<p>FREE Training &amp; More : <a href="https://linktr.ee/russellleeds" target="_blank" rel="noopener noreferer">https://linktr.ee/russellleeds</a></p><p>Thinking of investing in 2026? We&#39;re breaking down the five key rules for buying a <strong>buy-to-let property </strong>so you can make an informed decision on whether it&#39;s the right investment for you. Hosts Russell and Anna discuss the <strong>power of leverage</strong>, the real costs of buying a property, essential <strong>investment formulas</strong>, and where to buy for the best returns.</p><p><strong>Timestamps:</strong></p><p>00:00 - Introduction: 5 Key Rules for Buy-to-Let in 2026</p><p>00:26 - <em><strong>Rule #1:</strong></em> The Power of Leverage in Property</p><p>00:40 - Comparing borrowing for the S&amp;P 500 vs. Property</p><p>01:03 - Why property is a &quot;tangible asset&quot;</p><p>02:50 - Land is the appreciating asset, not the property</p><p>03:46 - Why property leverage is &quot;amazing&quot;</p><p>04:50 - Property vs. S&amp;P 500: A 10-Year Comparison</p><p>07:11 - ROI Comparison: Property crushes S&amp;P 500 (even with half the growth)</p><p>11:10 - <em><strong>Rule #2: </strong></em>The Actual Costs of Buying Property</p><p>11:26 - Buy-to-Let Deposit (typically 25%)</p><p>11:54 - Stamp Duty for Investment Property</p><p>12:28 - Other Costs: Legal Fees, Survey Fees, Broker Fees</p><p>14:37 - <em><strong>Rule #3:</strong></em> Investment Formulas (Yield vs. ROI)</p><p>15:14 - Why Return on Investment (ROI) is more important than Yield</p><p>15:43 - How to calculate Gross Yield</p><p>17:24 - The Formula for Return on Investment (ROI)</p><p>18:32 - What makes a &quot;good&quot; ROI (10% vs. 20%+)</p><p>20:11 - The Importance of the Stress Test</p><p>21:37 - Why the property must stack as a normal buy-to-let</p><p>22:14 - <em><strong>Rule #4:</strong></em> Where to Buy (Area and Property Type)</p><p>22:35 - The Golden Triangle: Nottingham, Liverpool, Yorkshire</p><p>23:48 - The benefit of investing in areas you know well</p><p>24:47 - Why Northern yields are &quot;much better than they are down south&quot;</p><p>25:09 - Freehold vs. Leasehold</p><p>27:26 - Choosing a smaller family home (2-4 bed) for investment</p><p>29:41 - Buying near a school, park, or shops</p><p>30:30 - New Build vs. Resale (The &quot;New Build Premium&quot;)</p><p>32:32 - <em><strong>Rule #5:</strong></em> Compliance and Protection (Structure and Tax)</p><p>33:39 - Limited Company vs. Personal Name (Section 24)</p><p>34:57 - Key Safety Compliance: Electrical, Gas Safety, and EPC</p><p>35:50 - Free Training Session for High ROI (20%+) Strategies</p><p><br></p><p>FOLLOW US ON SOCIAL MEDIA:<a href="https://www.instagram.com/russellleeds/" target="_blank" rel="noopener noreferer">https://www.instagram.com/russellleeds/</a><a href="https://www.instagram.com/anna.n.leeds/" target="_blank" rel="noopener noreferer">https://www.instagram.com/anna.n.leeds/</a></p>