Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Linda examines the most recent jobs report–and while we added 228,000 jobs to the market, the unemployment rate increased from 4.1% to 4.2%. Normally, positive jobs numbers would be reflected positively in the stock market, but the market isn’t celebrating at all. Trump’s tariffs and resulting reciprocal tariffs from trading partners like China are causing stock market chaos.

Speaking of stock market chaos… We’ve been waiting and wondering if and when the market was going to crash. It is now. This is not the time to sell off your entire portfolio. This is the time to hold on–that will only cause the stock market to crash further. This is the time to invest in those blue chip stocks that you normally can’t afford. This is the time to hold fast and have patience, and manage your emotions as an investor. Remember: we’ve seen market crashes before. We’re currently headed towards a bear market, which means that yes, the stock market is crashing, or has crashed (depending on when you listen to this). And yes, the catalyst is Trump’s tariffs, and the possibility of a full-blown global trade war.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

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https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Episode on market manipulation

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