Nashville Real Estate Podcast
Nashville Real Estate Podcast

Nashville Real Estate Podcast

Jarrod Swanson

Overview
Episodes

Details

Get an inside scoop on the current Nashville area housing market from experienced Real Estate Agents. We'll talk about the challenges in today's market and strategies to overcome these obstacles to have a successful year.

Recent Episodes

The Fed Didn't Lower Rates, why??
JUN 19, 2025
The Fed Didn't Lower Rates, why??
Hosted by Jarrod Swanson - Realtor and Mortgage Broker. [email protected]: This episode is for informational purposes only and should not be considered financial, legal, or investment advice. Please consult with a licensed financial advisor, attorney, or tax professional for advice specific to your situation.🧾 Economic ConditionsEconomic activity continues to expand at a solid pace.Net export swings have influenced recent data, but the overall trend is positive.The unemployment rate remains low and has stabilized in recent months.Labor market conditions remain solid.Inflation is still somewhat elevated, though not accelerating.The Committee aims for:Maximum employment2% inflation over the longer runUncertainty about the economic outlook has increased.Risks to both employment and inflation have risen but remain under evaluation.The federal funds rate will remain at 4.25% to 4.50%.The Committee will:Carefully assess incoming data, economic trends, and risk balance.Continue reducing holdings of Treasury securities, agency debt, and mortgage-backed securities.Stay committed to maximum employment and 2% inflation.The Committee will monitor economic data to guide policy decisions.It is prepared to adjust policy if needed to meet its goals.Assessments will consider:Labor market conditionsInflation pressures and expectationsFinancial and international developments🎯 Federal Reserve's Dual Mandate📉 Monetary Policy Decisions📊 Ongoing Assessment
play-circle icon
4 MIN
Affordability and Where to Find Value
DEC 13, 2024
Affordability and Where to Find Value
In this episode of the Nashville Real Estate Podcast, host Jarrod Swanson, a Realtor and Mortgage Broker, discusses the current state of mortgage rates and housing affordability. He explains the relationship between U.S. Treasury yields and mortgage rates, noting recent increases influenced by economic indicators like CPI and PPI. Jarrod explores strategies for managing mortgage payments, focusing on permanent and temporary buy-downs, and provides examples of how these can benefit buyers. He also highlights the importance of understanding market dynamics and the potential impact of upcoming Federal Reserve decisions on interest rates. If you or your clients want to know how to make your mortgage payment more affordable, send Jarrod a message! **Current Mortgage Rates (00:00:13)** As of December 13, 2024, mortgage rates are at 6.875%, showing an upward trend. **U.S. Treasury Yield Correlation (00:01:06)** Explains the relationship between U.S. Treasury yields and mortgage interest rates. **Impact of CPI and PPI Data (00:02:30)** Discusses how recent CPI and PPI data affects expectations for Federal Reserve rate cuts. **Affordability in the Housing Market (00:03:41)** Explores the current affordability issues in the housing market and home price trends. **Buy-Down Options Explained (00:04:51)** Describes permanent and temporary buy-down options for managing mortgage payments. **Example of Temporary Buy-Down (00:06:03)** Provides a practical example of how a temporary buy-down can benefit buyers. **Opportunities in the Market (00:08:41)** Highlights the number of homes available in the market and potential seller concessions. **Using Seller Concessions for Buy-Downs (00:09:47)** Discusses strategies for utilizing seller concessions to lower mortgage payments. **Conclusion and Upcoming Fed Announcement (00:11:01)** Wraps up the discussion and mentions the upcoming Federal Reserve meeting on December 18.
play-circle icon
13 MIN