The New Wealth Wave Podcast With Dr. Wallace

What if you discovered that 80% of your financial success has nothing to do with math? That the real reason you're stuck isn't the spreadsheet—it's the stories you inherited about money without your permission?Christine Luken, the Financial Dignity® Coach and author of "Money is Emotional: Prevent Your Heart From Hijacking Your Wallet," joins Dr. Joaquin Wallace to share her journey from financial rock bottom with a negative credit score and every card in collections to becoming a Kentucky Colonel honored for 18 years of financial literacy education. Despite having an accounting degree and working in banking, Christine learned the hard way that knowing how money works mechanically is completely different from understanding how it works emotionally."Each person is wired differently on how they think about money based on their past. We have to understand that past first in order to move forward," Christine explains. Traditional financial advice hands you a checklist and expects you to follow it. But Christine reveals why that approach fails smart, high-earning people: it ignores the emotional 80% that actually drives your financial decisions.In this conversation, Dr. Wallace and Christine explore the financial genetic code we all inherit, the difference between guilt and shame in money decisions, and why healing your relationship with money must happen before any financial plan will stick. Christine shares real client stories of couples making multiple six figures whose marriages are strained by money—not because they need to earn more, but because they've never examined their emotional triggers or power dynamics around finances.What you'll learn:Why understanding your financial past is the prerequisite to changing your financial futureThe critical difference between financial guilt (motivating) and financial shame (paralyzing)How to identify hidden emotional triggers before they sabotage your next financial decisionWhy traditional financial advice continues to fail smart people by ignoring the emotional 80%The power dynamics in couples' money relationships and how to navigate them safelyHow to break the cycle of money shame and move toward Financial Dignity®Teaching the next generation financial dignity instead of financial traumaWhy credit cards aren't evil (and other financial myths worth debunking)The Personalized Prosperity Plan approach for high-income earners stuck in stress cyclesHow to know when you need financial healing before financial planningChristine Luken's Resources:Book: "Money is Emotional: Prevent Your Heart From Hijacking Your Wallet" - https://www.amazon.com/Money-Emotional-Prevent-Hijacking-Wallet/dp/0998591203/Website: https://www.christineluken.com/Linktree: https://linktr.ee/financialdignitycoachLinkedIn: https://www.linkedin.com/in/financialdignitycoach/Instagram: https://www.instagram.com/christineluken/ and https://www.instagram.com/financialdignitycoach/Facebook: https://www.facebook.com/christine.luken/Subscribe to The New Wealth Wave Podcast and be part of the community breaking generational financial patterns through shame-free conversations about money.Grab a copy of Dr. Wallace's bestselling book "Generational Wealth Begins with Generational Knowledge" which offers a blueprint for understanding your financial genetic code and building wealth that lasts. Available now: https://amzn.to/4lsZfw8To learn more about Dr. Joaquin Wallace and the Generational Wealth Model, visit: https://www.drjwallace.comFollow us on social media at:Instagram: https://www.instagram.com/dr.joaquinwallaceX/Twitter: https://twitter.com/_JoaquinmediaYouTube: https://youtube.com/@TheNewWealthWavePodcast LinkedIn: https://www.linkedin.com/in/dr-joaquin-wallace-91819514

Generational Wealth Begins With Generational Knowledge®#1 Bestselling Author Dr. Joaquin WallaceAvailable now: https://amzn.to/4lsZfw8Throughout our lives, we've been told that money talks. But for many of us, it speaks a language we were never taught to understand.Why do 70% of wealthy families lose their fortune by the second generation, and 90% by the third? The answer lies not in failed investment strategies but in what Dr. Joaquin E. Wallace calls our "Financial Genetic Code," encompassing our Inherited Financial Narratives, Encoded Financial Behaviors, and traumas that quietly shape how we relate to money.In Generational Wealth Begins with Generational Knowledge®: The Seven Stages of Financial Empowerment and a Legacy of Prosperity, Dr. Wallace presents his groundbreaking Seven-Stage Generational Wealth Model©. This comprehensive framework addresses both the psychological and practical elements of building lasting wealth.Grab a copy of Dr. Wallace's bestselling book "Generational Wealth Begins with Generational Knowledge" which offers a blueprint for understanding your financial genetic code and building wealth that lasts. Available now: https://amzn.to/4lsZfw8Learn more about Dr. Joaquin Wallace: https://www.drjwallace.comFollow us on social media at:Instagram: https://www.instagram.com/dr.joaquinwallaceX/Twitter: https://twitter.com/_JoaquinmediaYouTube: https://youtube.com/@TheNewWealthWavePodcast LinkedIn: https://www.linkedin.com/in/dr-joaquin-wallace-91819514

A heartfelt thank you to our esteemed guests from Q4 of 2025 for The New Wealth Wave Podcast. Your discussions were not only challenging but also instrumental in driving change and making a significant impact on our audience. Let's revisit each guest's most viewed highlights. These moments have enriched our conversations and inspired actions toward creating generational wealth beyond mere financial literacy. Your Financial Past Isn't Your Financial Future with James Alexander, CFPhttps://youtu.be/jN6mwExpOZ0Getting Out of Your Own Way Financially with Dr. Gary Clementhttps://youtu.be/SDn2h1SoBZAClosing the Wealth Gap: Breaking Poverty Mindset with Tyrone Frenchhttps://youtu.be/WAk2EAar76ESubscribe to The New Wealth Wave Podcast and grab a copy of Dr. Wallace's bestseller, "Generational Wealth Begins with Generational Knowledge," on Amazon: https://amzn.to/4lsZfw8____________________To learn more about Dr. Joaquin Wallace and the Generational Wealth Model, visit: https://www.drjwallace.com

Making good money but still feel like you're going nowhere fast? Tyrone French knows exactly why—because he lived it.In this episode, Dr. Joaquin Wallace is joined by Tyrone French, founder of Tyrone French and Associates with over 34 years of experience as a personal finance coach. As an Accredited Financial Counselor and host of the Closing the Wealth Gap podcast, Tyrone has dedicated his career to empowering the 95% who feel left behind by traditional financial conversations."Each person is wired differently on how they think about money based on their past. We have to understand that past first in order to move forward," Tyrone explains. But understanding your past is just the beginning. The real transformation happens when you shift from a poverty mindset to an abundance mindset.Tyrone doesn't hold back: traditional financial literacy has failed because advisors keep "regurgitating the same tired notions" without teaching people how to actually apply the knowledge. This conversation explores what happens when you combine financial education with real-world application and mindset transformation.In this episode, you'll discover:Why Tyrone went from buying $3 shoes at Boys Market to working at McDonald's at 16—and what that taught him about financial independenceThe moment Tyrone realized he had no leverage at McDonnell Douglas—and how that awakening changed his entire financial trajectoryWhy looking wealthy (clothes, cars, jewelry) kept him broke in his twenties—and how he broke that cycle before it was too lateThe foundation every financial house needs that most people completely misunderstandWhy 80% of financially struggling people actually have the discretionary income to change their lives—they just don't know the processThe "shirtsleeves to shirtsleeves in three generations" cycle and exactly how to break itThe poverty mindset that must be ripped out and replaced—and how to recognize it in yourselfTyrone is emphatic about the importance of Dr. Wallace's book—not just for consumers, but for financial professionals too. "People think advisors are just naturally smart," he explains. "But there's a book out there that anybody can read." He calls "Generational Wealth Begins with Generational Knowledge" the book he would have written himself and insists every financial advisor who's serious about their profession needs to read it.This conversation goes beyond budgets and investment accounts. It's about understanding your financial genetic code, healing from past trauma, and making the decision to pay yourself first—even when that decision feels agonizing.Connect with Tyrone French: https://www.tyronefrench.com Toll-free: (877) 296-5192 Download the Tyrone French App: https://www.tyronefrenchapp.com Book: "Closing the Wealth Gap" LinkedIn: https://www.linkedin.com/in/tyronefrench/ Facebook: https://www.facebook.com/tyrone.french1 Subscribe to The New Wealth Wave Podcast for more conversations that challenge traditional financial advice and help you understand the psychology behind building lasting wealth.Dr. Wallace's Amazon bestseller "Generational Wealth Begins with Generational Knowledge" provides the blueprint for understanding your financial genetic code and creating generational prosperity. Tyrone calls it "the book I would have written myself" and says it's essential reading for both consumers and financial professionals. Available on Amazon: https://amzn.to/4lsZfw8Dr. Wallace's Website: https://www.drjwallace.com

"If you can't save, none of this other stuff matters." Dr. Gary Clement's blunt truth stops most people in their tracks—because without spending less than you earn, no strategy or income level will move you forward.In this episode, Dr. Joaquin Wallace is joined by Dr. Gary Clement, a distinguished educator, mentor, and advocate with more than 20 years in financial services holding certifications including CFP, CRPS, CRPC, AFC, and ABFP. Dr. Clement brings a rare combination of technical expertise and deep insight into financial behavior."It's not about the money you make, it's about the money you keep regardless of how much you're really making," Dr. Clement explains, cutting through one of the biggest myths in personal finance.This episode explores all seven stages of Dr. Wallace's generational wealth model, with particular focus on how our walls in and walls out—the internal and external forces we inherit—create patterns that can either build or block wealth across generations. Dr. Clement shares his own journey through financial healing, revealing how even seasoned professionals must confront their own money scripts and inherited behaviors to move forward.Dr. Clement brings a refreshing honesty to the conversation, sharing how his own walls out led him to prioritize certain cars, clothes, and living situations—and how recognizing those patterns changed everything. His perspective on financial education goes beyond tactics and formulas to address the deeper behavioral and emotional factors that determine success.For financial professionals, this episode offers powerful insights on moving beyond transactional advice to truly transformational relationships with clients. For anyone working to build wealth, it's a reminder that getting out of your own way might be the most important financial decision you ever make.Watch the full episode on YouTube or on your favorite podcast platform: Link: https://youtu.be/SDn2h1SoBZA 🔗 Connect with Dr. Gary Clement: https://www.linkedin.com/in/garyoclement   Subscribe to The New Wealth Wave Podcast and never miss conversations that transform how you think about money and legacy.Grab a copy of Dr. Wallace's bestselling book "Generational Wealth Begins with Generational Knowledge" which offers a blueprint for understanding your financial genetic code and building wealth that lasts. Available now: https://amzn.to/4lsZfw8Learn more about Dr. Joaquin Wallace: https://www.drjwallace.com