Are you feeling the weight of this uncertain time? As we navigate times that can feel scary and unstable, money can play a pivotal role in grounding us and empowering us to show up for the causes and communities that matter most.
In this final Feelings and Finances episode for season 10, Linzy explores how financial stability can nurture your well-being and enable you to make a meaningful impact. From small, symbolic steps like creating a savings buffer to harnessing your finances for advocacy and care, this episode invites you to rethink the role of money during challenging times.
Tune in and explore how money can be a source of stability and strength for you right now.
For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16137
To watch a video version of this, check it out on YouTube: https://youtu.be/HMtt2KgqfNk
Have a question for Linzy?
You can easily submit your question directly to Linzy’s SpeakPipe inbox.
Just click the “Start recording” button, allow the use of the microphone if needed and press “Stop” when you’re done. Fill in your name (yes, you can use an alias) and your email address. It will take you less than 2 minutes, promise!
Want to feel calm and in control of your finances? Connect with us!
Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts
Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/
Follow us on Instagram: https://www.instagram.com/moneynutsandbolts
Follow us on Facebook: https://www.facebook.com/moneynutsandbolts
Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/
Want to work with Linzy?
Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!
https://moneynutsandbolts.com/masterclass-signup/
Mentioned in this episode:
Check Out Relay for Business Banking
Skip banking fees, minimum balances, and tedious bank visits. Start with the unicorn of all banks, Relay, my go-to money management and online banking platform. Signing up is free and takes under 10 minutes. Plus, if you use my link, you’ll get a $50 sign up bonus when you fund your new account.
How do you balance debt repayment with the rest of your financial life? In today’s episode, certified financial planner David Frank returns to the podcast to talk with Linzy about one of the most common and challenging questions among Money Skills for Therapists students: how to prioritize debt repayment without sacrificing quality of life.
Linzy and David explore the emotional weight of debt, discussing how shame and societal expectations often shape our views on borrowing and repayment. David explains the key differences between simple and compound interest, laying out how to assess different types of debt and make more informed choices. He also offers a clear approach to calculating the real costs of debt and shares why overly complex financial advice can sometimes be a warning sign.
Linzy and David emphasize the importance of finding a middle ground that aligns with your financial goals and personal well-being. Tune in to hear practical advice about how to take steps toward building a balanced and confident financial life.
For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16122
To watch a video version of this, check it out on YouTube: https://youtu.be/lRSBCcvC-nE
To tune into the coaching episodes Linzy mentioned related to paying down debt, see episode 114 with Jenet Dove and episode 88 with Erin Davis.
For more from David and Linzy, check out:
104: How Deep Work Can Enhance Your Business with David Frank
83: Embracing Emotions for Financial Wellness with David Frank
Connect with David Frank
David Frank has a lot of free resources & webinars on his website, like his training “Retirement Plans Fundamentals for Private Practice Owners”, or his “Finance Quick Start Guide for Therapists”. Check those out here.
You can also find David on LinkedIn: https://www.linkedin.com/in/davidwfrank/
Mentioned in this episode:
Check Out Relay for Business Banking
Skip banking fees, minimum balances, and tedious bank visits. Start with the unicorn of all banks, Relay, my go-to money management and online banking platform. Signing up is free and takes under 10 minutes. Plus, if you use my link, you’ll get a $50 sign up bonus when you fund your new account.
Try Out Jane’s New Balance Plan
Cover your EMR needs with Jane’s new Balance Plan: Access all your EMR essentials, including 1:1 telehealth, unlimited support, email reminders, and more. Plans start as low as $39 a month in the US and $54 a month in Canada. And if you do try Jane, don’t forget to use my code MNB1MO for a 1-month grace period on your new account.
How hard is it to start your own private practice, and how do you know when it's time to go for it? In today’s Feelings and Finances episode, host Linzy shares her thoughts on transitioning from agency or group practice settings to launching a private practice. Money Skills team member Christelle calls in with this frequently asked question, and Linzy offers insights for therapists wondering if and when to go solo.
Linzy explores two paths to entering private practice, and she covers the essentials that therapists need to consider before making the shift. Linzy emphasizes that while building a private practice requires effort and planning, the outcome—a sustainable practice that reflects your personal values and financial needs—is deeply rewarding.
Tune in to hear Linzy unpack the realities, challenges, and surprising opportunities that come with starting a private practice. Hear Linzy’s practical advice and encouragement to help you make the best decision for your unique circumstances.
For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16112
To watch a video version of this, check it out on YouTube: https://youtu.be/cLcwGdlTxE8
Have a question for Linzy?
You can easily submit your question directly to Linzy’s SpeakPipe inbox.
Just click the “Start recording” button, allow the use of the microphone if needed and press “Stop” when you’re done. Fill in your name (yes, you can use an alias) and your email address. It will take you less than 2 minutes, promise!
Want to feel calm and in control of your finances? Connect with us!
Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts
Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/
Follow us on Instagram: https://www.instagram.com/moneynutsandbolts
Follow us on Facebook: https://www.facebook.com/moneynutsandbolts
Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/
Want to work with Linzy?
Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!
Mentioned in this episode:
Check Out Relay for Business Banking
Skip banking fees, minimum balances, and tedious bank visits. Start with the unicorn of all banks, Relay, my go-to money management and online banking platform. Signing up is free and takes under 10 minutes. Plus, if you use my link, you’ll get a $50 sign up bonus when you fund your new account.
Are you a private practitioner with a side project or budding business that feels both exciting and a little terrifying? In today’s coaching episode, Linzy sits down with Sara Nelson-Johns, a recent Money Skills for Therapists graduate, to tackle some common yet challenging questions about scaling a second business. Sara, who specializes in ADHD, relationship challenges, and perfectionism in her main practice, has developed an planners for people with ADHD, designed to help them organize their lives in a brain-friendly way.
Linzy and Sara explore the daunting experience of being “seen” as a business owner. Linzy shares about how it can feel safer to work one-on-one with clients in a therapy room and how putting a product out there for the world can bring up fears of exposure and invalidation. Together, Linzy and Sara examine ways to shift this mindset, moving from feeling overly vulnerable to building a resilient and strategic approach to business. Linzy also offers practical advice on building a business that allows you to grow in alignment with your values and goals, without overwhelming the most sensitive parts of yourself.
Whether you’re just starting a side project or are ready to take your business to the next level, this episode is packed with insight, encouragement, and the reminder that moving forward, even when it’s scary, can lead to real growth. Tune in to uncover practical steps for scaling your business with confidence and clarity.
For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16094
To watch a video version of this, check it out on YouTube: https://youtu.be/jBK7pkMZ1tE
Check Out the Adulting Planner
Are you ready for a different kind of year? Take charge of your brain and make it work for you this year. Get your Adulting Planner w/ Stickers for 2025 HERE.
Want to work with Linzy?
Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!
https://moneynutsandbolts.com/masterclass-signup/
Mentioned in this episode:
Check Out Relay for Business Banking
Skip banking fees, minimum balances, and tedious bank visits. Start with the unicorn of all banks, Relay, my go-to money management and online banking platform. Signing up is free and takes under 10 minutes. Plus, if you use my link, you’ll get a $50 sign up bonus when you fund your new account.
Try Out Jane’s New Balance Plan
Cover your EMR needs with Jane’s new Balance Plan: Access all your EMR essentials, including 1:1 telehealth, unlimited support, email reminders, and more. Plans start as low as $39 a month in the US and $54 a month in Canada. And if you do try Jane, don’t forget to use my code MNB1MO for a 1-month grace period on your new account.