Unicorn Millionaire Podcast: Personal Finance for 6 Figure Earning LGBT/BIPOC/First Gens

In this episode, you'll learn how to make more money with less effort. The point of investing is to make your money grow itself passively, and I'm on a mission to get more LGBT/BIPOC six figure earners to help their money work for them so they can retire early.

In this episode, I break down the 3 client types I consistently attract:

1. The Cash Hoarder

2. The Russian Roulette Investor

3. The 85 Year Old Millennial

I share what mistakes you're making when you're any of these and how to fix your investments so that they're growing for you.

In this episode, I'm interviewing my Canadian-Argentinian emotional support buddy and latina badass, Steph Wharton, to talk about how to land paid speaking gigs and build community. Steph is a leadership and visibility coach, who shares how she created the " Whole Damn Vibe" community, which is a free, BIPOC, Neurospicy, and queer online community for creatives and entrepreneurs. Each week we meet online to chat and cowork, and I LOVE IT because I know I'm not the only queer in the room.

Steph emphasize sthe importance of public speaking and visibility, sharing her programs like the 30-day visibility tour and the speaker experience mastermind. Steph highlights the need for entrepreneurs to value their time and expertise, and advocating that we seek out paid speaking engagements.

She also shares her personal experiences and strategies for building a successful speaking career, including the importance of consistent branding and community support.

Steph (she/her/ella) is a Latina Speaker, Coach, and Creator of the Speaker Movement—on a mission to help underrepresented folks confidently embrace their thought leadership and speaker identity to start a movement that creates real change in the world.

Beyond the business, you can find her embracing the small moments in life with a big glass of vino tinto, dancing bachata, and making new memories with her wife and baby boy.

A target date fund (TDF) is an investment portfolio that automatically adjusts to convert more and more to cash the closer it gets to a certain date, like 2040 or 2055.

TDFs are designed to help investors meet their retirement goals, but in this episode, I share why I used to invest in target date funds and got rid of ALL of them.

I share how my experience as a stock broker informs how I work with my money coaching clients and empower them to manage their own investments so they can become financially independent.

Target date funds are actually slowing down your early retirement plan rather than accelerating it.

Naihomy with the good skin is in the house!! Her skin is poppin' because her gut and hormone health are on point and we're sharing how she got there!

In this episode of the Unicorn Millionaire podcast, Naihomy Jerez, a Dominican Integrative Nutrition and Hormone Health Coach, talks about why you need to take care of your hormone health, gut health and how to reverse prediabetes.

Naihomy shares her personal journey of reversing prediabetes and how she teaches women of color to heal their bodies using food and lifestyle changes that honor their cultural identity. 

Charly and Naihomy talk about why everyone, including trans and cis people, need to care about their hormone health. They dive into the emotional and systemic aspects of health transformation.

Learn how understanding hormone health—especially insulin and cortisol—can lead to you to living that healthy, wealthy life. They also highlight the importance of gradual changes, such as reducing sweetened beverages and incorporating fiber-rich foods, as essential steps toward long-term health. This episode is a must-listen for anyone looking to make meaningful health changes and invest in their wellness for good!

Naihomy Jerez is a Certified Integrative Nutrition and Hormone Health Coach and the podcast host of WELLthy Generation. She is deeply passionate about teaching women of color how to use food and lifestyle to heal their body and balance their hormones.

Naihomy began her own wellness journey after the birth of her second son, shedding 50 pounds without restrictions, maintaining her progress year after year, while honoring her foodie and cultural identity. Motivated by her transformation, she launched her coaching business, driven by a desire to show women in her community that achieving health goals can be fun, simple, and sustainable. Naihomy is a Bronx raised Dominicana, wife, and mother of two, who loves eating good food, going to gym classes and reggaeton concerts.