<p>Jason and Jeff strip investing down to its core framework. They break down the &quot;Why, What, and How&quot; that every investor needs to answer to build a sustainable and successful portfolio. The duo explores how to align your asset allocation with your time horizon, debates the merits of &quot;set it and forget it&quot; target-date funds versus active stock picking, and highlights the hidden drag of high mutual fund fees. They also tackle the psychological battle of lump-sum investing versus dollar-cost averaging and explain why tracking your overall net worth is far healthier than obsessing over individual stock movements. </p><p>01:11 Three Buckets Framework</p><p>03:45 Define Your Why</p><p>04:51 Goals And Time Horizons</p><p>08:59 Multiple Goals In Life</p><p>11:37 Choose Investor Style</p><p>13:30 Target Date Basics</p><p>18:20 Fees And Fund Reality</p><p>23:31 Avoid Overactivity Trap</p><p>25:39 Build A Repeatable Process</p><p>27:58 Tracking Performance Wisely</p><p>29:19 Detach Stock From Business</p><p>30:33 Keep Score With Benchmarks</p><p>34:01 Net Worth And Debt Tracking</p><p>35:54 Fee-Only Advisor Check In</p><p>38:51 Lump Sum Vs Dollar Cost</p><p>43:30 Tax Buckets And Accounts</p><p>47:40 Roth Limits And Workarounds</p><p>49:18 Options Income Tax Placement</p><p>50:56 Build A Review Checklist</p><p>Companies mentioned: AVGO, FTNT, NFLX, NVDA</p><p>Find where to listen &amp; subscribe,  portfolio contests, and contact information at <a href="https://investingunscripted.com"><u>https://investingunscripted.com</u></a></p><p>*****************************************</p><p>To get 15% off any paid plan at fiscal.ai, visit <a href="https://fiscal.ai/unscripted"><u>https://fiscal.ai/unscripted</u></a></p><p>Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on <a href="https://open.spotify.com/show/4SBtOWGEOmD9pmltgIXO8r?si=6213b1574ff04bce"><u>Spotify</u></a>, <a href="https://podcasts.apple.com/us/podcast/chit-chat-stocks/id1437766060"><u>Apple Podcasts</u></a>, or <a href="https://www.youtube.com/@ChitChatStocks"><u>YouTube</u></a></p><p>*****************************************</p><p>Join our <a href="https://www.patreon.com/investingpod"><u>Patreon</u></a><br>Subscribe to our portfolio on <a href="https://savvytrader.com/investingunscripted/investing-unscripted-portfolio?s=MjM0NDM6NTQ1OA=="><u>Savvy Trader</u></a></p>