In this episode, Rennie and Penelope cover:• 01:15 – Penelope’s background and unique approach to financial freedom  • 02:32 – Why generosity is a core value of her business — including scholarships and global microloans  • 06:09 – The gender bias in financial systems — and why Penelope focuses on women entrepreneurs  • 09:58 – A powerful story of resilience: From $6 million in real estate to losing everything  • 17:42 – The biggest insight from her downfall: The life-changing power of managing cash flow  • 26:30 – How Penelope rebuilt her business and wealth after financial collapse  • 30:14 – A sneak peek at her Financial Freedom 101 event and how to attend via scholarship  • 35:40 – Rennie’s praise for Penelope’s values, support, and integrity  • 38:42 – Penelope’s 3-step signature system to achieve financial freedom in 5 years or less  • 45:30 – Client success stories that prove it’s possible to become financially free fast  “You are financially free when your passive income exceeds your expenses. That’s it. It’s not about hustle — it’s about clarity, systems, and alignment.”– Penelope Jane SmithIf you'd like to connect with Penelope, please visit her website and upcoming events:LINK FOR E-BOOK: <a href="https://realprosperity.isrefer.com/go/fff/rega25/">https://realprosperity.isrefer.com/go/fff/rega25/</a>LINK FOR WEBINAR: <a href="https://realprosperity.isrefer.com/go/fffwebinar/rega25/">https://realprosperity.isrefer.com/go/fffwebinar/rega25/</a>LINK FOR EVENT SCHOLARSHIP: <a href="https://realprosperity.isrefer.com/go/scholarship/rega25/">https://realprosperity.isrefer.com/go/scholarship/rega25/</a>LINK FOR WEBSITE: <a href="https://realprosperityinc.com/">https://realprosperityinc.com/</a> If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.Rennie’s Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose: https://wealthonanyincome.com/wealthwithpurposeRennie’s 9 Days to Financial Freedom program: https://wealthonanyincome.com/programsConnect with Rennie Websites: WealthOnAnyIncome.com RennieGabriel.comEmail: Rennie@WealthOnAnyIncome.com LinkedIn: https://www.linkedin.com/in/renniegabriel/ Facebook: https://www.facebook.com/WealthOnAnyIncome/ Twitter: https://twitter.com/RennieGabriel YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg Instagram: https://www.instagram.com/wealthonanyincome/

<description>&lt;p&gt;In this episode, Rennie and Penelope cover:&lt;/p&gt;&lt;p&gt;• 01:15 – Penelope’s background and unique approach to financial freedom&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 02:32 – Why generosity is a core value of her business — including scholarships and global microloans&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 06:09 – The gender bias in financial systems — and why Penelope focuses on women entrepreneurs&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 09:58 – A powerful story of resilience: From $6 million in real estate to losing everything&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 17:42 – The biggest insight from her downfall: The life-changing power of managing cash flow&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 26:30 – How Penelope rebuilt her business and wealth after financial collapse&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 30:14 – A sneak peek at her Financial Freedom 101 event and how to attend via scholarship&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 35:40 – Rennie’s praise for Penelope’s values, support, and integrity&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 38:42 – Penelope’s 3-step signature system to achieve financial freedom in 5 years or less&lt;br /&gt; &lt;/p&gt;&lt;p&gt;• 45:30 – Client success stories that prove it’s possible to become financially free fast&lt;br /&gt; &lt;/p&gt;&lt;p&gt;“You are financially free when your passive income exceeds your expenses. That’s it. It’s not about hustle — it’s about clarity, systems, and alignment.”&lt;/p&gt;&lt;p&gt;– Penelope Jane Smith&lt;/p&gt;&lt;p&gt;I&lt;strong&gt;f you'd like to connect with Penelope, please visit her website and upcoming events:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;LINK FOR E-BOOK&lt;/strong&gt;: &lt;a href="https://realprosperity.isrefer.com/go/fff/rega25/"&gt;https://realprosperity.isrefer.com/go/fff/rega25/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;LINK FOR WEBINAR&lt;/strong&gt;: &lt;a href="https://realprosperity.isrefer.com/go/fffwebinar/rega25/"&gt;https://realprosperity.isrefer.com/go/fffwebinar/rega25/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;LINK FOR EVENT SCHOLARSHIP: &lt;/strong&gt;&lt;a href="https://realprosperity.isrefer.com/go/scholarship/rega25/"&gt;https://realprosperity.isrefer.com/go/scholarship/rega25/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;LINK FOR WEBSITE: &lt;/strong&gt;&lt;a href="https://realprosperityinc.com/"&gt;https://realprosperityinc.com/&lt;/a&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. &lt;/p&gt;&lt;p&gt;AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Rennie’s Books and Programs&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;https://wealthonanyincome.com/books/&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Wealth with Purpose:&lt;/strong&gt;&lt;br /&gt;https://wealthonanyincome.com/wealthwithpurpose&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Rennie’s 9 Days to Financial Freedom program:&lt;/strong&gt;&lt;br /&gt;https://wealthonanyincome.com/programs&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Connect with Rennie &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Websites:&lt;/strong&gt;&lt;br /&gt;WealthOnAnyIncome.com&lt;br /&gt;RennieGabriel.com&lt;/p&gt;&lt;p&gt;Email: Rennie@WealthOnAnyIncome.com&lt;br /&gt;LinkedIn: https://www.linkedin.com/in/renniegabriel/&lt;br /&gt;Facebook: https://www.facebook.com/WealthOnAnyIncome/&lt;br /&gt;Twitter: https://twitter.com/RennieGabriel&lt;br /&gt;YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg&lt;br /&gt;Instagram: https://www.instagram.com/wealthonanyincome/&lt;/p&gt;&lt;p&gt;&lt;br /&gt; &lt;/p&gt;
</description>

In Episode 175 of the Wealth On Any Income Podcast, Rennie Gabriel welcomes Penelope Jane Smith — internationally acclaimed speaker, certified trainer, author of The Little Book of Prosperity, and creator of Prosperity Coin, the world’s first cryptocurrency designed to support financial freedom for women entrepreneurs.

Penelope is the premier financial freedom mentor for women entrepreneurs, helping clients achieve $10K/month in passive income in five years or less — so they never have to depend on a job, a partner, or even their business for money. In this inspiring episode, Penelope shares her powerful story of riches-to-rags-to-riches, her values-driven business model, and how she empowers women worldwide through scholarships and microloans.

Episode 175: Financially Free and Fearless: Penelope Jane Smith’s Wealth Wisdom

In this episode, Rennie and Bernie cover:• (4:00) Bernie's Career Journey: Bernie Mullin shares his inspiring career path, from leading basketball, hockey, and baseball franchises to founding the Aspire Difference Foundation, dedicated to supporting single parents with preschool children.• (6:30) Philanthropy in Action: The mission behind the Aspire Difference Foundation and how it provides resources for single parents and children in underserved communities, focusing on quality education and job opportunities.• (10:00) Personal Experience as a Single Parent: Bernie opens up about his own challenges as a single father of three and how his experience shaped his commitment to helping others in similar situations.• (12:30) Turning Failure into Success: Bernie shares a critical lesson learned from a marketing failure with the Pittsburgh Pirates, where a $250,000 direct mail campaign resulted in little to no sales until his team shifted to relationship-building with customers.• (14:00) The Power of Relationship Marketing: How personal connections and follow-up calls with "grandmas" led to selling over $1 million in merchandise, a key turning point in Bernie's career.• (18:00) Leadership Lessons from Dysfunctional Teams: Bernie reflects on his time managing high-conflict sports teams like the Atlanta Hawks, highlighting the importance of navigating dysfunction and building strong, cohesive teams.• (20:00) The American Dream for All: Bernie discusses his book, Reimagining America's Dream, which advocates for making the American Dream attainable for everyone, regardless of background or education.• (23:00) “Pura Vida” Philosophy: Bernie shares the Costa Rican concept of "Pura Vida" (pure life) and how it reflects his approach to life and leadership—staying positive and not sweating the small stuff.• (25:00) Inclusive Vision for America’s Future: How Bernie’s vision of unity—bridging divides between the right and left—can help restore a sense of shared purpose and make prosperity attainable for all.• (29:30) Empowering Youth for Success: Bernie outlines a revolutionary program idea for helping youth in underserved communities gain job experience, financial literacy, and education, including a summer boot camp to prepare them for future success.• (32:00) Practical Solutions for Social Issues: Bernie advocates for practical, grassroots solutions—such as hands-on work experience and financial education—to help solve America’s social and economic challenges.• (37:00) The Importance of Financial Literacy: Bernie believes financial education and job skills are crucial for empowering future generations, particularly for those coming from disadvantaged backgrounds."The American Dream should be attainable for everyone, not just the fortunate few. It’s about giving people the tools and opportunities to succeed, no matter where they start." -Bernie MullinIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.Rennie’s Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose: https://wealthonanyincome.com/wealthwithpurposeRennie’s 9 Days to Financial Freedom program: https://wealthonanyincome.com/programsConnect with Rennie Websites: WealthOnAnyIncome.com RennieGabriel.comEmail: Rennie@WealthOnAnyIncome.com LinkedIn: https://www.linkedin.com/in/renniegabriel/ Facebook: https://www.facebook.com/WealthOnAnyIncome/ Twitter: https://twitter.com/RennieGabriel YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg Instagram: https://www.instagram.com/wealthonanyincome/

<description>&lt;p&gt;In this episode, Rennie and Bernie cover:&lt;/p&gt;&lt;p&gt;• (4:00) Bernie's Career Journey: Bernie Mullin shares his inspiring career path, from leading basketball, hockey, and baseball franchises to founding the Aspire Difference Foundation, dedicated to supporting single parents with preschool children.&lt;/p&gt;&lt;p&gt;• (6:30) Philanthropy in Action: The mission behind the Aspire Difference Foundation and how it provides resources for single parents and children in underserved communities, focusing on quality education and job opportunities.&lt;/p&gt;&lt;p&gt;• (10:00) Personal Experience as a Single Parent: Bernie opens up about his own challenges as a single father of three and how his experience shaped his commitment to helping others in similar situations.&lt;/p&gt;&lt;p&gt;• (12:30) Turning Failure into Success: Bernie shares a critical lesson learned from a marketing failure with the Pittsburgh Pirates, where a $250,000 direct mail campaign resulted in little to no sales until his team shifted to relationship-building with customers.&lt;/p&gt;&lt;p&gt;• (14:00) The Power of Relationship Marketing: How personal connections and follow-up calls with "grandmas" led to selling over $1 million in merchandise, a key turning point in Bernie's career.&lt;/p&gt;&lt;p&gt;• (18:00) Leadership Lessons from Dysfunctional Teams: Bernie reflects on his time managing high-conflict sports teams like the Atlanta Hawks, highlighting the importance of navigating dysfunction and building strong, cohesive teams.&lt;/p&gt;&lt;p&gt;• (20:00) The American Dream for All: Bernie discusses his book, Reimagining America's Dream, which advocates for making the American Dream attainable for everyone, regardless of background or education.&lt;/p&gt;&lt;p&gt;• (23:00) “Pura Vida” Philosophy: Bernie shares the Costa Rican concept of "Pura Vida" (pure life) and how it reflects his approach to life and leadership—staying positive and not sweating the small stuff.&lt;/p&gt;&lt;p&gt;• (25:00) Inclusive Vision for America’s Future: How Bernie’s vision of unity—bridging divides between the right and left—can help restore a sense of shared purpose and make prosperity attainable for all.&lt;/p&gt;&lt;p&gt;• (29:30) Empowering Youth for Success: Bernie outlines a revolutionary program idea for helping youth in underserved communities gain job experience, financial literacy, and education, including a summer boot camp to prepare them for future success.&lt;/p&gt;&lt;p&gt;• (32:00) Practical Solutions for Social Issues: Bernie advocates for practical, grassroots solutions—such as hands-on work experience and financial education—to help solve America’s social and economic challenges.&lt;/p&gt;&lt;p&gt;• (37:00) The Importance of Financial Literacy: Bernie believes financial education and job skills are crucial for empowering future generations, particularly for those coming from disadvantaged backgrounds.&lt;/p&gt;&lt;p&gt;"The American Dream should be attainable for everyone, not just the fortunate few. It’s about giving people the tools and opportunities to succeed, no matter where they start." -Bernie Mullin&lt;/p&gt;&lt;p&gt;If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. &lt;/p&gt;&lt;p&gt;AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.&lt;/p&gt;&lt;p&gt;Rennie’s Books and Programs&lt;/p&gt;&lt;p&gt;https://wealthonanyincome.com/books/&lt;/p&gt;&lt;p&gt;Wealth with Purpose:&lt;br /&gt;https://wealthonanyincome.com/wealthwithpurpose&lt;/p&gt;&lt;p&gt;Rennie’s 9 Days to Financial Freedom program:&lt;br /&gt;https://wealthonanyincome.com/programs&lt;/p&gt;&lt;p&gt;Connect with Rennie &lt;/p&gt;&lt;p&gt;Websites:&lt;br /&gt;WealthOnAnyIncome.com&lt;br /&gt;RennieGabriel.com&lt;/p&gt;&lt;p&gt;Email: Rennie@WealthOnAnyIncome.com&lt;br /&gt;LinkedIn: https://www.linkedin.com/in/renniegabriel/&lt;br /&gt;Facebook: https://www.facebook.com/WealthOnAnyIncome/&lt;br /&gt;Twitter: https://twitter.com/RennieGabriel&lt;br /&gt;YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg&lt;br /&gt;Instagram: https://www.instagram.com/wealthonanyincome/&lt;/p&gt;
</description>

In Episode 174 of the Wealth On Any Income podcast, host Rennie Gabriel speaks with Bernie Mullin, a successful sports executive and founder of the Aspire Difference Foundation. Bernie shares his remarkable journey, from leading major league sports franchises to empowering single parents through education and job training. He discusses his new book, Reimagining America's Dream, which advocates for making the American Dream attainable for all, and highlights his innovative ideas for empowering youth and bridging political divides. Bernie’s mission is to inspire others to take practical steps toward financial empowerment and social change.

Episode 174: Building a Brighter Future: Bernie Mullin on Leadership and the American Dream.

In this episode, Rennie and Ruchi cover:0:00 - Introduction by Rennie Gabriel• Overview of the podcast and previous episodes.• Introduction of the guest, Ruchi Pinniger, CEO of Watch Her Prosper.2:00 - Ruchi Pinniger’s Background• Ruchi shares her story of growing up with immigrant parents and losing her father early.• Reflections on childhood experiences, including feeling out of place because of financial differences with classmates.4:00 - Early Career and Realization of Prosperity• Ruchi’s experience working on Wall Street and buying luxury items like a Prada bag, but realizing that material possessions didn’t bring true happiness or fulfillment.• The shift in perspective: true prosperity comes from within, not external things.6:00 - Ruchi’s Philanthropic Efforts• Discussion about Ruchi's philanthropic work:◦ B1G1 (Buy 1 Give 1) - making donations for each new client or referral.◦ Two boards Ruchi serves on: Savvy Ladies (financial literacy for women) and Pajama Program (helping children improve sleep quality).• Rennie shares his charitable work with Shelter to Soldier (training service dogs for veterans).10:00 - Target Market for Watch Her Prosper• Ruchi’s primary clients are service-based women business owners, but she also works with their husbands and other clients.• Focus on providing financial guidance and helping business owners manage their finances with confidence.12:00 - Personal and Business Failure: Ruchi’s Story• Ruchi describes her “failure of fulfillment” while working on Wall Street, feeling unfulfilled despite financial success.• Explains how a sabbatical and hiring a coach helped her shift from a "Type A" mindset to following her true calling.• The turning point: helping a friend with financials led to the creation of Watch Her Prosper.16:00 - Insights from Ruchi’s First Clients• Case study of Ruchi’s first clients who gained clarity and comfort around their money.• The importance of letting go of childhood money stories and redefining prosperity beyond just wealth (spiritual, emotional, and financial health).19:00 - Free Resource: Redefining Prosperity Workbook• Ruchi offers a free Redefining Prosperity Workbook to help listeners rethink what prosperity means to them personally.• The workbook is available at IWantToProsper.com.21:00 - Final Thoughts on Prosperity• Ruchi shares her three pillars of prosperity: personal financial management, emotional well-being, and meaningful contributions.• Emphasis on the idea that prosperity is a holistic concept.23:00 - Conclusion by Rennie Gabriel• Rennie thanks Ruchi for her insights and reminds listeners of his TEDx talk and other resources.• Call to action: Tune in to the podcast, rate, review, and subscribe."True prosperity comes from within—it's about feeling empowered with your money, letting go of limiting beliefs, and creating a life that aligns with your values and vision." -Ruchi PinnigerTo learn more about Ruchi Pinniger, please visit: IWantToProsper.com.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.Rennie’s Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose: https://wealthonanyincome.com/wealthwithpurposeRennie’s 9 Days to Financial Freedom program: https://wealthonanyincome.com/programsConnect with Rennie Websites: WealthOnAnyIncome.com RennieGabriel.comEmail: Rennie@WealthOnAnyIncome.com LinkedIn: https://www.linkedin.com/in/renniegabriel/ Facebook: https://www.facebook.com/WealthOnAnyIncome/ Twitter: https://twitter.com/RennieGabriel YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg Instagram: https://www.instagram.com/wealthonanyincome/

<description>&lt;p&gt;In this episode, Rennie and Ruchi cover:&lt;/p&gt;&lt;p&gt;&lt;strong&gt;0:00 - Introduction by Rennie Gabriel&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Overview of the podcast and previous episodes.&lt;/p&gt;&lt;p&gt;• Introduction of the guest, &lt;strong&gt;Ruchi Pinniger&lt;/strong&gt;, CEO of Watch Her Prosper.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;2:00 - Ruchi Pinniger’s Background&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi shares her story of growing up with immigrant parents and losing her father early.&lt;/p&gt;&lt;p&gt;• Reflections on childhood experiences, including feeling out of place because of financial differences with classmates.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;4:00 - Early Career and Realization of Prosperity&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi’s experience working on Wall Street and buying luxury items like a Prada bag, but realizing that material possessions didn’t bring true happiness or fulfillment.&lt;/p&gt;&lt;p&gt;• The shift in perspective: true prosperity comes from within, not external things.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;6:00 - Ruchi’s Philanthropic Efforts&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Discussion about Ruchi's philanthropic work:&lt;/p&gt;&lt;p&gt;&lt;strong&gt;◦ B1G1&lt;/strong&gt; (Buy 1 Give 1) - making donations for each new client or referral.&lt;/p&gt;&lt;p&gt;◦ Two boards Ruchi serves on: &lt;strong&gt;Savvy Ladies&lt;/strong&gt; (financial literacy for women) and &lt;strong&gt;Pajama Program&lt;/strong&gt; (helping children improve sleep quality).&lt;/p&gt;&lt;p&gt;• Rennie shares his charitable work with &lt;strong&gt;Shelter to Soldier&lt;/strong&gt; (training service dogs for veterans).&lt;/p&gt;&lt;p&gt;&lt;strong&gt;10:00 - Target Market for Watch Her Prosper&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi’s primary clients are service-based women business owners, but she also works with their husbands and other clients.&lt;/p&gt;&lt;p&gt;• Focus on providing financial guidance and helping business owners manage their finances with confidence.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;12:00 - Personal and Business Failure: Ruchi’s Story&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi describes her “failure of fulfillment” while working on Wall Street, feeling unfulfilled despite financial success.&lt;/p&gt;&lt;p&gt;• Explains how a sabbatical and hiring a coach helped her shift from a "Type A" mindset to following her true calling.&lt;/p&gt;&lt;p&gt;• The turning point: helping a friend with financials led to the creation of Watch Her Prosper.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;16:00 - Insights from Ruchi’s First Clients&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Case study of Ruchi’s first clients who gained clarity and comfort around their money.&lt;/p&gt;&lt;p&gt;• The importance of letting go of childhood money stories and redefining prosperity beyond just wealth (spiritual, emotional, and financial health).&lt;/p&gt;&lt;p&gt;&lt;strong&gt;19:00 - Free Resource: Redefining Prosperity Workbook&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi offers a free &lt;strong&gt;Redefining Prosperity Workbook&lt;/strong&gt; to help listeners rethink what prosperity means to them personally.&lt;/p&gt;&lt;p&gt;• The workbook is available at IWantToProsper.com.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;21:00 - Final Thoughts on Prosperity&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Ruchi shares her three pillars of prosperity: personal financial management, emotional well-being, and meaningful contributions.&lt;/p&gt;&lt;p&gt;• Emphasis on the idea that prosperity is a holistic concept.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;23:00 - Conclusion by Rennie Gabriel&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;• Rennie thanks Ruchi for her insights and reminds listeners of his TEDx talk and other resources.&lt;/p&gt;&lt;p&gt;• Call to action: Tune in to the podcast, rate, review, and subscribe.&lt;/p&gt;&lt;p&gt;&lt;i&gt;"True prosperity comes from within—it's about feeling empowered with your money, letting go of limiting beliefs, and creating a life that aligns with your values and vision." &lt;/i&gt;-Ruchi Pinniger&lt;/p&gt;&lt;p&gt;To learn more about Ruchi Pinniger, please visit: IWantToProsper.com.&lt;/p&gt;&lt;p&gt;If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. &lt;/p&gt;&lt;p&gt;AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.&lt;/p&gt;&lt;p&gt;Rennie’s Books and Programs&lt;/p&gt;&lt;p&gt;https://wealthonanyincome.com/books/&lt;/p&gt;&lt;p&gt;Wealth with Purpose:&lt;br /&gt;https://wealthonanyincome.com/wealthwithpurpose&lt;/p&gt;&lt;p&gt;Rennie’s 9 Days to Financial Freedom program:&lt;br /&gt;https://wealthonanyincome.com/programs&lt;/p&gt;&lt;p&gt;Connect with Rennie &lt;/p&gt;&lt;p&gt;Websites:&lt;br /&gt;WealthOnAnyIncome.com&lt;br /&gt;RennieGabriel.com&lt;/p&gt;&lt;p&gt;Email: Rennie@WealthOnAnyIncome.com&lt;br /&gt;LinkedIn: https://www.linkedin.com/in/renniegabriel/&lt;br /&gt;Facebook: https://www.facebook.com/WealthOnAnyIncome/&lt;br /&gt;Twitter: https://twitter.com/RennieGabriel&lt;br /&gt;YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg&lt;br /&gt;Instagram: https://www.instagram.com/wealthonanyincome/&lt;/p&gt;
</description>

In Episode 173 of the Wealth On Any Income podcast, host Rennie Gabriel talks with Ruchi Pinniger, founder of Watch Her Prosper. Ruchi shares her journey from Wall Street to empowering women to redefine prosperity through financial clarity and mindset coaching. She discusses how true prosperity goes beyond money, focusing on holistic well-being, and highlights her philanthropic work supporting financial literacy and wellness. Ruchi’s mission is to help clients let go of limiting beliefs and create a life of true fulfillment and financial empowerment.

Episode 173: Redefining Prosperity: Empowering Women to Thrive with Ruchi Pinniger!

In this episode, Rennie and Milana cover:Here are topic blurbs based on the timestamps from the transcript:00:00 – Introduction Rennie introduces the episode and guest Milana Leshchinsky, highlighting her achievements and the impact of her work.02:30 – Milana’s Journey from Music Teacher to Entrepreneur Milana discusses her career shift from teaching music to becoming an entrepreneur, and how her background in web design led to her entry into the coaching industry.05:10 – The Birth of Coaching and Telesummits Milana shares how she accidentally entered the coaching world and created the Telesummit concept, which revolutionized how coaches reached their audiences.07:50 – Helping Coaches Stand Out with Innovative Programs Milana explains how she now helps coaches and experts create unique programs, products, and tools to become seen as trailblazers in their niches.11:00 – Philanthropy and Giving Back to Ukraine Milana talks about her recent philanthropic work, supporting Ukraine through a card deck project that raises funds for medical aid professionals and other causes.14:00 – The Meaning of Simplicity in Business Rennie and Milana discuss her program "Simplicity Business Growth Experience" and the lessons learned when the name didn't resonate with her audience. Milana explains her shift in approach to simplifying business models in a way that aligns with clients' natural abilities.18:20 – The Concept of "Failure" in Business Milana discusses her philosophy of not viewing challenges as failures but as learning experiences. She explains how she adapted after a program didn't sell as expected and how she turned that into valuable insight for future projects.22:00 – Coaching Genie: Revolutionizing the Client Experience Milana introduces Coaching Genie, the platform she developed for coaches and experts to create immersive, high-quality client experiences beyond just content delivery.26:30 – High-Ticket Programs and Stepping Outside Comfort Zones Milana talks about her experience with high-ticket programs, why they’ve been outside her comfort zone, and how she’s stepping into offering higher-value, transformative programs for visionary entrepreneurs.30:00 – Free Resource for Coaches and Experts Milana offers a free resource on her website, providing eight ways to become the most desirable coach or expert in your field, and how to attract clients with ease.32:20 – Closing Remarks and Call to Action Rennie wraps up the episode and directs listeners to Milana’s website for more information on her resources and Coaching Genie platform."I’ve never actually said the word failure in my life or in my business, as if there is no other way, there’s no other solution, there’s no other path. There’s always another path." – Milana LeshchinskyTo learn more about Milana Leshinsky, please visit: www.milana.com.If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.Rennie’s Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose: https://wealthonanyincome.com/wealthwithpurposeRennie’s 9 Days to Financial Freedom program: https://wealthonanyincome.com/programsConnect with Rennie Websites: WealthOnAnyIncome.com RennieGabriel.comEmail: Rennie@WealthOnAnyIncome.com LinkedIn: https://www.linkedin.com/in/renniegabriel/ Facebook: https://www.facebook.com/WealthOnAnyIncome/ Twitter: https://twitter.com/RennieGabriel YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg Instagram: https://www.instagram.com/wealthonanyincome/

<description>&lt;p&gt;In this episode, Rennie and Milana cover:&lt;/p&gt;&lt;p&gt;Here are topic blurbs based on the timestamps from the transcript:&lt;/p&gt;&lt;p&gt;&lt;strong&gt;00:00 – Introduction&lt;/strong&gt;&lt;br /&gt;Rennie introduces the episode and guest Milana Leshchinsky, highlighting her achievements and the impact of her work.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;02:30 – Milana’s Journey from Music Teacher to Entrepreneur&lt;/strong&gt;&lt;br /&gt;Milana discusses her career shift from teaching music to becoming an entrepreneur, and how her background in web design led to her entry into the coaching industry.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;05:10 – The Birth of Coaching and Telesummits&lt;/strong&gt;&lt;br /&gt;Milana shares how she accidentally entered the coaching world and created the Telesummit concept, which revolutionized how coaches reached their audiences.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;07:50 – Helping Coaches Stand Out with Innovative Programs&lt;/strong&gt;&lt;br /&gt;Milana explains how she now helps coaches and experts create unique programs, products, and tools to become seen as trailblazers in their niches.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;11:00 – Philanthropy and Giving Back to Ukraine&lt;/strong&gt;&lt;br /&gt;Milana talks about her recent philanthropic work, supporting Ukraine through a card deck project that raises funds for medical aid professionals and other causes.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;14:00 – The Meaning of Simplicity in Business&lt;/strong&gt;&lt;br /&gt;Rennie and Milana discuss her program "Simplicity Business Growth Experience" and the lessons learned when the name didn't resonate with her audience. Milana explains her shift in approach to simplifying business models in a way that aligns with clients' natural abilities.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;18:20 – The Concept of "Failure" in Business&lt;/strong&gt;&lt;br /&gt;Milana discusses her philosophy of not viewing challenges as failures but as learning experiences. She explains how she adapted after a program didn't sell as expected and how she turned that into valuable insight for future projects.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;22:00 – Coaching Genie: Revolutionizing the Client Experience&lt;/strong&gt;&lt;br /&gt;Milana introduces &lt;i&gt;Coaching Genie&lt;/i&gt;, the platform she developed for coaches and experts to create immersive, high-quality client experiences beyond just content delivery.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;26:30 – High-Ticket Programs and Stepping Outside Comfort Zones&lt;/strong&gt;&lt;br /&gt;Milana talks about her experience with high-ticket programs, why they’ve been outside her comfort zone, and how she’s stepping into offering higher-value, transformative programs for visionary entrepreneurs.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;30:00 – Free Resource for Coaches and Experts&lt;/strong&gt;&lt;br /&gt;Milana offers a free resource on her website, providing eight ways to become the most desirable coach or expert in your field, and how to attract clients with ease.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;32:20 – Closing Remarks and Call to Action&lt;/strong&gt;&lt;br /&gt;Rennie wraps up the episode and directs listeners to Milana’s website for more information on her resources and Coaching Genie platform.&lt;/p&gt;&lt;p&gt;&lt;i&gt;"I’ve never actually said the word failure in my life or in my business, as if there is no other way, there’s no other solution, there’s no other path. There’s always another path."&lt;/i&gt; – Milana Leshchinsky&lt;/p&gt;&lt;p&gt;To learn more about Milana Leshinsky, please visit: &lt;strong&gt;www.milana.com&lt;/strong&gt;.&lt;/p&gt;&lt;p&gt;If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. &lt;/p&gt;&lt;p&gt;AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.&lt;/p&gt;&lt;p&gt;Rennie’s Books and Programs&lt;/p&gt;&lt;p&gt;https://wealthonanyincome.com/books/&lt;/p&gt;&lt;p&gt;Wealth with Purpose:&lt;br /&gt;https://wealthonanyincome.com/wealthwithpurpose&lt;/p&gt;&lt;p&gt;Rennie’s 9 Days to Financial Freedom program:&lt;br /&gt;https://wealthonanyincome.com/programs&lt;/p&gt;&lt;p&gt;Connect with Rennie &lt;/p&gt;&lt;p&gt;Websites:&lt;br /&gt;WealthOnAnyIncome.com&lt;br /&gt;RennieGabriel.com&lt;/p&gt;&lt;p&gt;Email: Rennie@WealthOnAnyIncome.com&lt;br /&gt;LinkedIn: https://www.linkedin.com/in/renniegabriel/&lt;br /&gt;Facebook: https://www.facebook.com/WealthOnAnyIncome/&lt;br /&gt;Twitter: https://twitter.com/RennieGabriel&lt;br /&gt;YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg&lt;br /&gt;Instagram: https://www.instagram.com/wealthonanyincome/&lt;/p&gt;
</description>

In Episode 172 of the Wealth On Any Income podcast, host Rennie Gabriel sits down with Milana Leshchinsky, a seven-figure business coach, author, and creator of Coaching Genie. Milana shares her inspiring journey from leaving a music teaching career to building a successful coaching business that empowers coaches, speakers, and consultants to create innovative programs that stand out in their niches. She discusses her unique approach to business growth, the lessons learned from her own challenges, and her commitment to helping others find simplicity and success in their work. Milana also highlights her philanthropic efforts to support Ukraine, demonstrating how business and purpose can align for greater impact.

Creating Transformational Coaching Experiences with Milana Leshchinsky

In this episode, Rennie and Michael cover:• [00:00] Host Rennie Gabriel introduces the podcast’s theme on money tips, techniques, and business inspiration.• [01:00] Michael Whitehouse is introduced as "The Guy Who Knows a Guy," a connector, author, and networking expert.Michael's Journey to Becoming a Networking Expert• [02:10] Michael shares how he started networking after moving to Groton, Connecticut in 2014 with no job or business but excelled by leveraging connections.• [03:50] How focusing on relationships instead of selling made him a successful networker.Charitable Involvement and Impact• [03:54] Michael discusses his involvement with his church and various causes, including helping an NGO in Rwanda by facilitating connections and networking summits.Target Audience and Entrepreneurial Summit• [05:30] Michael talks about his target market—entrepreneurs, especially geeks, LGBTQ+ individuals, and other unique or quirky individuals.  Lessons from the Entrepreneur Summit and why “niches invite, not limit.”Michael's Biggest Failure and Key Lessons• [07:42] Michael reflects on his biggest business failure—running a game store that was successful as a community space but financially unsustainable.  Key lessons learned: clarity in expectations, balancing the "why" with the "how," and the importance of having a sustainable business model.The Value of Networking• [13:04] Michael explains the goal of his Entrepreneurial Village program: creating spaces that facilitate connections and mutual support.  He shares how effective networking fills the top of the sales funnel and creates value in a non-salesy way.Nine Foundational Questions for Entrepreneurs• [15:32] Michael talks about his free resource, the "Nine Foundational Questions" ebook, designed to help entrepreneurs clarify their purpose, offering, and audience.  Link to download the ebook: guywhoknowsaguy.com/mapebook OR https://guy.thrivecart.com/nine-questions-ebook/Overcoming the Fear of Networking• [17:07] Michael explains why most people dislike networking—it’s often misunderstood. Networking is about helping others and building relationships, not selling or self-promotion.Closing and Call to Action• [17:44] Michael thanks Rennie for the opportunity and reflects on how much he’s learned from the Wealth on Any Income framework.• [17:52] Rennie closes with an invitation for listeners to check out his TEDx talk and explore the "Wealth with Purpose" program. Link to TEDx talk: wealthonanyincome.com/TEDx."I connect people because I like connecting people. It’s about creating relationships and adding value, not selling—it’s about helping others, and in turn, the benefits come back."  - Michael WhitehouseTo learn more about Michael Whitehouse, please visit: <a href="https://guy.thrivecart.com/nine-questions-ebook/">guywhoknowsaguy.com/mapebook</a>If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.Rennie’s Books and Programs<a href="https://wealthonanyincome.com/books/">https://wealthonanyincome.com/books/</a>Wealth with Purpose: <a href="https://wealthonanyincome.com/wealthwithpurpose">https://wealthonanyincome.com/wealthwithpurpose</a>Rennie’s 9 Days to Financial Freedom program: <a href="https://wealthonanyincome.com/programs">https://wealthonanyincome.com/programs</a>Connect with Rennie Websites: <a href="WealthOnAnyIncome.com">WealthOnAnyIncome.com</a> <a href="RennieGabriel.com">RennieGabriel.com</a>Email: Rennie@WealthOnAnyIncome.com LinkedIn: https://www.linkedin.com/in/renniegabriel/ Facebook: https://www.facebook.com/WealthOnAnyIncome/ Twitter: https://twitter.com/RennieGabriel YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg Instagram: https://www.instagram.com/wealthonanyincome/

<description>&lt;p&gt;In this episode, Rennie and Michael cover:&lt;/p&gt;&lt;p&gt;• [00:00] Host Rennie Gabriel introduces the podcast’s theme on money tips, techniques, and business inspiration.&lt;/p&gt;&lt;p&gt;• [01:00] Michael Whitehouse is introduced as "The Guy Who Knows a Guy," a connector, author, and networking expert.&lt;/p&gt;&lt;p&gt;Michael's Journey to Becoming a Networking Expert&lt;/p&gt;&lt;p&gt;• [02:10] Michael shares how he started networking after moving to Groton, Connecticut in 2014 with no job or business but excelled by leveraging connections.&lt;/p&gt;&lt;p&gt;• [03:50] How focusing on relationships instead of selling made him a successful networker.&lt;/p&gt;&lt;p&gt;Charitable Involvement and Impact&lt;/p&gt;&lt;p&gt;• [03:54] Michael discusses his involvement with his church and various causes, including helping an NGO in Rwanda by facilitating connections and networking summits.&lt;/p&gt;&lt;p&gt;Target Audience and Entrepreneurial Summit&lt;/p&gt;&lt;p&gt;• [05:30] Michael talks about his target market—entrepreneurs, especially geeks, LGBTQ+ individuals, and other unique or quirky individuals.  Lessons from the Entrepreneur Summit and why “niches invite, not limit.”&lt;/p&gt;&lt;p&gt;Michael's Biggest Failure and Key Lessons&lt;/p&gt;&lt;p&gt;• [07:42] Michael reflects on his biggest business failure—running a game store that was successful as a community space but financially unsustainable.  Key lessons learned: clarity in expectations, balancing the "why" with the "how," and the importance of having a sustainable business model.&lt;/p&gt;&lt;p&gt;The Value of Networking&lt;/p&gt;&lt;p&gt;• [13:04] Michael explains the goal of his Entrepreneurial Village program: creating spaces that facilitate connections and mutual support.  He shares how effective networking fills the top of the sales funnel and creates value in a non-salesy way.&lt;/p&gt;&lt;p&gt;Nine Foundational Questions for Entrepreneurs&lt;/p&gt;&lt;p&gt;• [15:32] Michael talks about his free resource, the "Nine Foundational Questions" ebook, designed to help entrepreneurs clarify their purpose, offering, and audience.  Link to download the ebook: guywhoknowsaguy.com/mapebook OR https://guy.thrivecart.com/nine-questions-ebook/&lt;/p&gt;&lt;p&gt;Overcoming the Fear of Networking&lt;/p&gt;&lt;p&gt;• [17:07] Michael explains why most people dislike networking—it’s often misunderstood. Networking is about helping others and building relationships, not selling or self-promotion.&lt;/p&gt;&lt;p&gt;Closing and Call to Action&lt;/p&gt;&lt;p&gt;• [17:44] Michael thanks Rennie for the opportunity and reflects on how much he’s learned from the Wealth on Any Income framework.&lt;/p&gt;&lt;p&gt;• [17:52] Rennie closes with an invitation for listeners to check out his TEDx talk and explore the "Wealth with Purpose" program. Link to TEDx talk: wealthonanyincome.com/TEDx.&lt;/p&gt;&lt;p&gt;"I connect people because I like connecting people. It’s about creating relationships and adding value, not selling—it’s about helping others, and in turn, the benefits come back."  - Michael Whitehouse&lt;/p&gt;&lt;p&gt;To learn more about Michael Whitehouse, please visit: &lt;a href="https://guy.thrivecart.com/nine-questions-ebook/"&gt;guywhoknowsaguy.com/mapebook&lt;/a&gt;&lt;/p&gt;&lt;p&gt;If you'd like to know how books, movies, and society programs you to be poor, and what the cure is, visit wealthonanyincome.com/TEDx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. &lt;/p&gt;&lt;p&gt;AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose’.&lt;/p&gt;&lt;p&gt;Rennie’s Books and Programs&lt;/p&gt;&lt;p&gt;&lt;a href="https://wealthonanyincome.com/books/"&gt;https://wealthonanyincome.com/books/&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Wealth with Purpose:&lt;br /&gt;&lt;a href="https://wealthonanyincome.com/wealthwithpurpose"&gt;https://wealthonanyincome.com/wealthwithpurpose&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Rennie’s 9 Days to Financial Freedom program:&lt;br /&gt;&lt;a href="https://wealthonanyincome.com/programs"&gt;https://wealthonanyincome.com/programs&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Connect with Rennie &lt;/p&gt;&lt;p&gt;Websites:&lt;br /&gt;&lt;a href="WealthOnAnyIncome.com"&gt;WealthOnAnyIncome.com&lt;/a&gt;&lt;br /&gt;&lt;a href="RennieGabriel.com"&gt;RennieGabriel.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Email: Rennie@WealthOnAnyIncome.com&lt;br /&gt;LinkedIn: https://www.linkedin.com/in/renniegabriel/&lt;br /&gt;Facebook: https://www.facebook.com/WealthOnAnyIncome/&lt;br /&gt;Twitter: https://twitter.com/RennieGabriel&lt;br /&gt;YouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8Pg&lt;br /&gt;Instagram: https://www.instagram.com/wealthonanyincome/&lt;/p&gt;
</description>

In Episode 171 of the Wealth on Any Income podcast, host Rennie Gabriel interviews networking expert Michael Whitehouse. Michael shares how he built a successful network by focusing on helping others instead of selling, turning connections into opportunities. He discusses his work with entrepreneurs and his support for charitable causes, emphasizing the value of genuine relationships in business and life.

Episode 171: Genuine Networking for Success with Michael Whitehouse

In a short fast paced structure with occasional interviews of 15 minutes or less you will hear stories of recovery, psychology, mindset, inspiration and tools to create Complete Financial Choice™. This is where you can choose to work instead of have to work.

Wealth On Any Income

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