Rants & Gems Real Estate Podcast
Rants & Gems Real Estate Podcast

Rants & Gems Real Estate Podcast

EYL Network

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Episodes

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Rants and Gems Real Estate PodcastMatthew Garland better know as MG The Mortgage Guy has been in the mortgage business for over 20 years and has helped thousands of people buy real estate. Rants & Gems Show, will discuss everything in the Real Estate game. Whether it's Investing, News, Strategies, Education, Credit, Etc nothing is off limits.

Recent Episodes

Rants and Gems #160 How a Short-Term Rental Turned Into a Squatter Nightmare in D.C.
DEC 12, 2025
Rants and Gems #160 How a Short-Term Rental Turned Into a Squatter Nightmare in D.C.
A D.C. homeowner rented her property for what was supposed to be a short-term stay — and ended up locked out of her own home.In this video, we break down the full saga involving homeowner Rochanne Douglas and occupant Shadija Romero, after a D.C. judge ruled that Romero does not have tenancy rights and upheld the agreement requiring her to leave the property.According to reports, a local D.C. law grants full tenant rights after just 30 days of occupancy. Douglas alleges that this loophole was exploited, allowing the occupant to remain in the home for months without paying rent — while the homeowner continued covering the mortgage, utilities, and mounting legal fees.We cover:How a short-term rental turned into a months-long legal battleThe 30-day rule and how tenant rights are triggered in D.C.The homeowner’s eviction attempts and emergency court hearingsAllegations surrounding social media posts showing travel while the dispute was ongoingThe final court ruling and Romero’s statement to 7News confirming she would be leavingThis case has reignited a heated debate around tenant rights vs homeowner protections, short-term rentals, and whether current housing laws are being abused.Do you side with the homeowner or the occupant — and why?Support this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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46 MIN
Rants and Gems #159 Fed Rate Cut AGAIN, Mortgage Rate Reaction, & Redfin’s Heating-Up Markets
DEC 11, 2025
Rants and Gems #159 Fed Rate Cut AGAIN, Mortgage Rate Reaction, & Redfin’s Heating-Up Markets
The Fed just cut rates another 0.25% — but the real story isn’t the rate cut.Today the Federal Reserve quietly signaled the start of a MAJOR shift that’s about to shape the 2026 housing market, mortgage rates, and your ability to buy real estate.In this livestream, MG The Mortgage Guy breaks down:🔥 What really happened to mortgage rates TODAY after the Fed announcement🔥 Why the Fed’s new economic projections matter for 2026 buyers🔥 The $40B Treasury purchase program the media is ignoring (QE-Lite)🔥 How rising unemployment & cooling inflation push mortgage rates even lower🔥 2026 Fannie Mae loan limit increases & what they mean for your buying power🔥 Redfin’s list of the hottest housing markets for 2026 — and the ones cooling down🔥 What smart buyers & investors should do BEFORE rates hit the 5’sIf you want to buy a home, invest, or position yourself for the next real estate cycle… this is REQUIRED watch.IF YOU'RE READY TO GET PRE APPROVED CLICK THE LINK BELOWhttps://docs.google.com/forms/d/e/1FAIpQLSeK5tXTDU5jmeNPToqByawSZS_7EsE3Bz2JQEaJLV81QtORog/viewform//MG The Mortgage Guy Official Instagram: https://www.instagram.com/mgthemortgageguy///MG The Mortgage Guy Official TikTok:https://www.tiktok.com/@mgmortgageguySUBSCRIBE: https://www.youtube.com/c/MGTheMortgageGuyThanks for watching!!Support this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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42 MIN
Rants: Investors Are Targeting Your Home Equity. Here’s How It Really Works.
DEC 9, 2025
Rants: Investors Are Targeting Your Home Equity. Here’s How It Really Works.
Home equity investment companies like Hometap, Unison, and Point are coming for homeowners who want fast cash with no monthly payments. But what’s the real cost? In this video, I break down exactly how these equity-sharing agreements work, why investors are targeting your home equity, and the traps most people never see coming.Most homeowners only hear: “No payments. No interest. Quick money.”But they never hear the part about giving up future appreciation, balloon payouts, refinancing restrictions, or how these companies profit when your property value goes up.I’ll walk you through:How home equity investments actually functionThe math behind your payout vs. their cutWhy these companies love rising home pricesWhen an HEI makes sense — and when it’s a terrible moveReal examples of how much you could owe at the endHow investors can use this strategically without getting burnedIf you’re thinking about tapping your home’s equity… watch this before you sign anything.📌 WANT TO LEARN REAL ESTATE THE RIGHT WAY?Join my next live class, bootcamp, or mentorship at:👉 https://mgbootcamp.com📞 NEED FUNDING OR HAVE A DEAL?Connect with me directly.//MG The Mortgage Guy Official Instagram: https://www.instagram.com/mgthemortgageguy///MG The Mortgage Guy Official TikTok:https://www.tiktok.com/@mgmortgageguySUBSCRIBE: https://www.youtube.com/c/MGTheMortgageGuySupport this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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17 MIN