The Iced Coffee Hour

NetSuite: Download the Demystifying AI Guide for FREE at https://netsuite.com/iced HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED Airbnb: Find a co-host at https://airbnb.com/host Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @GeorgeKamel  and  @TheRamseyShowEpisodes  here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - Intro 1:58 - Credit Cards After Being Debt-Free? 3:01 - When Is It OK to Borrow Money? 4:40 - Would You Borrow $1B at 0% Interest? 5:46 - How Many Millionaires Has Ramsey Made? 6:36 - Biggest Money Misunderstanding 7:43 - People Don't Consider Student Loans Debt 8:58 - What People Waste Money On 12:48 - Personal vs Corporate Responsibility 13:47 - Is the System Rigged? 16:54 - Sponsor - NetSuite 18:21 - $180K in Debt Spending $1K/Day at Disney 24:51 - Should You Ever File Bankruptcy? 26:15 - Debt Consolidation 27:27 - Inflation's Impact on Finances 29:01 - Income Problem vs Behavior Problem 30:55 - Sponsor - HIMS 32:19 - Are People Passionate About Their Work? 33:38 - Supporting a Family of 4 on One Income 39:03 - How Much to Retire in Your 40s? 40:25 - Why Ambitious People Can't Retire Early 45:29 - Five Pillars of a Great Life 46:32 - Savings & Investment Strategy 51:08 - How Much to Retire at 50 53:12 - Advice for 18-Year-Olds 56:23 - Be a Millionaire by 25 1:04:24 - Sponsor - Airbnb 1:05:38 - Sponsor - Shopify 1:07:09 - George's Investment Portfolio 1:15:05 - Fashion & What He "Wastes" Money On 1:19:59 - Ken Coleman Leaving Ramsey 1:23:47 - Would Ramsey Hire Caleb Hammer? 1:29:34 - Paying Off Mortgage vs Investing *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Airbnb: Find a co-host at https://airbnb.com/host Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @NicoLeonard  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - Intro 1:13 - Buying a Rolex in Your 20s 2:52 - Nico's $1.8M Patek Philippe 6:57 - Why Everyone Should Own a Watch 8:10 - Mechanical Watches vs Apple Watch 8:56 - Benefits of Owning a Nice Watch 10:44 - Worst Watch Brands (Hublot & Jacob & Co) 18:51 - Sponsor - Airbnb 20:06 - The Rolex Waitlist & Dealer Allocations 24:16 - Which Watch Shows Class 27:03 - Best Celebrity Watch Collections 30:08 - Do Women Care About Watches? 32:31 - Sponsor - Gusto 34:18 - Reacting to Celebrity Watches 39:03 - Managing $1B in Watch Collections 46:55 - Auction vs Chrono24 & Watch Scarcity 53:21 - Biggest Lie Watch People Tell Themselves 56:36 - Best Watch at Every Price Point 1:02:14 - Sponsor - Upwork 1:03:32 - Sponsor - Shopify 1:05:49 - Lawsuits From His Commentary 1:11:46 - Current State of the Watch Market 1:14:04 - Greatest Watch Brand of All Time 1:16:40 - Building the Perfect Collection Under 40 1:19:08 - Do Box & Papers Actually Matter? 1:23:04 - Scams in the Watch Industry 1:26:34 - Calling Out Rick Ross's Fake Watch 1:29:15 - Fake Watches & Criminal Activity 1:36:41 - Reviewing Watches on Air 1:41:16 - Graham's $465 Fake Watch Review 1:43:29 - Watches He Regrets Selling 1:45:43 - Money, Impact & Net Worth 1:46:45 - Advice for Success 1:50:45 - Watch Brand Tier List *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Huel: Limited Time Offer - Get Huel today with our exclusive offer of 15% OFF online with our code ICED15 at https://www.huel.com/iced15. New Customers Only. MagBak: Get 15% off of ANY product using code COFFEE! at https://creators.magbak.com/theicedcoffeehour9tn Airbnb: Find a co-host at https://airbnb.com/host Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich CHECK OUT OUR NEW CREDIT IDEA: http://www.extradollar.com/ Follow  @thekoerneroffice  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 0:00 - Intro 1:11 - Passive Income Myths 2:47 - Total Income Across Ventures 5:37 - Key Traits for Entrepreneurs 8:59 - Door-to-Door Sales in Eastern Europe 13:47 - Overcoming Fear of Judgment 16:13 - Sponsor - Huel 17:54 - Customer Acquisition vs Ideas 20:48 - Evaluating Business Ideas 26:05 - Becoming Wealthy in Late 20s 28:13 - "Side Hustle King" Origin 29:15 - Unlimited Distribution via Internet 34:35 - Sponsor - MagBak 36:18 - When to Quit Your Job for a Side Hustle 38:15 - Starting a Business Requirements 45:43 - Value of Business Ideas Despite AI 47:25 - Finding Good Business Leaders 50:45 - Hiring from Personal References 54:46 - Spouse Qualities for Entrepreneurs 55:58 - First Action for Aspiring Entrepreneurs 1:02:11 - Sponsor - Airbnb 1:03:25 - Sponsor - Shopify 1:04:57 - Time Management Across Companies 1:08:00 - How to Improve Drive & Hunger 1:10:00 - Situation vs Personality 1:13:20 - Worrying About Kids Not Being Hungry 1:15:01 - Upside of Doing a Podcast 1:15:59 - Will You Ever Become Comfortable? 1:17:16 - Question to Ask Yourself to Make Progress 1:36:05 - Final Advice: Take Action *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

OpusClip: Start clipping at https://opus.pro/ich Akash: https://www.instagram.com/akash_singhania Support the Innocence Project: https://innocenceproject.org/donate-monthly 🚨𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦🚨 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: //www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: ➡️ https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: ➡️ https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: ➡️ https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Learn more about your ad choices. Visit podcastchoices.com/adchoices

OpusClip: Start clipping at https://opus.pro/ich HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED Claude: Get started with Claude today at https://claude.ai/icedcoffee FanDuel: Sign up now for your $25 bonus on FanDuel Predicts *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 0:00 - Intro 1:15 - How Much She Really Makes 7:04 - Career Before OF 8:38 - Why She Succeeded 14:54 - First Month Earnings 16:21 - Sponsor - OpusClip 17:18 - Spending Habits 26:57 - Does Money Buy Happiness? 30:33 - Sponsor - Hims 31:50 - The Controversy Around OF 39:39 - Christianity & Morality 42:40 - Biggest Valid Criticism 51:15 - Is OF Harder Than a 9 to 5? 53:51 - Most Money Made in a Month 1:01:31 - Sponsor - Anthropic 1:02:52 - Sponsor - FanDuel 1:05:06 - Relationships & Dating 1:12:54 - AI Creators & Deepfakes 1:20:43 - The Bophouse 1:25:21 - Net Worth & Quitting for $100M 1:30:36 - Winning in 10 Years *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices