All the Hacks: Money, Points & Life

#279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing remains psychologically difficult, how to think about global diversification, when to reevaluate your portfolio, and the risks most investors still overlook. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of five books on investing, including his newest, Risk and Reward. He's the creator of the blog A Wealth of Common Sense and co-host of the Animal Spirits podcast. Link to Full Show Notes: https://chrishutchins.com/risk-market-volatility-ben-carlson Partner Deals Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Upwork: ⁠Free job posting to find, hire, and pay top freelance talent DeleteMe: ⁠20% off removing your personal info from the web Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | X Book: Risk and Reward Podcast: Animal Spirits A Longer Life Can Lead to Financial Concerns, and More Questions The Millionaire Next Door by Thomas Stanley and William Danko Roger Federer's 2024 Dartmouth Commencement Address ATH Podcast #128: The Psychology of Money with Morgan Housel #174: Secrets of Success in Life and Work with Legendary Silicon Valley Investor Andy Rachleff Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:49) Why Investing Is Still So Hard for Most People (01:37) How Today's Media Makes Markets Feel Scarier Than Ever (02:51) The Core Idea Behind Ben’s New Book (05:10) What Japan's Lost Three Decades Teach Long-Term Investors (08:50) Why You Need Exposure Beyond Your Home Market (10:18) Will AI Reshape Global Markets or Just U.S. Stocks? (14:01) Could a Dot-Com-Style Crash Happen Today? (15:57) Why AI Could Still Trigger the Next Bubble (17:57) Focus on What You Can Control, Not What You Can't (19:16) The Worst-Case Inflation Scenario of the 1970s (21:47) How to Think About Inflation in Today's Economy (23:36) The Inflation Hedges Most People Already Have (26:58) How to Filter the Noise and Stay Long-Term (33:31) The Penalty Kick Study and Why We Hate Doing Nothing (35:08) When It's Actually Time to Reevaluate Your Plan (36:49) Planning Your Career and Money for an AI Future (43:33) Why Optimism Is a Long-Term Investing Edge (47:25) The Tax Alpha Most Investors Are Missing (50:05) Applying These Lessons Closer to Retirement (51:53) The Risks Most Investors Forget to Plan For (56:50) The First Move to Rethink Your Risk Profile Tonight (59:42) Where to Find Ben and His New Book Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we work, learn, create, and relate to each other. They dig into why Chris has abandoned OpenClaw, the architecture mistakes almost everyone is making, and what happens when the subsidies on all these tools eventually go away. Anish Acharya is a general partner at Andreessen Horowitz, where he leads consumer and AI-native investing. Link to Full Show Notes: https://chrishutchins.com/ai-tools-spreadsheets-anish-acharya/ Partner Deals Bilt Rewards: ⁠Earn the most valuable points when you pay rent Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS NetSuite: ⁠Free KPI checklist to upgrade your business performance Mercury: ⁠Manage, move, and grow your money Fora: Become a Fora Advisor today For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned AI tools and platforms Claude OpenAI Codex ChatGPT Gemini Perplexity Computer Cursor OpenClaw Tools Chris is using in his stack CardPointers 1Password Zapier Apple Health Notion Dropbox Travel and points tools Google Flights Seats.aero Roame ATH Podcast #265: I Built an AI Assistant That Works While I Sleep #275: The Custom Everything Era with Kevin Rose Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:08) How Chris Replaced His Award-Flight Spreadsheets With an Agent (04:20) Why Your AI Setup Should Be Platform-Agnostic (07:13) Why Sub-Agents Don't Actually Make Sense (13:29) Skills, Connectors, Projects, and Channels Explained (17:29) Anish on the Two Big Breakthroughs: Coding Agents and Personal Agents (18:29) Zero Marginal Cost of Doing Work (21:01) Will Knowledge Get Less Democratized in the AI Era? (22:17) The Four Layers of Personal AI: Knowledge, Data, Trust, and Connection (24:35) The Black Pill: Do Most People Have Enough Agency for This? (26:29) How Chris Connected His Own CardTool App to Claude (32:07) The Family Video Montage Built From iMessages and Photos (33:51) Reverse-Prompting and Breaking Tasks Into Discrete Steps (36:35) Is AI Making Us More Connected, or Less? (41:45) The Coming Flood of Bill Disputes, Appeals, and Speeding Tickets (44:52) Gemini, OpenAI Apps, and Claude Connectors Compared (47:03) The Hidden Power of Zapier's MCP Server (50:20) Managing Logins and Sensitive Data Without Losing Sleep (53:20) What's Still Not Possible With AI Today (56:56) The Gell-Mann Amnesia Effect Applied to AI (01:00:11) The Subsidies Behind Your $20 ChatGPT Plan (01:04:59) Evaluating the Actual Cost of AI Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost, credit card benefits most travelers don't know they have, the best places to shop in Japan right now, and how to navigate Disney Tokyo without losing your day to four-hour lines. Link to Full Show Notes: https://chrishutchins.com/japan-er-disney-shopping Partner Deals Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family DeleteMe: ⁠20% off removing your personal info from the web Storyworth: Share your mother's stories in a custom book (+ up to $20 off) For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Flights & Award Booking Japan Airlines Finnair Avios American Airlines Award Tool Seats.aero Hotels Park Hyatt Tokyo Hilton Tokyo Bay Disney Ambassador Hotel Airbnb Activities teamLab KidZania Tokyo Disneyland Tokyo DisneySea Luggage & Transportation Yamato Transport RideSafer Travel Vest Suica Card Takuhaibin Delivery Services Technology & Planning Claude Claude Code Codex Google Maps offline Google Translate T-Mobile Shopping Muji Don Quijote (Donki) Loft Takashimaya ARC5 PALM-Sized 5-Blade Electric Luxury Razor Keana Rice Pack face mask Food & Dining 7-Eleven Japan FamilyMart Koffee Mameya Afuri Ramen Rokurinsha Mos Burger Credit Cards Bank of America® Atmos™ Rewards Summit Visa Infinite® Credit Card Chase Sapphire Reserve® The Platinum Card® from American Express ATH Podcast AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:20) The Chaotic Last Day — and Why a Great Hotel Concierge Changes Everything (06:01) What Happened When We Had a Medical Emergency in Japan (14:05) Rethinking Which Credit Card to Use for Booking International Travel (17:48) Why Japan Is One of the Best Places to Shop Right Now (and What to Buy) (27:32) DisneySea vs. Disneyland Tokyo (28:34) The Disney Lines Strategy: Premier Access, Vacation Packages, and Happy Entry (35:25) The Popcorn Hack and Other Only-in-Japan Disney Tips (41:54) Trip Highlights, Honest Regrets, and How We Handle Jet Lag (45:01) How Letting Go of "Once-in-a-Lifetime" Made the Trip Better (48:26) Don't Be Afraid to Ask for What You Need (49:48) The One-Day Buffer That Makes Every Trip Better Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with kids, Chris' AI-powered trip planner, and more. Link to Full Show Notes: https://chrishutchins.com/50k-points-japan-trip Partner Deals Upwork: ⁠Free job posting to find, hire, and pay top freelance talent Wispr Flow: ⁠Try effortless voice dictation for free Fora: Become a Fora Advisor today MasterClass: ⁠Learn from the world's best with 15% off Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Flights & Award Booking Japan Airlines Finnair Avios American Airlines Award Tool Seats.aero Hotels Park Hyatt Tokyo Hilton Tokyo Bay Disney Ambassador Hotel Airbnb Activities teamLab KidZania Tokyo Disneyland Tokyo DisneySea Luggage & Transportation Yamato Transport RideSafer Travel Vest Suica Card Takuhaibin Delivery Services Technology & Planning Claude Claude Code Codex Google Maps offline Google Translate T-Mobile Credit Cards Bank of America® Atmos™ Rewards Summit Visa Infinite® Credit Card Chase Sapphire Reserve® The Platinum Card® from American Express Shopping Muji Don Quijote (Donki) Loft Takashimaya ARC5 PALM-Sized 5-Blade Electric Luxury Razor Keana Rice Pack face mask Food & Dining 7-Eleven Japan FamilyMart Koffee Mameya Afuri Ramen Rokurinsha Mos Burger ATH Podcast AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:59) Why Booking Business Class to Japan a Year Out Actually Works (16:46) What Our Hyatt Points Are Worth Now — and After the Upcoming Devaluation (20:37)  Why We Stayed in Tokyo the Entire Trip (and Why We're Glad We Did) (25:43) Why TeamLab Should Be on Every Asia Itinerary (26:46) How to Save on Phone Data Abroad and the Rookie Mistake to Avoid (27:31) How We Used AI to Build a Real-Time Trip Guide Before We Even Landed (35:58) Japan Airlines Business Class Review (38:56) Inside the Freshly Renovated Park Hyatt Tokyo (45:37) Is the Park Hyatt Tokyo's Location Actually a Problem? (51:03) Did the Cherry Blossoms Live Up to the Hype? (53:57) Why Japan's Bathrooms, Vending Machines, and Convenience Stores Are a Revelation (56:09) Cash, Cards, and Transit: How to Pay Your Way Through Japan (57:45) What We Learned About Traveling Tokyo with Kids (59:19) Why Food in Japan Is Just Better (Even at 7-Eleven) (01:00:51) KidZania Tokyo: The Best Kid Experience You've Never Heard Of (01:05:26) Why Japan's Bag-Forwarding Service Is a Game Changer for Families Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn   Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust online, and what all of this means for jobs, creativity, and human connection. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/using-ai-tools-today-kevin-rose Partner Deals Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS NetSuite: ⁠Free KPI checklist to upgrade your business performance Quince: Affordable luxury essentials with free shipping + 365 day returns Bilt Rewards: ⁠Earn the most valuable points when you pay rent Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Kevin Rose: Diggnation | Newsletter AI Tools & Platforms Claude OpenClaw ChatGPT Google Gemini ElevenLabs Vercel Japan Travel Craig Mod's Blog Park Hyatt Tokyo KidZania Tokyo Articles & Pop Culture Leica and Content Authenticity Initiative All-In Podcast episode with Travis Kalanick The Pitt Joker Greeting ATH Podcast Newsletter Gift Card Site Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:07) Are We Actually Saving Time with AI—or Just Wasting It Faster? (10:03) The Real Risks of Sharing Your Data with AI Tools (21:18) Why It’s Never Been Easier to Build and Create (28:12) Has AI Content Already Gone Too Far? (37:37) How AI Is Reshaping Human Interaction (40:43) The Growing Need to Verify What’s Real (46:33) Investing in a World Being Disrupted by AI (51:44) Where Jobs Are Headed in the AI Era (55:02) What Happens to Art When Anyone Can Create? (56:47) Tips for Planning a Trip to Japan Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices