How do business owners actually use credit cards, points, and miles to get the most travel out of their spend? In this episode, the 10xTravel crew sits down with Neill Drake, owner of Antarctica Travel Group, to explore how business owners can use credit cards, strategic spend, and loyalty programs to unlock massive value inside their companies.   Neill shares how his agency grew from a small Facebook group to a thriving operation handling multimillion-dollar seasonal spend, and how he thinks about credit card choices, earning structures, partner programs, and the realities of using points as a business owner. You’ll hear how different industries can approach spend, why some companies benefit from flexibility over optimization, and how a business owner can use points to support team travel, unlock upgrades, and create meaningful perks inside the company.   The episode also touches on the 10xTravel group trip to Antarctica happening in February 2027, and Neill offers insights into what travelers should expect when planning the journey.   In this episode: 00:00 Introduction and Guest Introduction 01:04 Antarctica Adventures 07:20 The Origin of Antarctica Travel Group 12:55 Business Spend and Credit Card Strategies 18:20 Balancing Points and Business Needs 25:29 Maximizing Points and Employee Rewards 35:24 Points vs. Cash Back for Business Owners 39:12 Cash Back vs. Points: Finding the Balance 39:48 The Over-Optimization Phase 41:30 Travel Goals and Family Vacations 42:36 Flexibility in Travel Planning 43:59 Booking Strategies and Redemption Tips 48:01 Business Travel and Points Optimization 52:37 Common Mistakes and Tips for Business Owners 01:00:59 Excitement for the Antarctica Trip 01:11:22 The Unique Experience of Antarctica   Links and Resources from this Episode: Take Our Free Points and Miles Course New To Points and Miles? Listen to Episodes 1-6 of the podcast Our Best Credit Cards List (Updated Monthly) My10x: Manage your points and miles in one place Let us book your next award flight for you Upgrade your next stay with our Luxury Hotel Program Get free, personalized advice on choosing your next card 10xTravel+: Upgrade your travel by becoming a member today Join us at an upcoming Meetup Best Business Credit Cards  Best Credit Cards for Businesses with Employees Opening Business Credit Cards with Multiple Business Owners Best Credit Cards for Small Businesses   Stay Connected:Join our Community: 10xTravel InsidersFollow us on Instagram: @10xTravelblogWatch this and every episode of Takeoff on YouTube: @10xTravelSubscribe for more tips on travel, points, and miles! Don’t forget to hit the notification bell so you never miss an episode.   Subscribe for more tips on travel, points, and miles! Don’t forget to hit the notification bell so you never miss an episode.     Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which 10xTravel will earn an affiliate commission. 10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.