<p>Buy Now, Pay Later <em>looks</em> harmless — four cute little payments of $25 and boom, you’ve got the thing you wanted. But let’s tell the truth: BNPL is <em>still</em> debt, and it’s quietly messing with your budget, your goals, and your sanity.</p><p>In today’s episode, Jewlz The Budget Nerd breaks down why Buy Now, Pay Later services like Afterpay, Klarna, and Affirm feel like budgeting…but actually sabotage your cash flow, spike impulse spending, and leave you scrambling when withdrawals hit.</p><p>You’ll learn:<br>• The hidden costs BNPL companies <em>do not</em> want families to know<br>• How multiple “small” payments add up to major financial chaos<br>• Why BNPL conditions your brain to normalize debt<br>• The emotional toll of juggling surprise payments<br>• What to do instead so you can buy the thing <em>without</em> wrecking your budget</p><p>If you’re a working parent trying to stop living paycheck to paycheck, this episode is your tough-love wake-up call. No shame, just real talk from someone who’s eliminated over $107,000 of debt without credit cards or gimmicks.</p><p><br></p><p>Join the Million Dollar Debt Rebellion &amp; Grab Your FREE Starter Guide at <a href="https://debtrebelpodcast.com/" target="_blank" rel="noopener noreferer">https://debtrebelpodcast.com/</a></p>

Debt Rebel: Stop Living Paycheck-to-Paycheck, Budget Successfully, Improve Money Mindset

Julian "Jewlz The Budget Nerd" Kohlbrand, Certified Financial Coach

The Truth About Buy Now, Pay Later: Why Those “$25 Payments” Wreck Your Budget | 89 Debt Rebel Show

DEC 2, 202517 MIN
Debt Rebel: Stop Living Paycheck-to-Paycheck, Budget Successfully, Improve Money Mindset

The Truth About Buy Now, Pay Later: Why Those “$25 Payments” Wreck Your Budget | 89 Debt Rebel Show

DEC 2, 202517 MIN

Description

<p>Buy Now, Pay Later <em>looks</em> harmless — four cute little payments of $25 and boom, you’ve got the thing you wanted. But let’s tell the truth: BNPL is <em>still</em> debt, and it’s quietly messing with your budget, your goals, and your sanity.</p><p>In today’s episode, Jewlz The Budget Nerd breaks down why Buy Now, Pay Later services like Afterpay, Klarna, and Affirm feel like budgeting…but actually sabotage your cash flow, spike impulse spending, and leave you scrambling when withdrawals hit.</p><p>You’ll learn:<br>• The hidden costs BNPL companies <em>do not</em> want families to know<br>• How multiple “small” payments add up to major financial chaos<br>• Why BNPL conditions your brain to normalize debt<br>• The emotional toll of juggling surprise payments<br>• What to do instead so you can buy the thing <em>without</em> wrecking your budget</p><p>If you’re a working parent trying to stop living paycheck to paycheck, this episode is your tough-love wake-up call. No shame, just real talk from someone who’s eliminated over $107,000 of debt without credit cards or gimmicks.</p><p><br></p><p>Join the Million Dollar Debt Rebellion &amp; Grab Your FREE Starter Guide at <a href="https://debtrebelpodcast.com/" target="_blank" rel="noopener noreferer">https://debtrebelpodcast.com/</a></p>