<p>Over 77% of Americans hold some type of debt—often struggling with how they’re going to pay it off. In today’s episode, Jess Wayne joins us on the podcast to share her story of getting out of debt. In this episode, we talk about Jess’s hot take on debt, creating an intentional money plan, building a money village, and moving past money guilt. If you’re overwhelmed by the idea of budgeting and managing your money, this episode is for you. Plus we’ll even help you determine the right debt payoff strategy for you.<br/><br/>See full show notes at <a href='https://valmarlene.com/podcast'>valmarlene.com/podcast</a>.<br/><br/><b>This episode is brought to you by my </b><a href='https://valmarlene.com/salarymadesimple'><b>Salary Made Simple Freebie</b></a><b>:</b><b><em><br/></em></b>If you’re ready to get paid <em>well</em>, make sure you grab my <a href='https://valmarlene.com/salarymadesimple'>Salary Made Simple Freebie</a>, where you’ll get access to my simplified salary formula + the secret to getting paid year-round <em>and</em> saving an emergency fund!<br/><a href='https://valmarlene.com/salarymadesimple'>DOWNLOAD NOW >></a><br/><br/><b>Mentioned in this Episode:</b></p><p><a href='https://www.ramseysolutions.com/?gad_source=1&gclid=CjwKCAjww_iwBhApEiwAuG6ccMZ2tzezDuvSo27uURPPYk3pGAB4OKQQMZy6qwTlAkG2IzZQmqLF_BoCbVgQAvD_BwE'>Dave Ramsey</a></p><p><b>Connect with Jess </b></p><p>Website: <a href='https://www.jesswaynecoaching.com/'>jesswaynecoaching.com</a></p><p>Podcast: <a href='https://www.jesswaynecoaching.com/podcast'>jesswaynecoaching.com/podcast</a></p><p>Instagram: <a href='https://www.instagram.com/jesswaynecoaching'>instagram.com/jesswaynecoaching</a></p><p><b>Connect with Val</b></p><p><a href='https://valmarlene.com/'>valmarlene.com</a></p><p><a href='https://valmarlene.com/podcast'>valmarlene.com/podcast</a></p><p>Instagram: @<a href='https://www.instagram.com/val_marlene_creative/'>val_marlene_creative</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>