Why do reliable small business owners still struggle to access credit, and how can AI finally fix that?  In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt welcomes Tamara Laine, Founder of MPWR, an AI-driven fintech platform transforming how individuals and small business owners build credit and access capital. Tamara explains how outdated credit systems fail entrepreneurs and gig workers and how MPWR’s Credit IP creates a more complete, human-centered financial picture. This conversation dives into AI agents, financial credibility, more innovative lending, and why consistency matters more than traditional credit scores. Key Takeaways → Why traditional credit models fail small business owners and gig workers. → How AI agents create a holistic picture of financial credibility. → What Credit IP is and how it redefines lending decisions. → Why consistency in payments matters more than income alone. → How AI can help borrowers not just get loans but repay them sustainably.  If you are tired of outdated credit systems holding your business back, this episode will shift how you think about capital access. Listen now and share it with a business owner who needs more innovative financial tools. Please follow the podcast and consider leaving a rating. Connect with Tamara on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices