How To Adult Show

This is the straightforward blueprint I'm following to retire as a millionaire. It's not a get rich quick scheme, if that's what you're here for you've come to the wrong channel. Instead I'm following a slow and steady process to build wealth over the course of my career, while ensuring I still get to enjoy and live my life comfortably day to day. The key is finding the right balance between spending and saving. From there, it's not hard to follow this path, diversify your streams of income, and use the stock market to grow your wealth. Want to take control of your money but not sure where to start? Grab one of my free resources to get you on track: - 3-Day Personal Finance Challenge: Break up with broke and learn the foundations of smart money management https://howtoadultschool.com/personal-finance-challenge-download-page - First-Time Home Buyer’s Guide: Everything you need to know before buying your first home https://howtoadultschool.com/first-time-home-buyers-download-page - Expense Tracker: Start tracking your spending and finally feel in control of where your money goes https://howtoadultschool.com/expense-tracker-download-page My favourite personal finance tools: - Wealthsimple (High-Interest Savings, Investing & TFSA/RRSPs): My favourite platform for personal banking AND investing wealthsimple.com/invite/OB9NB7 - EQ Bank (High-Interest Savings Account): Another great option for high interest savings accounts (for Canadians) join.eqbank.ca/?code=CORYNN4617 Ready to get serious about mastering your finances? - Financial Foundations Course: Learn every personal finance skill we all *should* have been taught in school. https://howtoadultschool.com/financial-foundations-course - Investing Essentials Course: Confidently start investing and grow your wealth https://howtoadultschool.com/investing-essentials-course - Group Coaching Subscription: Get expert support & guidance every month https://howtoadultschool.com/group-coaching-program Let’s connect! - Instagram: https://www.instagram.com/howtoadultschool/ - Youtube: https://www.youtube.com/@howtoadultschool - Website: https://howtoadultschool.com/ If you found this helpful, hit subscribe so you don’t miss future episodes, and leave a review to help other’s find the show! Some of the links above are either affiliate or referral links meaning I receive compensation from their use. By signing up using these links you can help support my show.

In today's episode I'm going to teach you the expense tracking technique I've used for years to balance my spending vs saving. Learning how to do this exercise will help you start to save more money even if increasing your savings rate has felt impossible up until now. Whether you struggle with impulse spending, or if you feel like you don't spend much but still can't manage to save money, this expense tracking tool will help you learn to save more money while still allowing yourself to spend money on the things that bring you joy in life. If you like the spreadsheet I use or want to learn more, make sure you check out the expense tracking and values based spending course I teach so you can learn how to do this in more detail, and download the exact spreadsheet that I use here. THE EXPENSE TRACKING AND VALUES BASED SPENDING COURSE: https://howtoadultschool.thinkific.com/courses/expense-tracking-course LEARN MORE FROM THESE EPISODES: - Two Money Mindset Hacks I Used to Save 6 Figures In My 20's: https://www.youtube.com/watch?v=uOomvF6pqU8 - RRSPs for Beginners: https://www.youtube.com/watch?v=FvLZ4T7Dj44&t=81s JOIN THE COMMUNITY AND START LEARNING - Learn to track your expenses and spend according to your financial values: https://howtoadultschool.thinkific.com/courses/expense-tracking-course - Website https://howtoadultschool.com/ - Instagram https://www.instagram.com/howtoadultschool/ - Tiktok https://www.tiktok.com/@howtoadultschool?lang=en

This episode walks you through everything you need to know about the new Canadian First Home Savings Account, also known as the FHSA. This new account was designed to help Canadian home buyers get a foot in the Canadian housing market. So if you're planning on buying your first home in Canada sometime in your future, you definitely want to learn about this account and how to use it properly, so you can open up your own FHSA and start using the tax advantages of this account to start saving for your future property purchase right away. LEARN MORE FROM THESE EPISODES: - The Beginner's Guide to TFSAs https://www.youtube.com/watch?v=JMSyFP5I50Q&t=99s - RRSPs for Beginners https://www.youtube.com/watch?v=FvLZ4T7Dj44&t=81s JOIN THE COMMUNITY AND START LEARNING - Learn to track your expenses and spend according to your financial values: https://howtoadultschool.thinkific.com/courses/expense-tracking-course - Website https://howtoadultschool.com/ - Instagram https://www.instagram.com/howtoadultschool/ - Tiktok https://www.tiktok.com/@howtoadultschool?lang=en

This episode of the How To Adult Show is a deep dive into the idea that many millionaires pay less tax than the average working person. While many people assume that this is because they're doing something illegal with their taxes, this couldn't be farther from the truth! The 'millionaires' of society follow the same tax code as the rest of us, the difference is they've either taken the time to learn how to use the tax code to their advantage, or they have enough money to hire someone to do this for them. This means they understand how to save thousands of dollars in unnecessary taxes every year, that many of us pay simply because we don't understand how the system works! In today's episode I walk you through the basics of the tax code, and outline the blueprint that everyone can follow to start working towards their own millionaire status, starting with saving money on taxes every year! LEARN MORE FROM THESE EPISODES: - 10 Tax Write Offs That Aren't Just For Entrepreneurs https://www.youtube.com/watch?v=speHvgoNK_8&t=393s - How To Use Your RRSP To Pay Less Tax https://www.youtube.com/watch?v=5sn-t18lFoQ&t=398s JOIN THE COMMUNITY AND START LEARNING - Learn to track your expenses and spend according to your financial values: https://howtoadultschool.thinkific.com/courses/expense-tracking-course - Website https://howtoadultschool.com/ - Instagram https://www.instagram.com/howtoadultschool/ - Tiktok https://www.tiktok.com/@howtoadultschool?lang=en

You're probably feeling like there's a constant struggle between spending your money on things that make life enjoyable, while still saving enough money to prepare for your future. If you're wondering how it's even possible to save money these days without living a monkish existence, I'm going to share the two mindset hacks I used throughout my 20's to save money while still getting to travel, eat out, and generally spend money on things that make life fun and sparkly still. I set some big financial goals for myself during my first 'adult working years', and by the time I was 27 I'd accomplished most of them including buying my first home, working for myself, creating a 12 month emergency fund (so I could keep working for myself!), and creating a healthy retirement investment portfolio in my RRSP and TFSA accounts. I earned a fairly normal salary as a wedding photographer during these years, and I still enjoyed going out and doing fun things during this time in my life instead of living a hermit-like existence in my parents' basement just to save money. When I look back on these years, my financial success came down to two financial mindset practices I used to get my financial ducks in a row. Want to learn how? Catch this episode of the How To Adult Show and let me know what you think! JOIN THE COMMUNITY AND START LEARNING - Learn to track your expenses and spend according to your financial values: https://howtoadultschool.thinkific.com/courses/expense-tracking-course - Website https://howtoadultschool.com/ - Instagram https://www.instagram.com/howtoadultschool/ - Tiktok https://www.tiktok.com/@howtoadultschool?lang=en Note: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!