<p><a href="https://www.buzzsprout.com/twilio/text_messages/2012496/open_sms" target="_blank" rel="ugc noopener noreferrer">⁠Send us a text</a></p><p><br /></p><p>If you’re a home inspector or inspection business owner making real money, you’ve probably asked: <strong>What do I do with extra profit?</strong> Do you keep reinvesting into the business, buy another truck for tax write-offs, stack cash, invest in the stock market, or start building a real long-term financial plan? In this episode of the <strong>Inspection Empire Builder Podcast</strong>, Matt sits down with <strong>financial planner Zach Lopez</strong> to talk about <strong>financial planning for business owners</strong>, <strong>tax strategy</strong>, <strong>asset protection</strong>, and how to stop keeping <em>all your eggs in one basket</em>.</p><p><br /></p><p>Most entrepreneurs are great at generating income—but they don’t always step back to create a real system for <strong>wealth building</strong>, <strong>retirement planning</strong>, and <strong>family security</strong>. Zach explains why “financial advisor” can mean a hundred different things, what a good planner actually does, and why smart owners <strong>delegate their finances</strong> the same way they delegate bookkeeping, taxes, and operations. You’ll also learn practical strategies like <strong>entity selection</strong>, <strong>insurance + umbrella policies</strong>, charitable giving vehicles like <strong>donor-advised funds</strong>, and the basics of a <strong>backdoor Roth IRA</strong>—a legit move that high earners often miss. If you want to grow your business <em>and</em> protect your future, this episode is your roadmap.</p><p><br /></p><p>What You’ll Learn / Highlights</p><p>→ Why reinvesting 100% into your business can become a risky “one basket” strategy</p><p>→ How financial planning works for entrepreneurs (investing, insurance, taxes, estate basics)</p><p>→ Asset protection basics: insurance, entity structure, and avoiding sloppy separation</p><p>→ How donor-advised funds can support giving goals while improving tax efficiency</p><p>→ Tax planning vs tax fraud (and why TikTok advice can wreck you)</p><p>→ The <strong>backdoor Roth IRA</strong> explained in plain English + what the pro-rata rule is</p><p>→ When it makes sense to hire a planner full-time vs do a one-time plan</p><p>→ What Zach says is his ideal client profile (income + investable assets)</p><p><br /></p><p>To connect with IEB using the following links:</p><p><a href="https://youtu.be/l0gctoXdRlg" target="_blank" rel="ugc noopener noreferrer">Watch on YouTube: https://youtu.be/l0gctoXdRlg⁠</a></p><p><a href="http://www.iebcoaching.com/" target="_blank" rel="ugc noopener noreferrer">Website</a></p><p><a href="https://www.instagram.com/iebcoaching" target="_blank" rel="ugc noopener noreferrer">Instagram</a></p><p><a href="http://support@iebcoaching/" target="_blank" rel="ugc noopener noreferrer">Email:</a> support@iebcoaching </p><p><br /></p>