Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there.----Gains App launches in a couple of weeks time.It's an AI-powered budgeting and cashback app designed to help you make more of your money.Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.Join the waitlist HERE 👉 https://gainsapp.com/---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Chapters 0:00 Intro1:45 Habit 1: Treat Your Money Like a Business2:52 Habit 2: Know Your Numbers7:23 Habit 3: Watch Out For Lifestyle Inflation9:32 Habit 4: Build Systems Not Willpower15:44 Habit 5: Learn In Blocks Not Binges16:24 Habit 6: Prioritise Investing Over Saving18:15 Habit 7: Increase Your Earning Potential20:58 Habit 8: Spring Clean Your Finances23:24 Habit 9: Use Debt As A Tool Not A Crutch25:31 Habit 10: Get Cashback On Everything28:14 Habit 11: Know Where You're Going✅ Why food prices are up 38.6% since 2020 and what actually caused it✅ How the cost of living crisis is a global problem, not just a UK one✅ The system I use to take back control of my money without earning more✅ How to earn £700 to £1,000 a year in cashback on things you already buy✅ Why waiting for prices to drop isn't a plan and what to do insteadDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist