The Curve

This episode is, quite frankly, unhinged. Sophie sits down with Holly to hear one of the wildest relationship-and-money stories we’ve ever had on the podcast, involving property, trust, legal drama, a cancelled wedding, and the kind of plot twists that make you want to scream into a cushion. Without giving too much away, it’s a story about what can happen when love, money and home ownership get tangled together… and why protecting yourself financially isn’t unromantic, it’s essential. Juicy? Extremely. Educational? Absolutely. Please keep snacks nearby. We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way. 👉 To learn more, head here. (bnz.co.nz/home-loan-partners-spotify-ep13) BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply. Credits: Host: Sophie Hallwright Guest: Holly Egerton Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Coming up in this episode… 00:01:30 BNZ x The Curve 00:02:31 Meet Holly 00:05:28 How Holly bought her first property 00:10:35 Another big milestone 00:11:51 How the finances were split 00:13:35 The night everything changed 00:16:33 Things escalate... 00:20:06 Trying to get her back 00:21:50 The legalities 00:24:52 Getting lawyers involved 00:26:38 The court battle 00:36:42 Lessons learned 00:42:29 How the experience changed Holly 00:43:48 Tips for listeners 00:47:33 Final words of wisdom 00:52:27 BNZ x The Curve 00:54:01 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Lime is everywhere. A billion rides across 29 countries and 230 cities, and yet they're about to go public not because they're crushing it, but because they need the money. We break down what's really going on under the hood, what it means for investors, and whether this is a business worth backing. We also cover: - GameStop vs eBay: the board said no, but the CEO is going directly to shareholders. Is this actually going to happen? - Oil & Inflation: the numbers are starting to come through and they're not pretty. What the latest figures mean for your cost of living. - Prediction Markets: the fastest growing space in finance right now. From hair dryers near airport sensors to a US soldier using classified intel to win $400k, the stories are wild. Plus, is this gambling or investing? - Australia's Capital Gains Tax Change: a major shift that every investor needs to understand, whether you're based in Australia or not. We break it down simply and compare it to the UK and New Zealand. - Community Question: hedged vs unhedged ETFs. What does it actually mean and should you even care? 👗 The wardrobe app we mentioned: Whering (https://whering.co) 🗳️ Should we do a full episode on hedged vs unhedged ETFs?Let us know here (https://form.typeform.com/to/jrwHNDPu) Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline:https://form.typeform.com/to/BZHujjGM WTF does that mean? A guide to all the jargony bits: Capital Gains Tax — Tax on profit you make from an investment. Free Cash Flow — Money a business has left after paying its bills. Hedged ETF — Protected from currency swings. Unhedged? You take what comes. Prediction Markets — Betting on whether something will happen. Like gambling but make it finance. Meme Stock — A stock driven by viral hype, not actual performance. Shareholder Meeting — When investors get together to make big company decisions. Stake — How much of a company you own. Commodity — Raw materials like oil or gold that are traded on markets. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Coming up in this episode... 00:01:05 Pathfinder x The Curve 00:01:31 Soph's confession and Vic's new app 00:05:24 GameStop vs eBay: the takeover that won't die 00:09:05 Oil crisis: the numbers are in and they're not pretty 00:11:29 Prediction markets: genius, wild, and barely legal 00:16:48 Lime IPO: the business that looks like it's killing it 00:27:10 Pathfinder x The Curve 00:27:54 Australia's budget: the tax change every investor needs to know 00:39:57 Hedged vs unhedged ETFs: what does it actually mean? 00:46:42 Episode preview: The Property Breakup From Hell 00:48:53 Thank you for listening! 00:49:31 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

We recorded an episode this week, edited it, and were ready to publish, then realised we hadn't done the topic justice. This is a short explanation of why we paused, and an open invitation to share your experience so we can cover this topic properly. If you'd like to share your experience or perspective, please feel free to leave a comment wherever youre listening or watching, you can email us at [email protected] (mailto:[email protected]), leave a voice note on the Curve Hotline (https://thecurveplatform.com/pages/the-curve-hotline?srsltid=AfmBOopCf5wEepE-DTLGLkXkjbftJnk4kAfWjqM8BwMJV2KGhPeDEEoq), or DM us on any of our socials. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zealand are down to about 38 days - what actually happens if we run out? A meme stock just made a $60 billion hostile bid to buy eBay at four times its own size. And Uber quietly reported results that show it's becoming so much more than a taxi app… We mentioned this episode from Shameless Media on AI and why you can't afford to ignore it, click to listen. (https://open.spotify.com/episode/0uxRRZHvLgX2pRRx9wgnUR?si=bcd4a9cfc6a443da) We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecurveplatform_job-description-activity-7458168667277733888-GW2Z?utm_source=share&utm_medium=member_desktop&rcm=ACoAADhXtnMBLOOxJqfuLwCDBajV9VKw09qFvkc) Want to know exactly how much you should have in your emergency fund and where to put it? We did a whole episode on it, listen here. (https://youtu.be/aVKxGY3DeUw?si=sijFE23CtGuJYTNE) Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM WTF does that mean? A guide to all the jargony bits: Hostile Takeover - When one company tries to buy another without asking nicely first. Very awkward. Very public. Meme Stock - A share that goes viral on the internet, not because the company is doing well, but because people collectively decide to make it go up. Short Selling - Betting a share price will go down and making money when it does. The hedge funds doing this to GameStop got burned badly. Market Cap - The total value of a company. GameStop's is $12 billion. eBay's is $45 billion. One of these is trying to buy the other. Reporting Season - When companies publicly share how much money they made or lost. Like a school report card, but the whole world is watching. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Coming up in the episode... 00:00:00 Pathfinder x The Curve 00:01:23 We're running out of fuel. Seriously. 00:12:38 The meme stock trying to buy eBay 00:27:19 Pathfinder x The Curve 00:28:01 The richer you are, the more you love AI 00:41:18 Uber is becoming the app for everything 00:50:01 "Should I move my emergency fund?" 00:54:09 Thanks for being here! 00:54:47 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill. 👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM). Credits: Host: Sophie Hallwright Guest: Lily Richards Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Introduction to the episode 00:01:51 Meet Lily from Pathfinder 00:05:37 Lily’s personal money story 00:12:31 Lily’s career journey 00:16:31 The moment things clicked 00:20:54 What financial independence really means 00:23:14 Lily’s unique family setup 00:27:37 How ethics shaped Lily’s life 00:30:26 Why ethical investing feels so complicated 00:36:19 When an investment no longer feels right 00:39:30 Primary vs secondary markets, explained 00:42:42 How to decide if an investment aligns with your values 00:47:48 Simple ways to reflect on your values 00:52:33 Submit your money and morals questions 00:57:07 Thank you for listening! 00:57:32 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.