Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, product expert, Intellect Design Arena LimitedAs Islamic banking gains global momentum amid rising demand for ethical, Shariah-compliant financial services, Puja Sharma speaks with Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, Product Expert at Intellect Design Arena Limited, on the evolving role of digital transformation, AI-driven pool management, and how eMACH.ai is helping Islamic banks modernise products, operations, and customer experiences.

<description>&lt;p&gt;Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, product expert, Intellect Design Arena Limited&lt;/p&gt;&lt;p&gt;As Islamic banking gains global momentum amid rising demand for ethical, Shariah-compliant financial services, Puja Sharma speaks with Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, Product Expert at Intellect Design Arena Limited, on the evolving role of digital transformation, AI-driven pool management, and how eMACH.ai is helping Islamic banks modernise products, operations, and customer experiences. &lt;/p&gt;</description>

Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, product expert, Intellect Design Arena Limited As Islamic banking gains global momentum amid rising demand for ethical, Shariah-compliant financial services, Puja Sharma speaks with Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, Product Expert at Intellect Design Arena Limited, on the evolving role of digital transformation, AI-driven pool management, and how eMACH.ai is helping Islamic banks modernise products, operations, and ...

Ep980: AI, Compliance & the New Age of Islamic Banking

This interview details the award-winning implementation of the Finastra Kondor treasury solution at LPBank, a prominent financial institution in Vietnam. Deputy CEO Nguyễn Ánh Vân explains how the bank successfully integrated this front-to-back office platform on an accelerated timeline alongside a major core banking transformation. By moving from manual tasks to automated end-to-end processing, the bank has significantly enhanced its operational efficiency and risk management capabilities. The discussion highlights the vital role of collaborative partnerships and expert resource allocation in overcoming technical and regulatory challenges. Furthermore, the text explores future prospects, including the potential for AI integration to further refine market analysis and business forecasting. Ultimately, the upgrade serves as a strategic benchmark for the bank’s continued expansion into regional and global financial markets.

<description>&lt;p&gt;This interview details the award-winning implementation of the Finastra Kondor treasury solution at LPBank, a prominent financial institution in Vietnam. Deputy CEO Nguyễn Ánh Vân explains how the bank successfully integrated this front-to-back office platform on an accelerated timeline alongside a major core banking transformation. By moving from manual tasks to automated end-to-end processing, the bank has significantly enhanced its operational efficiency and risk management capabilities. The discussion highlights the vital role of collaborative partnerships and expert resource allocation in overcoming technical and regulatory challenges. Furthermore, the text explores future prospects, including the potential for AI integration to further refine market analysis and business forecasting. Ultimately, the upgrade serves as a strategic benchmark for the bank’s continued expansion into regional and global financial markets.&lt;/p&gt;</description>

This interview details the award-winning implementation of the Finastra Kondor treasury solution at LPBank, a prominent financial institution in Vietnam. Deputy CEO Nguyễn Ánh Vân explains how the bank successfully integrated this front-to-back office platform on an accelerated timeline alongside a major core banking transformation. By moving from manual tasks to automated end-to-end processing, the bank has significantly enhanced its operational efficiency and risk management capabilities. T...

EP979: Treasury solution for LPBank

This interview with Yethi Consulting CEO Srirang Srikantha explores the critical role of quality assurance in the modern banking sector. Srikantha highlights how digital transformation has heightened customer expectations, making application speed and reliability more vital than traditional financial metrics for maintaining loyalty. He cautions financial institutions against over-relying on software vendors for system integrity, suggesting that independent testing is necessary to ensure flawless performance. The discussion further examines how full-stack observability and artificial intelligence can help manage the growing complexity of banking technology. Ultimately, the text presents a case for proactive performance validation to prevent costly technical failures and protect a bank’s reputation.

<description>&lt;p&gt;This interview with Yethi Consulting CEO Srirang Srikantha explores the critical role of quality assurance in the modern banking sector. Srikantha highlights how digital transformation has heightened customer expectations, making application speed and reliability more vital than traditional financial metrics for maintaining loyalty. He cautions financial institutions against over-relying on software vendors for system integrity, suggesting that independent testing is necessary to ensure flawless performance. The discussion further examines how full-stack observability and artificial intelligence can help manage the growing complexity of banking technology. Ultimately, the text presents a case for proactive performance validation to prevent costly technical failures and protect a bank’s reputation.&lt;/p&gt;</description>

This interview with Yethi Consulting CEO Srirang Srikantha explores the critical role of quality assurance in the modern banking sector. Srikantha highlights how digital transformation has heightened customer expectations, making application speed and reliability more vital than traditional financial metrics for maintaining loyalty. He cautions financial institutions against over-relying on software vendors for system integrity, suggesting that independent testing is necessary to ensure flawl...

EP978: The Importance of Reliability  and Resilience

This interview with George Toumbev of NatWest Boxed details the rise of Banking-as-a-Service (BaaS), highlighting partnerships with Saga and The AA. Toumbev predicts most retail banking revenue will shift away from traditional channels by 2030, necessitating &quot;embedded banking&quot; that utilizes a bank&apos;s license and balance sheet on brand platforms. Successful implementation requires strategic coherence between the brand and financial product, balancing technical excellence with strong banking credentials for safety. To ensure scalability, Boxed uses standardized &quot;Lego block&quot; modules rather than bespoke designs. Ultimately, this model allows brands to increase revenue and sales while outsourcing complex risk management and regulatory compliance to the bank

<description>&lt;p&gt;This interview with George Toumbev of NatWest Boxed details the rise of Banking-as-a-Service (BaaS), highlighting partnerships with Saga and The AA. Toumbev predicts most retail banking revenue will shift away from traditional channels by 2030, necessitating &amp;quot;embedded banking&amp;quot; that utilizes a bank&amp;apos;s license and balance sheet on brand platforms. Successful implementation requires strategic coherence between the brand and financial product, balancing technical excellence with strong banking credentials for safety. To ensure scalability, Boxed uses standardized &amp;quot;Lego block&amp;quot; modules rather than bespoke designs. Ultimately, this model allows brands to increase revenue and sales while outsourcing complex risk management and regulatory compliance to the bank&lt;/p&gt;</description>

This interview with George Toumbev of NatWest Boxed details the rise of Banking-as-a-Service (BaaS), highlighting partnerships with Saga and The AA. Toumbev predicts most retail banking revenue will shift away from traditional channels by 2030, necessitating "embedded banking" that utilizes a bank's license and balance sheet on brand platforms. Successful implementation requires strategic coherence between the brand and financial product, balancing technical excellence with strong banking cre...

EP977: The theory and practice of BaaS

This interview features Udeet Bhagat from PureSoftware discussing the success of their flagship banking platform, Arttha. The source highlights how this cloud-native and modular technology enables financial institutions to automate digital onboarding and loan origination processes. A major focus is placed on the platform&apos;s ability to remain scalable while adapting to local regulatory requirements in diverse markets like Africa and Southeast Asia. The text also outlines future plans to integrate AI-driven credit scoring and alternative data, such as mobile money trails, to improve financial inclusion for underserved populations. Ultimately, the company emphasizes its commitment to innovation and agile design to keep pace with the rapidly evolving fintech landscape.

<description>&lt;p&gt;This interview features Udeet Bhagat from PureSoftware discussing the success of their flagship banking platform, Arttha. The source highlights how this cloud-native and modular technology enables financial institutions to automate digital onboarding and loan origination processes. A major focus is placed on the platform&amp;apos;s ability to remain scalable while adapting to local regulatory requirements in diverse markets like Africa and Southeast Asia. The text also outlines future plans to integrate AI-driven credit scoring and alternative data, such as mobile money trails, to improve financial inclusion for underserved populations. Ultimately, the company emphasizes its commitment to innovation and agile design to keep pace with the rapidly evolving fintech landscape.&lt;/p&gt;</description>

This interview features Udeet Bhagat from PureSoftware discussing the success of their flagship banking platform, Arttha. The source highlights how this cloud-native and modular technology enables financial institutions to automate digital onboarding and loan origination processes. A major focus is placed on the platform's ability to remain scalable while adapting to local regulatory requirements in diverse markets like Africa and Southeast Asia. The text also outlines future plans to integra...

EP976: Modular, cloud-native, and digital-first

Go one-on-one with the innovators, disruptors, leaders, and decision-makers driving change in FinTech and financial services. IBS Intelligence delivers exclusive global interviews that uncover strategies, challenges, and the ideas powering the next wave of financial technology.

IBS Intelligence Global FinTech Interviews

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