<p>In 1898, the American financial system had a specific label for Black people: &quot;Uninsurable.&quot; They said we died too young. They said we were too poor. They wrote us out of the equation.But John Merrick, a barber in Durham, NC, had a different plan. While shaving the throats of the South&#39;s most powerful white titans, he wasn&#39;t just making small talk. He was stealing their blueprint.</p>