<p>SaaS represents a shift from business structure to intelligence - by flipping the script this podcast proves that SaaS is not just about upgrading legacy technology.</p><p>Hear <strong>Owen McDonald</strong> from Bottomline speaking with <strong>Amrita Ghanekar</strong>, Senior Director at BNY Treasury Services, about the forces driving payments modernisation. </p><p>From SaaS as a strategic enabler to the rise of data-sharing ecosystems and real-time architectures, Amrita shares how banks can unlock agility, personalisation, and resilience. </p><p>Learn how global trends influence innovation and why the future of banking lies in contextual intelligence and customer-centricity.</p>