<p>Debt of gratitude, or what’s widely known in the Filipino culture as ‘utang na loob’, is a trait that refers to the act of repaying a person’s kindness that was given to us during our tough times. As with all other values, this can definitely be easily misplaced, exaggerated, or exploited.</p> <p>So let’s talk about how to use it in the best of ways to improve our ways in life.</p> <p>Follow us on IG: @ticktalkspodcast</p>