PA the FI Way

In this episode, I break down one of the simplest but most transformative concepts in personal development: The Power of Yet. Inspired by Dr. Carol Dweck’s research on growth mindset, “yet” is the tiny word that shifts you from feeling stuck to seeing possibility.

Whether you’re struggling with money, burnout, confidence, career direction, or new skills, adding “yet” rewires your brain to believe you’re capable of change- because you are.

You’re not good at budgeting... yet.
You don’t feel confident at work... yet.
You’re not financially independent... yet.
You don’t have work–life boundaries... yet.

Not “no.” Not “never.” Just not yet.

This episode gives practical examples, stories, and tools to help you adopt the “yet” mindset so you can grow in any area of your life.

What is covered in this episode: 

• What the “Power of Yet” actually means

A simple mindset shift backed by decades of psychology and neuroscience.

• A quick overview of Dr. Carol Dweck’s research

How growth mindset vs. fixed mindset impacts confidence, learning, resilience, and even burnout.

• How “yet” reframes failure

Turning mistakes into information, not identity.

• Real-life examples of “yet” in action

Money, relationships, boundaries, investing, career development, and personal habits.

• Why 'yet' is crucial for financial independence

If you don’t believe you can learn to budget, invest, or build wealth… you won’t.

• The neuroscience behind “yet”

Why this tiny word activates motivation pathways instead of threat pathways in the brain.

• How the Power of Yet protects against burnout

When you see yourself as someone who can grow, setbacks feel temporary- not personal.

• Easy ways to integrate the “yet” mindset into daily life

Microhabits, affirmations, self-reflection prompts, and language shifts.

By the end of this episode, you will learn:

• How to spot fixed-mindset thoughts

• How to rewrite them using “yet” statements

• How to create microhabits that support growth

• How to build confidence through incremental wins

• How “yet” can change the trajectory of your financial life

• How to use this mindset shift to reduce burnout and self-doubt

• How to apply “yet” in relationships, career, money, and personal goals

Resources Mentioned: 

• Wealthfront HYSA referral link: https://www.wealthfront.com/c/affiliates/invited/AFFA-NGE2-ZDDZ-K8BK

• Dr. Carol Dweck’s TED Talk – “The Power of Yet”

   

If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way. 

In this episode, I’m sharing what I’ve been learning firsthand as I declutter and prepare for the upcoming sale of our house, and how this process has completely reshaped the way I think about freedom, finances, and fulfillment. I’ve realized how much the things we own can quietly drain our time, energy, and even money.

I’ll cover some helpful decluttering principles that my husband and I have recently implemented as we gradually move toward a more minimalistic lifestyle, including the 20/20 rule, the 90/90 rule, and how to break free from the sunk cost fallacy, along with a few mindset shifts that have helped us let go with intention.

You’ll learn why simplifying your space is so powerful for both your peace and your financial independence journey. If you’ve been feeling weighed down by too much “stuff” or craving a simpler, lighter life, this episode will inspire you to start creating more room for what truly matters.

If this episode was helpful, be sure to subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way. 

You work way too hard for your money to waste it. Between charting after hours, missing family dinners, and grinding through long shifts, every dollar you earn should be buying back your freedom, not fueling burnout. In this episode of PA the FI Way, Kat breaks down the Top 10 Things NOT to Spend Your Money On as a Healthcare Provider, the sneaky traps that drain your wallet, energy, and joy while pretending to make life easier or more rewarding.

From MLM “opportunities” that prey on overworked professionals, to timeshares that promise lifelong vacations but deliver endless fees, to whole life insurance schemes and overpriced “health” fads, let's expose the money pits that keep you stuck in the burnout cycle. Kat shares real stats, relatable stories, and actionable alternatives so you can start spending in ways that buy you peace, time, and flexibility instead of financial stress.

You’ll also hear about status spending, McMansions, luxury cars, convenience overload, unused subscriptions, and other “quiet leaks” that can easily add up to thousands per year. This episode isn’t about guilt; it’s about awareness. When you start aligning your spending with what truly matters, you reclaim control over your finances and your freedom.

Tune in, take notes, and pick one small money detox to start this week.

If this episode hits home, make sure to subscribe to the PA the FI Way podcast YouTube channel for more content that helps you build financial independence and a burnout-proof life.

We often talk about money as currency, but what about energy? Every meeting, obligation, and habit in your day is either giving you energy or draining it. If you have ever ended the day feeling depleted, even when your calendar did not look that full, you have probably been spending your energy without realizing it.

In this episode, we walk through how to perform your own energy audit so you can gain clarity on what truly fuels you and what quietly drains you. We will cover the emotional energy zones, from times when you are thriving to times when you feel stressed, recovering, or running on empty, and how to recognize the difference.

You will also learn how to spot your personal energy givers and energy takers, along with practical ways to shift your schedule, boundaries, and mindset so that your days leave you more filled than emptied. Think of this as financial planning, but for your energy, the resource that powers every part of your life.

On today’s episode, Kat sits down with Mercedes and Jessica, psychiatry PAs and hosts of PA Mindset Matters podcast, to talk about holistic wellness and burnout healing for PAs and medical providers. From lifestyle habits to mindset shifts to money stress, this conversation is full of practical tools providers can start using right away to feel more balanced and resilient.

Connect with Mercedes and Jessica with PA Mindset Matters: