The Personal CFO Podcast

This episode demystifies private equity for retail investors, covering what it is, potential benefits, risks, and how to determine the right allocation for your portfolio based on recent research from Vanguard.Topics Covered in this Episode00:00 Introduction to Private Equity02:00 Understanding Private Equity05:11 Why Invest in Private Equity?07:20 The Risks of Private Equity13:25 Determining Your Allocation to Private Equity18:00 Key Takeaways and ConclusionSubscribe to our NewsletterThe Personal CFO: https://www.mwadvisors.ca/newsletter-guillaumeNeed Guidance? Book a private intro call today:Book it here: https://mwadvisors.as.me/GuillaumeGirard1Connect with GuillaumeWebsite: https://www.mwadvisors.ca/guillaumeEmail: [email protected]: https://www.linkedin.com/in/guillaume-girard-cfa-cfp-08487170/Cited ResearchRight-Sizing Private Equity in a Portfolio: It Depends on More Than You Think.

In this episode, litigation lawyer Matthew Taylor discusses common claims against investment advisors, the importance of understanding legal standards like best interest vs. suitability, and explores real cases highlighting risks in financial advising, private markets, and investor protection in Canada.Topics Covered in this Episode00:00 Understanding Investment Loss Claims02:45 The Importance of Legal Preparedness05:23 Engaging a Lawyer: Hourly vs. Contingency08:06 Case Study: Language Barriers and Investment Risks10:39 Legal Obligations of Advisors13:16 Risk Tolerance vs. Risk Capacity16:26 The Role of Trust in Financial Advisory19:05 Navigating Client Needs and Advisor Responsibilities28:50 Understanding Risk and Return in Client Goals29:42 Exploring the Growth of Private Markets33:41 Defining Private Markets and Their Appeal37:48 Investor Protection in Canadian Private Markets40:17 Legal Exposure in Private Market Investments45:55 The Importance of Informed Consent50:08 Common Investor Mistakes Leading to Fraud52:57 Improving Securities Regulation in CanadaSubscribe to our NewsletterThe Personal CFO: https://www.mwadvisors.ca/newsletter-guillaumeNeed Guidance? Book a private intro call today:Book it here: https://mwadvisors.as.me/GuillaumeGirard1Connect with GuillaumeWebsite: https://www.mwadvisors.ca/guillaumeEmail: [email protected]: https://www.linkedin.com/in/guillaume-girard-cfa-cfp-08487170/Connect with MatthewWebsite: https://www.sotosclassactions.com/our-team/LinkedIn: https://www.linkedin.com/in/matthewtaylor/Email: [email protected] advice, legal claims, negligence, fiduciary duty, private markets, investor protection, financial advising, litigation, fraud, Canada

In this episode, Matt Harrison, president and co-founder of Horizon Advisors, shares insights on exit planning, building valuable businesses, and overcoming founder dependencies. Discover strategies to maximize your company's value, prepare for sale, and navigate the emotional and financial journey of business exit.Topics Covered in this Episode00:00 Introduction to Exit Planning and Founder Challenges02:33 Understanding Founder Dependency and Its Impact05:32 The Importance of Sales in Business Scalability08:06 Overcoming Emotional Barriers in Delegation10:45 Defining the North Star for Business Growth13:34 Preparing for Business Sale and Valuation Insights24:55 Understanding Business Valuation Gaps27:24 Identifying Value Creation Opportunities31:49 The Role of Advisors in Business Sales35:06 Preparing for a Successful Exit39:34 Navigating Generational Business Transitions44:57 De-risking Business OwnershipSubscribe to our NewsletterThe Personal CFO: https://www.mwadvisors.ca/newsletter-guillaumeNeed Guidance? Book a private intro call today:Book it here: https://mwadvisors.as.me/GuillaumeGirard1Connect with GuillaumeWebsite: https://www.mwadvisors.ca/guillaumeEmail: [email protected]: https://www.linkedin.com/in/guillaume-girard-cfa-cfp-08487170/Connect with Horizon AdvisorsWebsite: https://www.withhorizon.coEmail: [email protected]: https://www.linkedin.com/in/matthewrobertharrison/KeywordsExit planning, business valuation, founder dependency, M&A, business growth, succession planning, EBITDA, sale process, value creation, entrepreneurship

Guillaume Girard discusses the five most costly mistakes Canadians make with their TFSA, including underutilization, poor investment strategies, and improper beneficiary designations. Learn how to maximize this powerful tax-free savings tool for long-term wealth building.Topics Covered in this Episode00:00 Introduction and Purpose of the Video00:27 Why Use Your TFSA and Who Should00:50 Mistake 1: Not Using Your TFSA at All01:45 Understanding TFSA Room and Benefits02:36 Comparison: TFSA vs Taxable Account03:20 Long-Term Growth and Investment Strategies06:29 Trading and Speculative Risks in TFSA09:26 Strategic Withdrawals and Re-contributions11:19 Retirement Withdrawal Planning12:45 Beneficiary vs Successor Holder Designation15:08 Summary and Final TipsIf you want to learn how we work with incorporated business owners, book a private intro call here:Book it here: https://mwadvisors.as.me/GuillaumeGirard1Financial Readiness Score - Take The Assessment:https://financial-readiness-score.replit.app/Subscribe to our NewsletterThe Personal CFO: https://www.mwadvisors.ca/newsletter-guillaumeMillen Wealth AdvisorsVisit our Website: https://www.mwadvisors.ca/guillaumeConnect with GuillaumeEmail: [email protected]:https://www.linkedin.com/in/guillaume-girard-cfa-cfp-08487170/

This episode explores how geopolitical conflicts affect investment portfolios, focusing on asset-class reactions, historical oil shocks, and strategic asset allocation to manage risk effectively.Topics Covered in this Episode00:00 Understanding Energy Wars and Investment Impacts01:38 Asset Class Reactions to Conflict05:58 Historical Oil Shocks and Market Responses09:11 Analyzing Current Market Trends10:49 Investment Strategies During Turbulent Times13:28 Planning for Long-Term Financial GoalsIf you want to learn how we work with incorporated business owners, book a private intro call here:Book it here: https://mwadvisors.as.me/GuillaumeGirard1Subscribe to our NewsletterThe Personal CFO: https://www.mwadvisors.ca/newsletter-guillaumeMillen Wealth AdvisorsVisit our Website: https://www.mwadvisors.ca/guillaumeConnect with GuillaumeEmail: [email protected]:https://www.linkedin.com/in/guillaume-girard-cfa-cfp-08487170/