<p>Freelance workers are considered self-employed and even a business of one needs insurance.</p>
<p>There are a few types of business insurance for freelancers: general liability, professional liability, business interruption, and cyber security insurance. Let’s take it one by one so you can understand which one you might need, depending on your business needs.</p>
<p><strong>In this episode, you will…</strong></p>
<ul>
<li>Understand the differences between all types of freelancer insurance</li>
<li>Find out why you should get professional liability insurance for freelancers</li>
<li>Know how to choose the right freelancer insurance depending on your needs</li>
<li>Get some recommendations on the best insurance companies for small businesses</li>
</ul>
<p><strong>Insights:</strong></p>
<ul>
<li>''Let’s say your client sent you a work laptop and you spilled your tea on your client’s laptop. What happens next?''</li>
<li>''Professional liability insurance is an important part of your business or freelance career. Whether you're a full-time employee or work independently, you'll need this type of coverage to protect yourself against lawsuits that can result in costly payouts.''</li>
<li>''According to Kaspersky Labs, the average cost of a small business data breach is $86,500? If you are storing client sensitive data such as credit card number, you might want to look at cyber security insurance''</li>
</ul>
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<p><strong>Listen to the episode for more actionable insights and tips.</strong></p>
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