In the latest episode of Digital Banking Podcast, host Josh DeTar, VP of Sales and Marketing at Tyfone, welcomed Barath Narayanan, Global BFSI and Europe Geo Head at Persistent Systems. The episode centered around how artificial intelligence is shaping productivity, strategy, and risk management across financial services worldwide.Barath shared how AI has moved from a side conversation to the core of every client discussion. He described a clear shift: organizations now focus less on cutting costs and more on boosting output and speed with AI tools. Barath explored how adoption varies by region, with some markets demanding higher productivity gains and others held back by legacy infrastructure and data challenges. He stressed the need for careful governance, drawing on real-world stories where moving too fast led to costly mistakes. He also highlighted the importance of having experts in the loop and building strong guardrails to protect trust and brand.Throughout the conversation, Barath and Josh examined how evolving technology, data quality, and global perspectives impact AI’s role in digital banking. The discussion underscored that progress in AI adoption is incremental, and that staying relevant means blending bold action with thoughtful risk management.

<description>&lt;p&gt;In the latest episode of Digital Banking Podcast, host Josh DeTar, VP of Sales and Marketing at Tyfone, welcomed Barath Narayanan, Global BFSI and Europe Geo Head at Persistent Systems. The episode centered around how artificial intelligence is shaping productivity, strategy, and risk management across financial services worldwide.&lt;/p&gt;&lt;p&gt;Barath shared how AI has moved from a side conversation to the core of every client discussion. He described a clear shift: organizations now focus less on cutting costs and more on boosting output and speed with AI tools. Barath explored how adoption varies by region, with some markets demanding higher productivity gains and others held back by legacy infrastructure and data challenges. He stressed the need for careful governance, drawing on real-world stories where moving too fast led to costly mistakes. He also highlighted the importance of having experts in the loop and building strong guardrails to protect trust and brand.&lt;/p&gt;&lt;p&gt;Throughout the conversation, Barath and Josh examined how evolving technology, data quality, and global perspectives impact AI’s role in digital banking. The discussion underscored that progress in AI adoption is incremental, and that staying relevant means blending bold action with thoughtful risk management. &lt;/p&gt;</description>

In the latest episode of Digital Banking Podcast, host Josh DeTar, VP of Sales and Marketing at Tyfone, welcomed Barath Narayanan, Global BFSI and Europe Geo Head at Persistent Systems. The episode centered around how artificial intelligence is shaping productivity, strategy, and risk management across financial services worldwide. Barath shared how AI has moved from a side conversation to the core of every client discussion. He described a clear shift: organizations now focus less on cutting...

Navigating AI Hype and Reality in Banking, with Barath Narayanan

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Emiliano Giacchetti, CEO at ParaScript LLC. The episode centered around the power of curiosity, challenging assumptions, and how breaking habits can unlock growth for individuals and organizations.Emiliano shared how he built a practice of seeking discomfort in order to learn and evolve. He discussed the value of exposing yourself to new ideas, even in small ways, to keep your mind agile. Emiliano explained why organizations benefit when people ask naïve questions and challenge the status quo, drawing on stories from his own career that spanned multiple industries. He and Josh explored how collaboration between experts and outsiders can help teams see old problems in new ways, and why a willingness to make mistakes is key to finding better solutions.Throughout their conversation, Emiliano tied these themes back to banking and leadership. He encouraged listeners to examine long-held beliefs, welcome diverse viewpoints, and treat every challenge as an opportunity for learning. The episode offered practical ways to foster resilience, embrace change, and keep curiosity at the core of innovation.

<description>&lt;p&gt;In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Emiliano Giacchetti, CEO at ParaScript LLC. The episode centered around the power of curiosity, challenging assumptions, and how breaking habits can unlock growth for individuals and organizations.&lt;/p&gt;&lt;p&gt;Emiliano shared how he built a practice of seeking discomfort in order to learn and evolve. He discussed the value of exposing yourself to new ideas, even in small ways, to keep your mind agile. Emiliano explained why organizations benefit when people ask naïve questions and challenge the status quo, drawing on stories from his own career that spanned multiple industries. He and Josh explored how collaboration between experts and outsiders can help teams see old problems in new ways, and why a willingness to make mistakes is key to finding better solutions.&lt;/p&gt;&lt;p&gt;Throughout their conversation, Emiliano tied these themes back to banking and leadership. He encouraged listeners to examine long-held beliefs, welcome diverse viewpoints, and treat every challenge as an opportunity for learning. The episode offered practical ways to foster resilience, embrace change, and keep curiosity at the core of innovation.&lt;/p&gt;</description>

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Emiliano Giacchetti, CEO at ParaScript LLC. The episode centered around the power of curiosity, challenging assumptions, and how breaking habits can unlock growth for individuals and organizations. Emiliano shared how he built a practice of seeking discomfort in order to learn and evolve. He discussed the value of exposing yourself to new ideas, even in small ways, to k...

Pushing Past Comfort Zones to Drive Real Innovation, with Emiliano Giacchetti.

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales &amp; Marketing at Tyfone, welcomed Crissi Cole, Founder and CEO at Penny Finance Inc. The episode centered around the real barriers to financial health and the need for more personal, judgment-free financial guidance.Crissi argued that traditional budgeting tools and advice often fall short because they ignore each person’s unique goals and circumstances. She explained that most people struggle with money not because they lack discipline, but because the “trade secrets” of wealth management rarely reach them. Crissi shared how many financial lessons remain locked behind closed doors, and how shame and confusion keep people from seeking help. She emphasized that building wealth is less about rigid rules and more about aligning daily choices with personal goals, especially as those goals shift through life.Josh and Crissi explored the role of community financial institutions in closing this knowledge gap. They discussed how credit unions and community banks can offer better support by focusing on education, digital access, and understanding members’ true objectives—rather than pushing one-size-fits-all budgets. The episode made a clear case for rethinking how banks help people build real financial security.

<description>&lt;p&gt;In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales &amp;amp; Marketing at Tyfone, welcomed Crissi Cole, Founder and CEO at Penny Finance Inc. The episode centered around the real barriers to financial health and the need for more personal, judgment-free financial guidance.&lt;/p&gt;&lt;p&gt;Crissi argued that traditional budgeting tools and advice often fall short because they ignore each person’s unique goals and circumstances. She explained that most people struggle with money not because they lack discipline, but because the “trade secrets” of wealth management rarely reach them. Crissi shared how many financial lessons remain locked behind closed doors, and how shame and confusion keep people from seeking help. She emphasized that building wealth is less about rigid rules and more about aligning daily choices with personal goals, especially as those goals shift through life.&lt;/p&gt;&lt;p&gt;Josh and Crissi explored the role of community financial institutions in closing this knowledge gap. They discussed how credit unions and community banks can offer better support by focusing on education, digital access, and understanding members’ true objectives—rather than pushing one-size-fits-all budgets. The episode made a clear case for rethinking how banks help people build real financial security.&lt;/p&gt;</description>

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales &amp; Marketing at Tyfone, welcomed Crissi Cole, Founder and CEO at Penny Finance Inc. The episode centered around the real barriers to financial health and the need for more personal, judgment-free financial guidance. Crissi argued that traditional budgeting tools and advice often fall short because they ignore each person’s unique goals and circumstances. She explained that most people struggle with m...

Breaking the Wealth Rules: Crissi Cole on Ditching Budgets and Building Real Financial Freedom

In the latest episode of Digital Banking Podcast, host Josh DeTar, EVP - Evangelism at Tyfone, welcomed Vit Shtyrkin, Chief Product Officer at B2BinPay. The episode centered around how fast-changing technology is reshaping digital banking, with a focus on the practical impacts of artificial intelligence and crypto tools on product development and team workflows.Vit discussed how his team approached AI not as a shortcut, but as a tool for survival and growth. He shared real examples of how AI helped B2BinPay analyze competitors, speed up prototyping, and reduce routine work, while stressing the importance of human expertise to guide, validate, and shape technology’s output. Vit and Josh explored why simply having AI isn’t enough—teams need to combine smart tools with critical thinking and ongoing learning to stay ahead.The conversation also touched on the rising pace of disruption, the need to balance speed with quality, and why no business—banking included—is safe from rapid change. Vit closed by highlighting the real human goals behind innovation: creating products that work for people, freeing up time, and making room for life beyond work.

<description>&lt;p&gt;In the latest episode of Digital Banking Podcast, host Josh DeTar, EVP - Evangelism at Tyfone, welcomed Vit Shtyrkin, Chief Product Officer at B2BinPay. The episode centered around how fast-changing technology is reshaping digital banking, with a focus on the practical impacts of artificial intelligence and crypto tools on product development and team workflows.&lt;/p&gt;&lt;p&gt;Vit discussed how his team approached AI not as a shortcut, but as a tool for survival and growth. He shared real examples of how AI helped B2BinPay analyze competitors, speed up prototyping, and reduce routine work, while stressing the importance of human expertise to guide, validate, and shape technology’s output. Vit and Josh explored why simply having AI isn’t enough—teams need to combine smart tools with critical thinking and ongoing learning to stay ahead.&lt;/p&gt;&lt;p&gt;The conversation also touched on the rising pace of disruption, the need to balance speed with quality, and why no business—banking included—is safe from rapid change. Vit closed by highlighting the real human goals behind innovation: creating products that work for people, freeing up time, and making room for life beyond work.&lt;/p&gt;</description>

In the latest episode of Digital Banking Podcast, host Josh DeTar, EVP - Evangelism at Tyfone, welcomed Vit Shtyrkin, Chief Product Officer at B2BinPay. The episode centered around how fast-changing technology is reshaping digital banking, with a focus on the practical impacts of artificial intelligence and crypto tools on product development and team workflows. Vit discussed how his team approached AI not as a shortcut, but as a tool for survival and growth. He shared real examples of how AI...

Rapid Change, Real Impact: Vit Shtyrkin on AI and Crypto Tools

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Christina Roman, Consumer Education and Advocacy Manager at Experian, and Latreace Wells, Assistant Vice President of Career Planning and Development at Fisk University. The episode centered around how financial education shapes opportunity and why understanding credit early can change lives.Christina and Latreace discussed the challenges people face when learning about credit and personal finance. They shared how misinformation on social media makes it hard for young adults and students to separate fact from fiction. Both guests explained how practical education—like credit monitoring and honest conversations about money—can help people avoid common pitfalls. Christina highlighted the need for trustworthy resources and explained why credit monitoring should be part of everyone’s routine. Latreace described how her programs at Fisk University help students build good habits before they enter the workforce, stressing that it’s never too late to start fresh.The conversation also touched on the complexity of today’s financial landscape. Subscription services, buy now pay later options, and digital wallets add layers to money management that didn’t exist a decade ago. Christina and Latreace encouraged listeners to focus on small, positive steps—like tracking spending and prioritizing trusted advice—to build a stronger financial future.

<description>&lt;p&gt;In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Christina Roman, Consumer Education and Advocacy Manager at Experian, and Latreace Wells, Assistant Vice President of Career Planning and Development at Fisk University. The episode centered around how financial education shapes opportunity and why understanding credit early can change lives.&lt;/p&gt;&lt;p&gt;Christina and Latreace discussed the challenges people face when learning about credit and personal finance. They shared how misinformation on social media makes it hard for young adults and students to separate fact from fiction. Both guests explained how practical education—like credit monitoring and honest conversations about money—can help people avoid common pitfalls. Christina highlighted the need for trustworthy resources and explained why credit monitoring should be part of everyone’s routine. Latreace described how her programs at Fisk University help students build good habits before they enter the workforce, stressing that it’s never too late to start fresh.&lt;/p&gt;&lt;p&gt;The conversation also touched on the complexity of today’s financial landscape. Subscription services, buy now pay later options, and digital wallets add layers to money management that didn’t exist a decade ago. Christina and Latreace encouraged listeners to focus on small, positive steps—like tracking spending and prioritizing trusted advice—to build a stronger financial future.&lt;/p&gt;</description>

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Christina Roman, Consumer Education and Advocacy Manager at Experian, and Latreace Wells, Assistant Vice President of Career Planning and Development at Fisk University. The episode centered around how financial education shapes opportunity and why understanding credit early can change lives. Christina and Latreace discussed the challenges people face when learning abou...

Credit Scores & the Real Cost of Misinformation, with Christina Roman & Latreace Wells

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