Kosher Money
Kosher Money

Kosher Money

Living Lchaim

Overview
Episodes

Details

Money plays a central role in the life of an Orthodox Jew, not just practically but spiritually. From the costs of Jewish education and kosher living to the deeper meaning of earning and spending in alignment with Torah values, financial challenges are as spiritual as they are practical. Kosher Money, an original Living Lchaim podcast, dives into the intersection of Judaism and finance. Host Eli Langer, former CNBC Social Media Producer and CEO of Harvesting Media, leads thought-provoking conversations with experts on how to navigate money matters with wisdom and faith.

Recent Episodes

The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR
NOV 26, 2025
The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR

We dive into one of the most stressful and expensive parts of American life: healthcare.


• Why are families paying $48,000 a year just to stay insured?

• Why does the system feel so broken?

• Is there another way?


To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.


It’s one of those episodes that makes you say, “Wait… how did I not know about this sooner?”


👉 Explore all the links & resources in this episode below.


✬ SPONSORS ✬


► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed!


► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney


► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: bitbean.link/4edg53


► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/


✬ LINKS FROM EPISODE 103 ✬


United Refuah’s website: https://unitedrefuahhs.org/


Email: [email protected]


For doctors interested in being added to United Refuah’s preferred provider network: [email protected]


Eli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4


CHAPTERS:

00:00 Intro

01:01 Americans Are Spending So Much on Health Insurance

01:48 The Stats

02:43 Health Insurance Costs

04:06 What a Health Share Is

05:16 Why United Refuah Started

10:06 How the Health Share Model Works

15:30 Making Sure Everyone Gets Care

17:32 Self Pay vs Insurance

19:40 Understanding the Costs

20:20 Its Many Members

20:50 What Happens When More People Join

23:15 Twillory

24:28 The Donors’ Fund

26:48 Incentives for Bringing in New Members

29:05 Increasing Staffing at United Refuah

29:45 What Is the Catch?

32:46 Preexisting Conditions and Family Members

34:17 Other Downsides of Healthshares

37:19 Keeping Track of Payments

39:28 Communicating with Providor

42:18 Typical Out of Pocket Costs

45:35 Determining Fair Prices

46:35 How to Protect Yourself From Overpaying

48:28 BitBean Uses AI to Help Your Business

49:16 Colel Chabad Helps Feed Thousands

51:14 Are Contributions Tax Deductible

52:10 Health Shares and Medication Costs

55:02 Pregnancy and Growing Families

58:10 Dental and Vision Sharing

01:00:30 Doctors Joining the Referred Provider Network

01:00:41 Surveying the Members

01:01:40 Gifting Memberships

01:02:08 Know Your Plan and Deductibles

01:07:47 Never Be Afraid to Ask for Discounts

01:10:10 Member Access to Telehealth

01:10:35 Reaching Out for Medications

01:11:04 Where CPAP Machines Fall

01:12:00 How United Refuah Compares to Other Healthshares

01:14:12 “We’re All In This Together”

01:15:24 Sharing Health Messages With Members

01:16:56 Making Sure Everything Is Legal

01:18:17 Dealing With Emergencies

01:19:46 Reaching Out to United Refuah

01:20:23 How R’ Katz Got Into Health Care

01:22:22 Changing Your Mindset About Others’ Medical Costs

01:23:43 Outro


✬ RESOURCES ✬


Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠


Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠


Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.


New website: ⁠https://www.livinglchaim.com/⁠


Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠


Reminder: This episode or description is not financial advice. Always do your own research.


#KosherMoney #LivingLchaim #KM

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96 MIN
The Jewish View That Will Change How You See Money (with Rabbi Shais Taub)
NOV 12, 2025
The Jewish View That Will Change How You See Money (with Rabbi Shais Taub)

In our latest episode of Kosher Money, we sit down with Rabbi Shais Taub — one of the most sought-after Jewish thinkers of our time — to explore one of life’s most misunderstood topics: money.


What's the deal with Jews AND money? Should we care what people say about it? Is money spiritual or material? Why does the Torah’s view of wealth differ so radically from society’s?


In this eye-opening and deeply soulful conversation, Rabbi Taub reveals that money is not evil — it’s energy. It’s potential that can build worlds or burn them down.


✬ SPONSORS ✬


► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠I⁠[email protected] or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx⁠


► TWILLORY – Premium menswear that works hard and looks even better. Visit https://Twillory.com/KosherMoney for end-of-year deals!


► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Now delivering to more communities than ever! Visit https://EvergreenKosher.com or email ⁠[email protected]


► COLEL CHABAD – Supporting families in Israel since 1788. Give today: https://ColelChabad.org/KosherMoney


✬ LINKS ✬


Rabbi Taub’s website: ⁠https://www.soulwords.org⁠

His YouTube: ⁠https://youtube.com/@SoulWords


Shaar HaBitachon (Gate of Trust):

• Playlist: ⁠https://youtube.com/playlist?list=PL1he-JRtnKegzLXc4NPIQhcadCJz6s4pM⁠


• Spotify Playlist: ⁠https://open.spotify.com/show/45LOnt0qLpbUTx2wV6OLL⁠


Items to Purchase:

• Rabbi Taub's favorite: Gate of Trust Book (The Felig Edition)  – ⁠https://amzn.to/483tIgG⁠

• “More Bitachon” Framed Art Print – https://HaveMoreTrust.com

• One of Eli’s favorite seforim, the English Pele Yoeitz – ⁠https://amzn.to/3LtaUid⁠


CHAPTERS:

00:00 Intro

01:17 Money Is Energy

02:46 Critics Who Target Jews & Money

07:15 Respect Your Money

08:56 Dealing With Hateful Comments

10:01 Jews and Philanthropy

12:02 Why Money Gets a Bad Rap

14:50 Using Money to Impress Others

17:05 Rich Men and Beautiful Women Share the Same Struggles

19:45 Feel Stuck in Your Company? The Business Organizer Helps

23:08 Freshen Up Your Wardrobe at Twillory

24:33 Why Workaholic Behavior Does Not Work

31:03 Overworking Does Not Create a Bigger Vessel

32:31 Reverse Engineering Your Money

36:58 Cutting Unnecessary Workers and Codependent Relationships

40:34 Self Esteem Is Key

42:10 Identity Culture in America

43:32 When the Wealthy Become Poor

44:47 Evergreen Makes Kosher Easy

46:53 Colel Chabad Helps Feed Thousands of Families

48:07 What Will Exist in the Messianic Era

51:40 Money Will Mean Something Else in the Future

53:55 The Jewish Attitude Toward Money

56:16 A World Without Corruption

58:23 Book Recommendations

01:01:20 Credentials and Platform

01:03:28 Live With Clarity

01:03:35 His Website

01:04:43 The Rebbe’s Letter

01:07:16 The More You Give the More You Get

01:09:44 The Neglected Demographic

01:12:12 Fundraising Smartly

01:14:50 Your Spiritual Sense of Self

01:16:53 Outro


✬ RESOURCES ✬


Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠


Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠


Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.


Our new website: ⁠https://www.livinglchaim.com/⁠


Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠


 Reminder: This episode or description is not financial advice. Always do your own research.


#KosherMoney #JewishPodcast #km #LivingLchaim

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80 MIN
Who Said A Jewish Family Needs Over $150K Per Year?
OCT 28, 2025
Who Said A Jewish Family Needs Over $150K Per Year?

We take you out of town to Columbus, Ohio, one of America’s most surprising, affordable, and fast-growing Jewish communities.


If you’ve ever wondered what out-of-town Jewish life really looks like, this episode will open your eyes.


Rabbi Avi Goldstein and Meir Perlmutter share how Columbus became a thriving hub of Orthodox life, complete with kosher restaurants, strong schools, affordable homes, and a deep sense of connection.


We explore:


🏡 Why housing in Columbus costs a fraction of what it does in Lakewood or the Five Towns


💰 How families are saving tens of thousands of dollars in tuition in Ohio


👨‍👩‍👧‍👦 What it means to raise kids in a community where everyone knows your name


🌟 How two passionate community builders helped turn a small Midwest city into a center of Jewish growth


Columbus appears to offer a calmer, more intentional Jewish lifestyle with less financial pressure and more opportunities to start something big.


If you’ve ever said, “I could never leave the tri-state,” this episode might make you think again.


Visit https://www.columbuspathways.org/ to learn more.


You can also email Rabbi Goldstein at [email protected] or contact 614-448-8396.


And, no, this wasn't a paid episode. We don't do paid episodes. :-)


Here's our special episode with Rabbi Moshe Hauer zt"l: https://youtu.be/G2Xt_SGD5jw


✬ SPONSORS OF EPISODE 101 ✬


► TWILLORY – Premium menswear that works hard and looks even better. Use promo code CHAI20 at Twillory.com/KosherMoney for 20% off your first order.


► BITBEAN – Turn your big ideas into custom software that scales. Whether you’re in healthcare, finance, or retail, BitBean builds tools that make business smarter. Learn more: bitbean.link/4edg53


► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Fresh, fast, and now delivering to more communities than ever before. Visit https://www.evergreenkosher.com/ or email [email protected] to get connected!


► COLEL CHABAD – Supporting families in Israel since 1788. Your donation makes a real difference. Give today: colelchabad.org/koshermoney


💬 Support Kosher Money and help us make more inspiring episodes: livinglchaim.com/donate


CHAPTERS:

00:00 Intro

01:13 Who Is Rabbi Avi Goldstein?

02:32 Finding Himself in Columbus, Ohio

03:20 How Meir Perlmuter Ended Up in Columbus

05:26 The Facts About Columbus

06:18 Orthodox Community That Got It All Started

08:06 What Jewish Life in Columbus Looks Like

11:23 The Number of Orthodox Jews in Columbus

12:10 Housing Costs in Columbus

14:03 Spreading the Word to Join the Community

17:04 Kosher Food & The Growth Mentality

20:58 Twillory’s High-Quality Clothing

22:23 BitBean Brings Your Ideas to Life

23:14 What Tuition Looks Like in Columbus

26:57 Resources in Schools for Special Needs

27:14 The Pace of Life in Columbus

29:54 Columbus Is Not a Cookie-Cutter Place

32:10 Emergency Services in Columbus

34:00 Why People Choose to Live Out of Town

36:29 How Can an Introvert Move Out of Town?

38:40 Columbus Is Not That Far

39:25 The Weather in Columbus, Ohio

39:35 No More State Income Tax?

40:00 Job Opportunities in Columbus

42:11 Women in the Workforce

42:54 Helping Each Other Get Jobs

44:02 Who Adapts Best to the Move

44:52 Evergreen Can Deliver to Your Community!

46:59 Colel Chabad Helps 1000s

48:13 Jewish Communities Communicating

50:05 Spending Shabbos in Columbus

53:34 The Uniqueness of Columbus

55:30 The Community Is Invested in Education

57:07 The Switch from New York to Ohio

1:00:02 Opportunity to Live a Happy, Fulfilling Life

1:02:17 Remembering Rabbi Moshe Hauer ZT”L

1:09:36 Where You Can Learn More

1:10:28 Outro: Takeaways + Sponsors + Subscribe!


🎓 Get free Jewish financial education resources: LivingSmarterJewish.org


📞 Call-in-to-listen Hotline: USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088


📤 WhatsApp feedback: +1 (914) 222-5513


⚠️ Reminder: This episode or description is not financial advice.


#KosherMoney #JewishPodcast LivingLchaim

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74 MIN
Exposing the Biggest Modern Lie You've Already Fallen For
OCT 15, 2025
Exposing the Biggest Modern Lie You've Already Fallen For

In our 100th Kosher Money episode, we chat with Richard Simon, a guy who went completely offline for a year. What he learned might totally change how you see your phone.

We were promised connection and convenience, but most of us just feel more anxious and distracted. In his book Unplug, Richard talks about how our devices quietly steal our focus and shape our lives without us even realizing it.

If you’ve ever felt glued to your phone, this episode might be the nudge you need to finally take a break.

Get the book: https://amzn.to/4naAcPc

Contact: [email protected]


✬ SPONSORS OF EPISODE 100 ✬


► BITBEAN – BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they’ve built powerful platforms that scale smart. Connect here: https://bitbean.link/4edg53


► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at https://Twillory.com/KosherMoney for 20% off your first order. Enjoy!


► MONEY HALACHA – Real people have real money questions & Money Halacha has real Torah answers. Get short, practical 1–4 minute halacha clips straight to your phone every week via WhatsApp: https://MoneyHalacha.com/Join


► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney so please give what you can. Thank You!


CHAPTERS:


00:00 Intro


01:29 The Moment Richard Realized He Was in Control


03:23 People’s Outrageous Screen Time


03:50 Forgetting What Life Was Like Before Phones


04:49 What Happens to Our Brains When We Use Our Phones


06:00 How Richard’s Smartphone Affected His Career


07:09 Attention Residue


11:09 You CAN Be More Focused


12:33 This MLB Player’s Big Decision


16:50 Why Get Rid of Your Phone Completely?


20:30 BitBean – Bringing Your Big Ideas to Life


21:23 Twillory – Look Good & Feel Good


22:48 Letting Go of Technology Frees Your Mind


28:00 How to Break Up With Your Phone


33:35 The Awareness of Phone Addiction


35:27 The Challenge of Giving Up His Smartphone


37:15 What Richard Used Instead of His Apps


39:05 How His Wife Was Influenced


39:53 Should We Give Our Children Smartphones?


47:02 Girls vs. Boys – Conversations and Smartphones


47:46 Money Halacha – Weekly Halacha Clips


49:06 Colel Chabad – Feeding Thousands of Families


50:21 How the Corporate World Is Unplugging


52:10 The Different Smartphone Breakup Styles


53:40 Addiction vs. Self-Control


54:19 Saving Money by Going Phone-Less


55:05 What Richard Did With His New Free Time


57:20 Quietness Leads to the Best Results


59:42 Why People Struggle to Let Go of Their Phones


1:00:01 The First Step to a Healthier Relationship


1:04:55 Pros and Cons of ChatGPT


1:07:40 What Richard Would Tell His Younger Self


1:08:22 How He Helps People Work on Their Phone Addiction


1:10:31 Ways to Make Using Your Phone Less Tempting


1:12:38 Richard’s Must-Have Book


1:13:27 How to Contact Richard


1:13:38 Why Richard Doesn’t Have Social Media


1:15:02 Richard’s Next Book? + Recs


1:16:39 Outro: Contest & New Winner


✬ Support the show! - https://www.livinglchaim.com/donate


Need financial clarity? Visit LivingSmarterJewish.org for free resources.


Follow Kosher Money for bonus clips:


TikTok: https://www.tiktok.com/@koshermoneypod


Instagram: https://www.instagram.com/koshermoneypod


Call-In-To-Listen Hotline:


USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088


WhatsApp feedback: 1-914-222-5513


Reminder: This episode or description is not financial advice. Always do your own research.


#DigitalDetox #PhoneAddiction #FocusAndSuccess #ProductivityTips #AttentionEconomy #MindfulLiving #DeepWork #SelfImprovement #KosherMoney #LivingLchaim #JewishPodcast #JewishFinance #MoneyMatters #FinancialFreedom #PersonalGrowth #SuccessHabits #TimeManagement #MentalClarity #WorkLifeBalance #KM #DiaryOfACEO #UnpluggedLife #DigitalMinimalism #RichardSimon #SmartphoneAddiction

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78 MIN
Money Expert Reveals How to Eliminate Debt
SEP 15, 2025
Money Expert Reveals How to Eliminate Debt

In this episode, you’ll hear the stories of people who finally got their budget under control, but are still staring at tens of thousands in old debt they can’t shake.


Debt advisor David Siegel explains the tough options left on the table: lowering interest through programs, negotiating settlements, or, when nothing else works, starting fresh with bankruptcy.


Contact David at [email protected]


✬ SPONSORS OF EPISODE 99 ✬


► TWILLORY – Premium men's wear that works hard and looks even better.


Use promo code CHAI20 at

https://Twillory.com/KosherMoney for 20% off your first order


.► BITBEAN – Got big ideas but clunky systems holding you back?


BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they’ve built powerful platforms that scale smart.


Dive into real case studies and connect with their expert team here:

https://bitbean.link/4edg53


► ZStander – Beautiful Judaica and home pieces for everyday life and special occasions.


From wine fountains to candlesticks, honey dishes to bentchers, ZStander makes gorgeous items that are built to last and can even be personalized.


Use promo code KOSHER at https://zstander.com/discount/KOSHER for 10% off.


► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever.


Every dollar makes a difference at https://colelchabad.org/koshermoney/


CHAPTERS:00:00 Intro01:21 Has America Lost Its Mind on Debt?04:28 Are Credit Card Companies Setting You Up?06:35 Who David Actually Advises08:09 The Shame People Feel Around Debt09:57 Making Sense of Debt in Simple Terms11:57 Why Budgeting Is the Key to Freedom14:01 How Money Problems Hurt Marriages16:31 Twillory Clothing Is Being Spotted Worldwide17:33 Bitbean + AI Innovation18:48 3 Practical Solutions for Debt19:35 How to Lower Your Interest Rate25:45 The Real Problems With DMPs29:00 Should You Consolidate Your Credit Cards?30:08 Going to a Gemach for Help32:12 More Ways to Cut Down Your Interest Rate33:27 Using a Home Equity Line of Credit (HELOC)36:35 Pros and Cons of a HELOC Explained39:10 Don’t Let Bills Control Your Life40:42 The Risks of Borrowing From Family42:42 Unique & Beautiful Judaica Items from ZStander44:45 Colel Chabad: Feeding Thousands of Families45:53 The Dangers of Debt Settlements51:40 Why You Should Start With a DMP52:43 What Bankruptcy Really Means54:21 Who Actually Qualifies for Bankruptcy56:50 Why You Shouldn’t Rush Into Bankruptcy57:22 Legal Steps When Filing for Bankruptcy58:36 Reasons Not to File for Bankruptcy1:01:35 Bankruptcy Issues in Orthodox Communities1:05:01 The Stigma: Bankruptcy vs. Settlement1:05:17 Why Using Credit Responsibly Matters1:06:41 How Shmittah Connects to Bankruptcy1:07:29 Don’t Run Away From Financial Problems1:08:01 The Living Smarter Jewish Resource1:08:54 How to Handle Medical Debt1:09:37 What’s Changing With Student Loans1:11:02 Fun Facts About David1:11:33 Where You Can Find David1:12:08 Outro: Final Thoughts + Prizes


• GET LIFE INSURANCE!

⟶ Project 120's site: https://www.theproject120.com/


• GET A WILL!

⟶ https://youtu.be/bHdpPuvKGVM


✬ Support the show! Help us create more episodes like this: https://www.livinglchaim.com/donate


💬 Need financial clarity? Visit LivingSmarterJewish.org for free resources.📲


Follow Kosher Money for bonus clips & behind the scenes:

TikTok: https://www.tiktok.com/@koshermoneypodInstagram: https://www.instagram.com/koshermoneypod


📞 Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

Israel: 079-579-5088

📤 WhatsApp feedback: 1-914-222-5513


⚠️ Reminder: This episode or description is not financial advice. Always do your own research.


#KM

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75 MIN