In this episode, Chris Nichols is joined by Samer Saab of Alloy Labs to explore the growing tension between a traditional "debt mindset" and a more forward-looking "equity mindset" in banking. While banks are built to minimize risk and protect principal, that same instinct can limit innovation, partnerships, and long-term growth. Samer shares practical ways banks can rebalance risk and reward by moving faster, experimenting more, and treating new initiatives as scalable capabilities rather than one-off projects. Download our newest eBook: The Community Bank Performance Engine! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC