Alan explores the mindset and strategies of wealthy retirees, emphasizing the importance of intentional financial choices and the concept of 'stealth wealth.’  He discusses generational shifts in financial attitudes, the necessity of a structured spending plan, and the emotional triggers that can lead to overspending, especially during the holidays. The conversation also addresses the risks associated with sudden retirement and the phenomenon of lifestyle creep, providing insights into how retirees can maintain financial stability while enjoying their newfound freedom. The discussion concludes with a Q&A segment addressing common concerns about retirement planning. Reach Alan at 479-935-9767. Retirement Strategies Group of Northwest Arkansas www.financialfreedomnwa.com  See omnystudio.com/listener for privacy information.