matters for financial inclusion. We explore how PYUSD could lower costs for cross-border payments, deliver faster settlement, and plug directly into PayPal’s existing ecosystem. The discussion covers why PayPal built a proprietary stablecoin, early adoption and real-world use cases, and plans for international expansion. We also examine the role merchants play in crypto acceptance, how DeFi and traditional finance are converging, and why interoperability will be essential in the next phase of digital payments.</p><p>Chapters</p><p>00:00 PayPal’s Vision for Stablecoins</p><p>02:47 Why PYUSD? Rationale and Goals</p><p>05:18 Stablecoin Advantages: 24/7, Inclusion, Cross‑Border</p><p>08:22 Why Proprietary vs Supporting Others</p><p>11:06 Unlocking B2B and Rebuilding On‑Chain</p><p>12:20 PYUSD in the PayPal/Venmo Ecosystem</p><p>14:21 International Expansion and Global Transfers</p><p>17:02 Merchant Fit: Categories, Costs, Declines</p><p>19:32 User Segments: Crypto‑Curious to Super Users</p><p>23:28 Pay with Crypto: Scaling to Larger Merchants</p><p>29:38 PYUSD in DeFi: Open and Multi‑Chain</p><p>32:01 Liquidity, Partnerships, and the Three Pillars</p><p>35:56 Interoperability and Evolving Roles</p><p>39:11 AI x Payments: Agent‑Driven Commerce</p><p>40:42 Finding the Flywheel, What’s Next</p>