The Wealthy AchieveHer™ Show (Financial Independence Retire Early)

On this episode of the Wealthy Achieveher, we have the couple who paid off $200,000 in five years, Julien and Kiersten of rich & REGULAR podcast. Their story has been featured in The NY Times, Marketwatch, Forbes, the Oprah Winfrey Network and more. This couple was able to build their wealth and gain financial independence after changing how they see and handle money.  Initially not a fan of the FIRE movement, Kiersten expresses how Julien was more "financially savvy" at the time and educated her on how important the path to FIRE would be.  They are the creative voices behind the blog richandregular.com, producers of the award-winning video series, Money on the Table. Check out   their new book "Cashing Out: Win the Wealth Game By Walking Away".  Tune in to hear more about how they did it, what they are doing now, and what is coming up next! You do not want to miss this episode. For those ready to start their own FIRE journey, My Self-Paced course, The Complete Financial Freedom Course is on sale this month! I created a self paced version for those who may not have a lot of time. You still will receive the full course, along with the choice of working towards financial independence ON YOUR OWN. Sign up today! Cheers to Freedom, Dr. Lakisha L. Simmons  https://LakishaSimmons.com 

Do you need a financial advisor or financial planner? I retired at 41 and truly believe it's possible for you too with a little education.  I FIRED My Financial Advisor One afternoon, I called my financial planner and told him I would no longer wire him my money. Furthermore, I would be transferring all of my money out of his firm and into accounts at Vanguard, and I would be managing my financial investments from now on. Now how do you think he took to that? His exact words were, "you'll be back." I felt so disrespected. "I do have a Ph.D.!" I told him. We ended the call, and I was on a mission to become financially independent by 45 years old. And guess what, I quit my full-time job at 41 years old! Is it possible for me? I know this may sound scary if you’ve never invested before. You may be thinking, “I can’t afford to lose any money” or “I don’t know where to start.” You can reach your goals with education, positive money affirmations, and experienced people by your side! You have to get started! Is it even possible to become financially free? Is it possible to have all your expenses covered from capital gains (real estate, business, stock, bond, or equity investments)? It’s possible to live on less than you make and invest the rest. Not everyone can do it, but many of us who make average salaries or more can do it.

Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you aren’t saving enough for retirement.  Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job.

Keisha’s husband met an untimely death when he was 34 years old and she was 31. He suffered a medical mystery just eight weeks after she gave birth to their second child. His death was completely unanticipated, and everything changed for her in an instant.  After the passing of her husband, she wrote a heartfelt and vulnerable article, “Forty Life Lessons I learned after my husband’s death” for Thrive Global as therapy for herself.  That article turned into an opportunity to create a book, Holistic Wealth, to dive deeper into the emotions of life and give readers more advice on how to recover from life’s challenges and disruptions. Holistic Wealth: is “Wealth that not only comprises your net worth and material possessions, but also your physical health, your emotional state and having a life purpose. All these ingredients come together to give you a wholeness and make you more resilient.” Kisha was financially independent at the time of her husband’s passing. She has always believed in having “a well-planned future.” Listen in as she breaks down holistic wealth and some tips to get your through life's disruptions. Here are a few tools you can use from Keisha: Holistic Wealth Quiz Holistic Wealth Podcast Holistic Wealth book on Amazon Follow Dr. Kisha on social media at: - instagram.com - Linkedin - YouTube Grab your copies of Dr. Kisha's books here: -Divorced: 7 Keys to Making It Through Your Parents' Divorce -The Unlikely AchieveHer Workbook -Diary of a Single Mom Journal *Join my next group of Wealthy AchieveHers pursuing financial independence retire early. Cheers to financial freedom! Dr. Lakisha L. Simmons   https://LakishaSimmons.com Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

Are you wondering about the Amazon Stock Split?  Well I'm discussing it this month during my portfolio update!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.    *Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month    Connect with me on Instagram: https://www.instagram.com/drkishasimmons     Cheers to Financial Freedom! Dr. Lakisha L. Simmons Retired at 41 with $900k