<p dir="ltr">In this episode of PennyWise, host John Kiernan and guest Dr. Jessica G. Zeiss from Ball State University discuss the best ways to go about getting a credit card. It might seem like a simple topic, but there&rsquo;s a lot more that goes into choosing the right credit card and actually getting approved than most people realize. John and Dr. Zeiss cover the process of getting a credit card from start to finish, highlighting money-saving strategies to use as well as costly pitfalls to avoid. They also talk about why getting a credit card is so important to achieving overall financial success and how many credit cards you should have. John answers some of your questions, too.</p> <p dir="ltr">More on this episode from WalletHub:&nbsp;</p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><a href="https://wallethub.com/edu/cc/what-credit-card-should-i-get/41761">How to Choose a Credit Card</a></p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><a href="https://wallethub.com/edu/cc/how-to-apply-for-a-credit-card/25512">How to Apply for a Credit Card</a>&nbsp;</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><a href="https://wallethub.com/edu/cc/how-to-get-a-credit-card/19573">How to Get Approved for a Credit Card</a></p> </li> </ul> <p>You can <a href="https://wallethub.com/credit-cards/compare">compare credit card offers</a> on WalletHub to find the best card for your needs. You can also reference WalletHub&rsquo;s editors&rsquo; picks for the best credit cards for <a href="https://wallethub.com/best-credit-cards-to-build-credit">building credit</a>, <a href="https://wallethub.com/best-rewards-credit-cards">rewards</a>, <a href="https://wallethub.com/credit-cards/0-apr/">0% APR</a> and more.&nbsp;</p>