<p>In Episode 66 of the Friday at Four podcast, Steve Kent and Charles Luttrell break down the truth about emergency funds. Why most people don’t have one, why that’s dangerous, and how to build a safety net that actually protects you.From unexpected job loss to health scares to real-life “It can’t happen to me” moments, we dive into the financial realities no one wants to talk about. This episode gives you the mindset, strategy, and simple steps to create an emergency fund that puts you back in control of your life and finances.</p>