<p><strong>Click HERE to learn how to earn $10K/month in rental income &amp; access 50% discount on RTR Academy</strong></p><p><br></p><p><a href="https://landing.renttoretirement.com/evg-masterclass-replay" target="_blank" rel="noopener noreferer">https://landing.renttoretirement.com/evg-masterclass-replay</a></p><p><br></p><p><strong>This episode is sponsored by…</strong></p><p><br></p><p><strong>BLUPRINT HOME LOANS:</strong></p><p>Get pre-approved with one of RTR’s preferred lenders at </p><p><br></p><p><a href="https://bluprinthomeloans.com/renttoretirement/ " target="_blank" rel="noopener noreferer">https://bluprinthomeloans.com/renttoretirement/ </a></p><p><br></p><p>Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!</p><p><br></p><p>In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days.</p><p><br></p><p>After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly.</p><p><br></p><p>In this episode, we break down:</p><p><br></p><p>• How he increased his buying power in 7 months</p><p>• Why San Antonio’s fundamentals (military presence, population growth, diversified workforce) made sense</p><p>• How builder incentives helped secure a 5.75% interest rate</p><p>• The advantage of buying a property with a tenant already in place (20+ months remaining on lease)</p><p>• How he structured his down payment using a HELOC, life insurance, and reserves</p><p>• Why he chose 25% down to reduce risk</p><p>• How he closed in just 2.5 weeks</p><p>• His plan to scale into Katy, TX and potentially Florida</p><p><br></p><p>Cleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors.</p><p><br></p><p>If you&#39;re serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today’s market.</p><p><br></p><p>⏱ Accurate Episode Timestamps</p><p><br></p><p>00:00 – Introduction &amp; Cleveland’s Investor Background</p><p>01:14 – Initial $150K Pre-Approval &amp; Improving Ratios</p><p>02:18 – San Antonio Inventory Opportunity</p><p>03:16 – First Investment in 20 Years</p><p>04:19 – Tenant in Place + Two-Year Lease</p><p>05:18 – Closing in 2.5 Weeks</p><p>08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks)</p><p>09:57 – 5.75% Interest Rate &amp; Builder Incentives</p><p>12:26 – Market Fundamentals &amp; Risk Mitigation</p><p>15:33 – Scaling Strategy: Texas &amp; Florida Diversification</p><p>20:01 – Advice to Investors: Take Action</p><p><br></p><p>📧 Got a question or story to share?</p><p><br></p><p>Email us at: ⁠[email protected]⁠</p><p><br></p><p>👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!</p><p><br></p><p>💬 Comment below with your biggest takeaway from this episode!</p><p><br></p><p>🌐 Explore turnkey investing opportunities: <a href="⁠⁠https://www.renttoretirement.com⁠⁠" target="_blank" rel="noopener noreferer">⁠⁠https://www.renttoretirement.com⁠⁠</a></p><p><br></p><p>🗓️ Schedule a Free Consultation:</p><p>⁠⁠<a href="https://bit.ly/3EE6KjZ" target="_blank" rel="noopener noreferer">https://bit.ly/3EE6KjZ</a></p><p><br></p><p>📺 Subscribe to the YouTube Channel:</p><p><a href="⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠" target="_blank" rel="noopener noreferer">⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠</a></p><p><br></p><p>🎧 Listen to the Rent To Retirement Podcast on the Go:</p><p>⁠⁠<a href="https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠" target="_blank" rel="noopener noreferer">https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠</a></p><p><br></p><p>📬 Join Our Newsletter Email List:</p><p>Submit your info at the top right corner of the page:</p><p><a href="⁠⁠https://www.renttoretirement.com⁠⁠" target="_blank" rel="noopener noreferer">⁠⁠https://renttoretirement.com⁠⁠</a></p><p><br></p><p>📩 Have Questions for the Podcast?</p><p>Send them to: ⁠[email protected]⁠</p><p>Your question might be answered in a future episode!</p><p><br></p><p>#RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #RentalProperties #SanAntonioRealEstate #BuyAndHold #CashFlowInvesting #RentToRetirement #WealthBuilding #RealEstatePodcast</p>