Mindful Money

In this episode of the Mindful Money Podcast, we speak with Diana Richey, a certified financial planner and nationally recognized personal finance expert. Diana shares her journey from a traditional upbringing with corporate expectations to her transformative life crisis that led her to write 'The Loving Truth About Money.' We discuss how healing inner emotional wounds can transform financial behavior and overall well-being. Touching on Diana's techniques for unblocking subconscious beliefs and manifesting goals, the episode explores the importance of balancing active and resting phases, setting healthy boundaries, and addressing core self-worth issues for achieving personal and financial peace.00:00 Introduction: The Imbalance in Modern Life01:11 Welcome to the Mindful Money Podcast01:19 Meet Diana Richey: Financial Planner and Author02:24 Diana's Journey: From Corporate Life to Personal Crisis02:45 The Turning Point: Divorce and New Beginnings03:00 Early Lessons: Money and Entrepreneurship04:43 The Book: The Loving Truth About Money09:57 Personal Finance and Emotional Healing11:08 The Power of Intuition and Healing Modalities17:54 Balancing Material and Spiritual Goals20:25 Exploring Different Approaches to Money and Life21:36 The Three-Part Process for Achieving Goals23:40 Genuine Self-Worth vs. Performative Abundance27:16 Setting Boundaries and Self-Worth32:03 Balancing Productivity and Rest35:26 Final Thoughts and Personal InsightsABOUT MINDFUL MONEY: Do you struggle with money? You’re not alone.Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration, it becomes destructive.The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life. If you aren’t happy with your finances, feel like money takes more time than it should, or want to place your financial decisions into the broader context of your life, this show is for you.Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy but do NOT improve outcomes.MINDFUL MONEY RESOURCES:Website:⁠⁠https://mindful.money⁠⁠Jonathan DeYoe on LinkedIn: ⁠https://www.linkedin.com/in/jonathandeyoe⁠Mindful Money on X / Twitter: ⁠⁠https://x.com/MindfulMoney_Ed⁠⁠Mindful Money on Facebook: ⁠⁠https://facebook.com/mindfulmoneyplan ⁠Mindful Money on Instagram: ⁠⁠https://instagram.com/mindfulmoneyplan⁠Mindful Money on YouTube: ⁠⁠https://youtube.com/@mindfulmoney⁠🎙️Podcast Production by Spoken Podcasts: ⁠⁠https://spokenpodcasts.com⁠

Envisioning a Trustworthy Civilization: A Conversation with George Kinder on Fiduciary Principles In this episode of the Mindful Money Podcast, Jonathan hosts George Kinder to discuss the potential of applying fiduciary principles—putting clients' interests first—beyond financial advice to all institutions, including corporations and governments. George shares his journey and vision for a more humane and trustworthy world, inspired by lessons from the 2008 financial crisis and his global experiences. The conversation dives into systemic changes needed, the feasibility of such transformations, and how these ideas align with and challenge current capitalistic frameworks. George advocates for a grassroots movement driven by these principles, hinting at a future where enhanced trust and ethical standards in all institutions could lead to a more entrepreneurial and sustainable global society. 00:00 Introduction to a Humane and Trustworthy Society00:48 Welcoming George Kinder and His Vision00:54 The Fiduciary Standard Beyond Finance02:09 George's Global Startup and Poetry03:47 The Three Domains of Freedom05:24 A Golden Civilization: Global Insights06:43 Challenges and Philosophical Perspectives09:35 Defining Fiduciary in All Things (FIAT)13:15 Human Nature and Systemic Change17:12 Examples and Practical Applications21:52 Concerns and Resistance to Change24:28 Redefining Corporate Greed26:20 The Role of Truth in Democracy28:28 Navigating the Complexity of Truth30:00 The Bell Curve of Truth32:56 Challenges and Resistance34:48 The Vision for a Trustworthy World39:27 Sustainable Business Practices41:32 Spreading the Mission46:35 Conclusion and Call to ActionABOUT MINDFUL MONEY:Do you struggle with money? You’re not alone.Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration, it becomes destructive.The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.If you aren’t happy with your finances, feel like money takes more time than it should, or want to place your financial decisions into the broader context of your life, this show is for you.Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy but do NOT improve outcomes.MINDFUL MONEY RESOURCES:Website: https://mindful.moneyJonathan DeYoe on LinkedIn:   / jonathandeyoe  Mindful Money on X / Twitter: https://x.com/MindfulMoney_EdMindful Money on Facebook:   / mindfulmoneyplan  Mindful Money on Instagram:   / mindfulmoneyplan  Mindful Money on YouTube:    / @mindfulmoney  🎙️Podcast Production by Spoken Podcasts: https://spokenpodcasts.com

Episode SummaryIn this episode of Mindful Money, I talk with Bart Wilson about the often-overlooked moral dimension of economics. We explore Adam Smith’s forgotten insights on justice and beneficence, how values shape innovation and prosperity, and why genuine wealth is created through collaboration—not extraction. It’s a thoughtful, hopeful conversation about money’s deeper purpose.Show NotesBart J. Wilson is a Professor of Economics and Law and the Donald P. Kennedy Endowed Chair in Economics and Law at Chapman University. He is a member of the Economic Science Institute, with joint tenured appointments in the Argyros College of Business and Economics and the Fowler School of Law. In 2016, he founded the Smith Institute for Political Economy and Philosophy, where he serves as the director. Bart has published papers widely in economics and general science journals, and is the author of Meaningful Economics: Making the Science of Prosperity More Human; The Property Species: Mine, Yours, and the Human Mind; and Humanomics: Moral Sentiments and the Wealth of Nations for the Twenty-First Century.I talk with Bart about the moral roots of prosperity. We revisit Adam Smith’s Theory of Moral Sentiments and how justice, beneficence, and collaboration make economic growth possible. Bart shares lessons from his farm upbringing, why commerce is more than self-interest, and how innovation thrives when we respect equality and trust. We also discuss AI, the hidden goodness in markets, and why gifts carry obligations that bind communities together. This conversation reframes economics as a profoundly human endeavor—one that can guide us toward more mindful wealth and purpose.Meaningful Economics: Making the Science of Prosperity More Human: https://www.amazon.com/Meaningful-Economics-Making-Science-Prosperity/dp/0197758150 The Property Species: Mine, Yours, and the Human Mind: https://www.amazon.com/Property-Species-Mine-Yours-Human-ebook/dp/B087JWTSZB Humanomics: Moral Sentiments and the Wealth of Nations for the Twenty-First Century: https://www.amazon.com/Humanomics-Sentiments-Twenty-First-Cambridge-Economics-ebook/dp/B07JKFLLHS Chapman University: https://www.chapman.edu Argyros College of Business and Economics: https://www.chapman.edu/business Fowler School of Law — https://www.chapman.edu/law Connect with BartWebsite: https://www.bartjwilson.com/ LinkedIn: https://www.linkedin.com/in/bart-wilson-353bba8/ X / Twitter: https://x.com/bartwilson Connect with JonathanWebsite:  https://mindful.money Jonathan DeYoe on LinkedIn: https://www.linkedin.com/in/jonathandeyoe Mindful Money on X / Twitter: https://x.com/MindfulMoney_Ed Mindful Money on Facebook:  https://www.facebook.com/MindfulMoneyPlan Mindful Money on Instagram: https://www.instagram.com/mindfulmoneyplan Mindful Money on YouTube: https://www.youtube.com/@MindfulMoneyMindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources To buy Jonathan’s first book – Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369 To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763 Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership For more complex, one-on-one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe Subscribe and stay in touchWebsite:  https://mindful.money Apple Podcasts: https://podcasts.apple.com/us/podcast/mindful-money/id1606822964 Spotify: https://open.spotify.com/show/27R4mtSA2PjojGtoAsjEvc Amazon: https://music.amazon.com/podcasts/25ed40d3-eb57-4dda-bad4-c15262fa291c/mindful-money YouTube: https://www.youtube.com/@MindfulMoney 

In this episode of Mindful Money, we break down the emotional reactions to elections and why we should separate politics from our portfolios. As election-driven fear and speculation rise, it’s important to understand why making investment decisions based on political headlines is a mistake. Markets react to policies, not personalities, and long-term financial success requires discipline, diversification, and patience. In this episode, we’ll explore both potential risks—like tariffs, inflation, and debt—and possible benefits, such as business growth incentives and deregulation. No single election will make or break your financial future, but your mindset and strategy will.

Eric Roberge is a financial advisor and the founder of Beyond Your Hammock, a wealth management firm based in Boston, helping professionals in their 30s and 40s use money as a tool to design a life they love now and in the future. In this episode of Mindful Money, I talk with Eric about helping high-earning professionals in their 30s and 40s make smarter money decisions. We discuss how childhood scarcity can shape financial mindsets, the value of financial planning that prioritizes optionality, and why understanding your core values is critical for long-term success. Eric shares stories from his own journey—breaking into financial advising in 2007 and pioneering a subscription-based model—and gives practical advice on how to make money a tool for living well, not a source of fear or regret. In this episode: (00:00) - Intro   (02:10) - What Eric learned about money growing up   (04:45) - Childhood experiences, scarcity, shaping financial mindset   (05:08) - Eric’s career trajectory and starting his own company   (09:09) - The evolution of the subscription model   (11:01) - Avoiding regret in big financial moves   (14:11) - Optionality-focused financial planning   (16:33) - Core issues for the 30–40 demographic   (18:47) - The value of a great advisor   (21:46) - The limits of forecasting   (23:45) - One thing that would lead to better financial outcomes   (25:05) - One thing to stop doing to lead to financial success   (26:12) - Is there anything that people don’t know about you?   (28:38) - How to connect with Eric Get full show notes and links at https://mindful.money.  Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.