<description>&lt;p&gt;Did you know that a typical retired couple can expect to receive over $1.4 million from Social Security? Yet over 90% of people are getting less money than they are eligible to receive. This isn’t just a small monthly check; it’s one of the most valuable retirement assets you have, and understanding how to unlock its full potential is critical.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;This conversation on Grow Your Business &amp;amp; Grow Your Wealth with Gary Held and guest, national Social Security expert Ash Ahluwalia, is a masterclass in retirement income planning. Ash demystifies the system's complexity, revealing the costly mistakes many people make and the surprising opportunities they miss. For any professional planning for their future, this episode offers a clear, actionable guide to making smarter decisions about their benefits.&lt;/p&gt;&lt;p&gt;Ash Ahluwalia is the Head of Social Security Planning at OneTeam Financial. As one of the nation’s leading experts in retirement income strategies with credentials including CFP®, CSSCS, and NSSA®, Ash has spent nearly 30 years helping thousands of retirees navigate their benefits.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Key Takeaways:&amp;nbsp;&lt;/p&gt;&lt;p&gt; - Your Social Security benefits are a pension you cannot outlive.&lt;/p&gt;&lt;p&gt;&amp;nbsp;- There are over 500 possible filing strategies for most couples.&lt;/p&gt;&lt;p&gt;&amp;nbsp;- The strategy that pays the most money over time is not always the best one.&lt;/p&gt;&lt;p&gt;&amp;nbsp;- Planning for survivor benefits as a couple is essential&lt;/p&gt;&lt;p&gt;&amp;nbsp;- Recent legislation did not make Social Security tax-free for most seniors.&lt;/p&gt;&lt;p&gt;&amp;nbsp;- Business owners can strategically allocate income to enhance their future benefits.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Listen to the full episode to gain the clarity and confidence you need to secure your financial future. It’s a conversation that could change the course of your retirement.&lt;/p&gt;&lt;p&gt;To learn more from Ash Ahluwalia or to explore a complimentary consultation, you can connect with him at OneTeam Financial. His expertise can provide personalized guidance on your specific retirement income strategy.&lt;/p&gt;&lt;p&gt;&lt;a href="https://www.oneteamfinancial.com/team/ash-ahluwalia" rel="noopener noreferrer" target="_blank" style="color: rgb(35, 119, 210);"&gt;https://www.oneteamfinancial.com/team/ash-ahluwalia&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>

Grow Your Business and Grow Your Wealth

Gary Heldt

Episode 323: The Million Dollar Social Security Mistake

JUN 3, 202640 MIN
Grow Your Business and Grow Your Wealth

Episode 323: The Million Dollar Social Security Mistake

JUN 3, 202640 MIN

Description

<p>Did you know that a typical retired couple can expect to receive over $1.4 million from Social Security? Yet over 90% of people are getting less money than they are eligible to receive. This isn’t just a small monthly check; it’s one of the most valuable retirement assets you have, and understanding how to unlock its full potential is critical.</p><p><br></p><p>This conversation on Grow Your Business &amp; Grow Your Wealth with Gary Held and guest, national Social Security expert Ash Ahluwalia, is a masterclass in retirement income planning. Ash demystifies the system's complexity, revealing the costly mistakes many people make and the surprising opportunities they miss. For any professional planning for their future, this episode offers a clear, actionable guide to making smarter decisions about their benefits.</p><p>Ash Ahluwalia is the Head of Social Security Planning at OneTeam Financial. As one of the nation’s leading experts in retirement income strategies with credentials including CFP®, CSSCS, and NSSA®, Ash has spent nearly 30 years helping thousands of retirees navigate their benefits.</p><p><br></p><p>Key Takeaways:&nbsp;</p><p> - Your Social Security benefits are a pension you cannot outlive.</p><p>&nbsp;- There are over 500 possible filing strategies for most couples.</p><p>&nbsp;- The strategy that pays the most money over time is not always the best one.</p><p>&nbsp;- Planning for survivor benefits as a couple is essential</p><p>&nbsp;- Recent legislation did not make Social Security tax-free for most seniors.</p><p>&nbsp;- Business owners can strategically allocate income to enhance their future benefits.</p><p><br></p><p>Listen to the full episode to gain the clarity and confidence you need to secure your financial future. It’s a conversation that could change the course of your retirement.</p><p>To learn more from Ash Ahluwalia or to explore a complimentary consultation, you can connect with him at OneTeam Financial. His expertise can provide personalized guidance on your specific retirement income strategy.</p><p><a href="https://www.oneteamfinancial.com/team/ash-ahluwalia" rel="noopener noreferrer" target="_blank" style="color: rgb(35, 119, 210);">https://www.oneteamfinancial.com/team/ash-ahluwalia</a></p><p><br></p>