In this episode, Peter is joined by Patricia White, representing the Asset & Liability Management Association (ALMA), and Helen Carbery, CEO of CUDA. Patricia brings extensive expertise in treasury and risk management, as a senior risk professional and respected trainer of treasury practitioners in the UK, Ireland and internationally. Helen leads CUDA following many years in senior roles across the financial services sector, with a strong background in strategy, business & product management, governance and collaboration.Together, they explore balance sheet management in a rapidly evolving credit union landscape, looking at liquidity and capital considerations alongside the emergence of corporate credit unions – and how these developments could reshape the way credit unions manage their assets, liabilities and long-term funding needs.