<p><strong>⁠Click HERE to learn how to earn $10K/month in rental income &amp; access 50% discount on RTR Academy</strong></p><p><a href="https://landing.renttoretirement.com/evg-masterclass-replay"><u>https://landing.renttoretirement.com/evg-masterclass-replay</u></a></p><p><strong>This episode is sponsored by…</strong></p><p><strong>BLUPRINT HOME LOANS:</strong></p><p>Get pre-approved with one of RTR’s preferred lenders at </p><p><a href="https://bluprinthomeloans.com/renttoretirement/"><u>https://bluprinthomeloans.com/renttoretirement/</u></a></p><p><strong>PROPER INSURANCE:</strong></p><p>Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠<a href="https://www.properinsurance.com/rtr"><u>https://www.properinsurance.com/rtr</u></a>In today’s episode, <strong>Adam Schroeder</strong> sits down with investor <strong>Adam</strong> (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging <strong>builder incentives</strong>, <strong>cost segregation</strong>, <strong>interest-only loans</strong>, and <strong>cash-out refinances</strong> to rapidly grow his portfolio.</p><p>Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in <strong>San Antonio, Texas</strong>, using a powerful <strong>12% builder incentive</strong> that dramatically lowered his out-of-pocket cost and boosted his tax savings.</p><p>If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.<strong>⏱️ TIMESTAMPS</strong></p><p>00:00 – Welcome with host Adam Schroeder<br>00:20 – How Adam first got started in real estate<br>00:36 – Early rentals, STRs, and 1031 exchanges<br>01:23 – Trading a problematic vacation rental into better assets<br>02:03 – Using the STR loophole + qualifying as a Real Estate Professional<br>02:55 – Why he added a long-term rental this year<br>03:31 – How he discovered Rent To Retirement<br>04:22 – Why he won’t invest in long-term rentals in New York<br>06:15 – Why Texas—and specifically San Antonio—made sense<br>07:19 – Breaking down the <strong>12% builder incentive</strong><br>08:39 – Why he chose an <strong>interest-only DSCR loan</strong><br>10:01 – STR management vs. passive LTR strategy<br>11:25 – What the buying process was like with RTR<br>13:28 – Inspection, build quality &amp; warranty experience<br>15:35 – Cost segregation tax benefits<br>16:52 – How he effectively got into the deal for almost <strong>zero net capital</strong><br>18:10 – Cash-out refi strategy on his commercial building<br>19:55 – Pulling $200K tax-free and reinvesting<br>21:18 – Compounding wealth through refinancing<br>23:03 – Why local lenders matter for specialty properties<br>24:51 – Investing confidently even with higher interest rates<br>26:08 – Message to investors waiting on the sidelines<br>27:48 – Advice for first-time RTR listeners<br>28:15 – How to get started with Rent To Retirement</p><p>🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding</p>