Margareta Křížová shares six questions that replace the traditional business plan for independent professionals going freelance after 50. She co-founded a boutique M&A advisory firm in Prague in 1993 and sold her equity stake at 53 to rebuild as an independent freelancer.She now combines selective M&A advisory work with entrepreneurship mentoring, runs the Newton University Business Accelerator (now in its fifth year), and has published three books including Third Career on building a professional life after 50. Margareta explains why she refuses to read business plans longer than two pages and describes the financial blind spot she calls invisible work, where freelancers systematically fail to count their own hours.The conversation covers how she uses ChatGPT with Keith Cunningham's The Road Less Stupid as a virtual thinking partner, why side hustles work as a low-risk transition strategy from corporate employment, and what the Newton accelerator's intergenerational mix teaches both groups about starting businesses.Mentions: The Road Less Stupid by Keith Cunningham. ChatGPT, NotebookLM. Newton University Business Accelerator. Den D (Czech Dragons' Den).Connect with Margareta: website: margaretakrizova.com | LinkedIn Margareta KřížováWisepreneurs explores how independent professionals turn accumulated expertise into sustainable practice. Support the showConnect with Nigel Rawlinswebsite https://wisepreneurs.com.au/Linkedin https://www.linkedin.com/in/nigelrawlins/Twitter https://twitter.com/wisepreneursDownloadsEmbodied Intelligence Self-AssessmentProfessional Reputation Audithttps://wisepreneurs.com.au/free-assessments/ Please support the podcast https://www.buzzsprout.com/2311675/supporters/newStay one step ahead with The Wisepreneurs Insider newsletterAs a subscriber, you'll get:Sneak peeks at upcoming must-listen podcast episodes and guestsBonus wisdom straight from recent guest expertsMarketing tips to attract your ideal clientsProductivity hacks to streamline your independent businessAnd more exclusive insights are delivered right to your inbox!Don't miss out on these invaluable resourcesSubscribe now and gain the edge you need to survive and thrive as a wisepreneurhttps://wisepreneurs.com.au/newsletter