Money Rehab with Nicole Lapin

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book 63% percent of Americans say they’re living paycheck to paycheck. Among households that make $100-250k, 41% of them are saying the same thing. So we’re here to ask, do they have a money problem? My guest today is a best selling author who has helped over 250,000 people set a path towards a debt-free life. In 2021, Anthony O'Neal left the Dave Ramsey financial advice powerhouse to build his own platform. And his new book, Stop Living Paycheck to Paycheck — there it is again. Today, he tells me Why more money won't fix your finances if you don’t have an actual plan for it Why you should build a buffer before you touch a single dollar of debt The Debt Snowball Method, and why he says it's about momentum, not math Why he now calls a credit score a tool, not a trap, and how that went over with his audience Why people don’t have a money problem, they have a clarity problem ----------------------- MORE FROM NICOLE LAPIN: 🎥 Youtube: / @moneyrehabshow 📸 Instagram: / moneyrehab 📽️ TikTok: / nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO: 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Four times a year, the biggest companies in America have to show you their report card, and it gets dramatic. If you’ve ever watched a stock you own swing 15% in a single day and had no idea why, this one is for you. ----------------------- MORE FROM NICOLE LAPIN: 🎥 Youtube: / @moneyrehabshow 📸 Instagram: / moneyrehab 📽️ TikTok: / nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO: 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Mike Novogratz has made a fortune, lost a fortune, and made it back. Goldman Sachs partner, hedge fund billionaire, then the loudest bull in crypto. Today, he tells me what he'd do with a thousand dollars right now… What number actually makes you rich… And whether a first-time investor should own any crypto at all… ----------------------- MORE FROM NICOLE LAPIN: 🎥 Youtube: / @moneyrehabshow 📸 Instagram: / moneyrehab 📽️ TikTok: / nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO: 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Vanessa Van Edwards is THE top behavioral researcher out there — we’re talking Harvard, MIT, Stanford… and is the go-to expert for the likes of Google, Microsoft, and Amazon to call on when they need to fix their people problems. She’s here to help us be more likeable — and use those skills to seal actual deals. She's on Money Rehab to tell us: How to actually make the best first impression How how to have less awkward small talk The secret tells that someone is not feeling a conversation And the best way to navigate work events as an introverted-extrovert…asked for a friend Chapters 00:00 Are You Ready for Some Money Rehab? 01:44 The Two Kinds of Awkward (Which One Are You?) 03:22 Every Conversation Has a Blueprint 04:30 Why Small Talk Gets Stuck on Dead-End Facts 06:39 Turning Small Talk Into a Treasure Hunt 10:38 The Missing Ingredient in Business Success: Rapport Before the Pitch 14:44 Why Skipping Ahead Too Quickly Costs You 18:40 The TV Pitch Vanessa Bombed Over Small Talk 22:17 How Likability Gets Priced Into Your Paycheck 24:00 How to Compete With the Feed in Conversation 26:19 The Five Magic Likable Phrases 33:51 Can We Kill the Weather Talk? 36:16 How to Be a Better Listener 37:23 Level Two: Dream Storming and Goals 40:06 Why You Should Stop Talking About How Busy You Are 42:06 Should You Complain at Work? 46:03 Go-To Openers for Zoom Calls 47:21 Level Three: Self-Narratives and Money Narratives 50:08 How to Make Adult Friends (Friendship Bootcamp) 53:10 Why "Level Two" Connections Are the Most Valuable at Work 57:17 Why Conversation Is Career Insurance Against AI 58:55 Warmth vs. Competence: You Need Both 01:02:15 How to Talk to a Friend Who Owes You Money 01:04:39 First Impressions and How to Exit a Conversation Gracefully 01:09:03 Bullish or Bearish: Hugs, Handshakes, and Email Sign-Offs 01:12:06 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Financial headlines are always going to be scary, but there's money to be made in any economy. That's my biggest takeaway from sitting down with Ray Dalio. He started investing at twelve, built Bridgewater into one of the biggest hedge funds on the planet, and made more money for his clients than any hedge fund manager alive. I don't get starstruck often, but I couldn't play it cool with this one. Today I'm sharing the moments from our conversation that I'm still thinking about. I break down Ray's view of how money and debt really work, why he thinks the U.S. has a lot of "plaque" in its financial arteries, and what that means for the buying power in your bank account. Then I get into the investing strategy Ray is famous for, including the one asset he loves that another billionaire I had on the show said he has no opinion on. ----------------------- MORE FROM NICOLE LAPIN 🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast 📸 Instagram: https://www.instagram.com/moneyrehab/ 📽️ TikTok: https://www.tiktok.com/@nicolelapin 🌐 Nicole's website: https://nicolelapin.com OTHER THINGS WE DO 💳 SoFi: https://SoFi.com/MNN 💰 Private Wealth Collective: https://privatewealthcollective.com 🏦 The Money School: https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices