<description>&lt;p&gt;This week on SBA Today, Paul and Tonya are joined by Brett Caines of Lumos to unpack:&lt;/p&gt; &lt;ul&gt; &lt;li&gt;🔓 Decoupling Limits—what a major proposed change would mean for borrowers looking for max funding under both 7(a) and 504.&lt;/li&gt; &lt;li&gt;📉 The $309M Cut—why slashing Entrepreneurial Development programs by 93% leaves a massive question mark on borrower support.&lt;/li&gt; &lt;li&gt;⚠️ Rising Defaults—what the latest Lumos data reveals about the 2019 and 2023 cohorts being the "riskiest of the bunch."&lt;/li&gt; &lt;/ul&gt; &lt;p&gt;The Bottom Line: We are seeing a push for higher loan volume and manufacturing growth, but it's coming at the cost of the support systems that help small businesses succeed.&lt;/p&gt; &lt;p&gt;📺 Catch the full episode for the deep dive!&lt;/p&gt; &lt;p&gt;🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending. &lt;/p&gt; &lt;hr /&gt; &lt;p&gt;&lt;em&gt;&lt;strong&gt;Disclaimer: The views expressed on this show are our own and not necessarily those of our employer.&lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;</description>

SBA Today

Art of SBA

The SBA's 2027 Budget Bombshell + Default Danger Zones | April 14, 2026 | SBA Today

APR 15, 202624 MIN
SBA Today

The SBA's 2027 Budget Bombshell + Default Danger Zones | April 14, 2026 | SBA Today

APR 15, 202624 MIN

Description

This week on SBA Today, Paul and Tonya are joined by Brett Caines of Lumos to unpack: 🔓 Decoupling Limits—what a major proposed change would mean for borrowers looking for max funding under both 7(a) and 504. 📉 The $309M Cut—why slashing Entrepreneurial Development programs by 93% leaves a massive question mark on borrower support. ⚠️ Rising Defaults—what the latest Lumos data reveals about the 2019 and 2023 cohorts being the "riskiest of the bunch." The Bottom Line: We are seeing a push for higher loan volume and manufacturing growth, but it's coming at the cost of the support systems that help small businesses succeed. 📺 Catch the full episode for the deep dive! 🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending. Disclaimer: The views expressed on this show are our own and not necessarily those of our employer.