<description>&lt;p&gt;This week on SBA Today, Paul and Tonya are navigating a heavy news cycle…&lt;/p&gt; &lt;ul&gt; &lt;li&gt;📉 Another bank failure—Community Bank and Trust of West Georgia.&lt;/li&gt; &lt;li&gt;⚠️ Why your EIDL autopay might stop after 5 years and land you in Treasury referral.&lt;/li&gt; &lt;li&gt;📑 The top screenouts and credit memo errors currently stalling 7(a) loan approvals.&lt;/li&gt; &lt;li&gt;🤫 The truth behind rumors of a $2 Million cap on 7(a) working capital loans.&lt;/li&gt; &lt;li&gt;🔄 A massive SOP overhaul is reportedly under review for the largest changes in SBA history.&lt;/li&gt; &lt;/ul&gt; &lt;p&gt;The Bottom Line: Between shifting funding sources and potential regulatory changes, the lending landscape is moving fast. Don't let an autopay glitch or an expired financial statement derail your portfolio. &lt;/p&gt; &lt;p&gt;🛠This episode is sponsored by &lt;a href= "https://sbacollective.com/"&gt;&lt;strong&gt;SBA Collective&lt;/strong&gt;&lt;/a&gt; — empowering community banks and credit unions to compete and win in SBA lending.&lt;/p&gt; &lt;hr /&gt; &lt;p&gt;&lt;em&gt;Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.&lt;/em&gt;&lt;/p&gt;</description>

SBA Today

Art of SBA

Bank Failure, EIDL Traps, & SOP Rumors | May 13, 2026 | SBA Today

MAY 14, 202625 MIN
SBA Today

Bank Failure, EIDL Traps, & SOP Rumors | May 13, 2026 | SBA Today

MAY 14, 202625 MIN

Description

This week on SBA Today, Paul and Tonya are navigating a heavy news cycle… 📉 Another bank failure—Community Bank and Trust of West Georgia. ⚠️ Why your EIDL autopay might stop after 5 years and land you in Treasury referral. 📑 The top screenouts and credit memo errors currently stalling 7(a) loan approvals. 🤫 The truth behind rumors of a $2 Million cap on 7(a) working capital loans. 🔄 A massive SOP overhaul is reportedly under review for the largest changes in SBA history. The Bottom Line: Between shifting funding sources and potential regulatory changes, the lending landscape is moving fast. Don't let an autopay glitch or an expired financial statement derail your portfolio. 🛠This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending. Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.