Join us this week to discuss what's actually making people rich in the UK right now with Financial Adviser Holly Guscott from LCH Wealth. We discuss the ins and outs of pensions, growing money through ISAs, ISA millionaires and so much more!---------A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.com/---------LCH Wealth for your Financial Diagnosis 👉🏼 https://lchwealth.co.uk/Talking Points for this episode:✅ Why there are now more ISA millionaires than National Lottery winners✅ What you should be doing with your pension in your 20s, 30s, 40s and 50s✅ The cash ISA rule change coming in 2027 that nobody is talking about✅ Why earning £100K still won't make you wealthy without a plan✅ The one thing every family needs to do about inheritance tax right nowChapters00:00 Introduction01:11 How Holly Fell Into Financial Advising02:47 Were Your Finances A Mess When You Started?05:48 What To Do With Your Pension In Your 20s09:33 Your 30s: Why Your Pension Can't Wait13:19 The Pension Struggle Nobody Talks About16:00 Your 40s: The Wake-Up Call Decade27:34 ISA Millionaires: More Than Lottery Winners33:11 Why 83% Of People Are Too Scared To Invest36:00 The Cash ISA Rule Change Coming In 202740:02 AI, Elon Musk & Why You Should Ignore The Noise46:34 Inheritance Tax: Why Normal Families Are Getting CaughtDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist