Are pet costs sneaking up on you every month? Instead of scrambling when a vet or food bill hits, what would change if you planned for every common expense ahead of time?

Most pet parents underestimate costs because they do not track them, then feel stressed or guilty when money gets tight. In this conversation with Certified Financial Planner Joe Okaly, you'll learn simple pet cost hacks to treat pet expenses like any other recurring life cost, so you can be prepared, confident, and calm when bills arrive.

BY THE TIME YOU FINISH LISTENING, YOU’LL LEARN:
• The first step to get ahead of pet expenses without overwhelm
• How to choose a payment approach you can stick with, insurance, self-fund, or a mix
• Why “pay yourself first” works and how to automate a pet fund even on a budget to prepare for routine vet visits and even emergency vet trips
• A quick annual checkup routine to adjust your plan as your pet ages

Our challenge for you: Set up one automatic transfer today, even $5, into a separate “Pet Fund” account and rename it so you will not touch it.And hey! We want to know how you're doing, so share one small change you are making after this episode inside the Pet Parent Hotline Insiders Facebook Group to help other listeners do the same.

CONNECT WITH JOE

• Insta:https://www.instagram.com/joe.okaly.finance/ 
• Facebook: https://www.facebook.com/profile.php?id=61571485276280
• LinkedIn:https://www.linkedin.com/in/joseph-p-okaly-733b6b90/
• Resources: www.thefinancialpinwheel.com
• New Horizons Wealth Management:www.nhwmllc.com
• Get Joe's Book:https://www.amazon.com/Financial-Pinwheel-Building-Perpetual-Machine-ebook/dp/B0DJG2FH3L

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Pet parenting gets overwhelming fast, especially with behavior issues, rising costs, and conflicting advice. This show gives you pet care solutions, pet behavior help, and pet budgeting tips you can use right away.

Each week brings clear pet parenting advice plus expert guidance on dog and cat behavior, dog training, nutrition, stress free vet visits, and routines that make life easier. We also tackle issues like cat anxiety, emergency vet decisions, hidden hazards, and how to stay ahead of the everyday problems that create stress for pets and their people.

No fluff, no guilt, just practical tools that save money and help you enjoy a calmer home and life with pets.

Follow so you can stop chasing your tail and start enjoying your pets again.

Contact: [email protected]

©Ⓟ 2025 Amy Castro