Making Cents

TV presenter Brodie Kane shares her co-ownership journey, and what she learned from hosting the new TV series On The Ladder with Kiwibank.

Buying a house is far from easy, because let’s be honest, they’re expensive

Building up a deposit, getting approval from the bank, then keeping paying it off, it’s all a bit of a mountain to climb

Not to mention, if something goes wrong with the house, you’re now in charge and have to figure repairs, maintenance, and all the other very adult stuff. 

Well some people are teaming up to make these problems less scary. 

Rather than buying with a romantic partner, you could buy in with family, or friends.

Big commitment there, but for some, the only way to get into property. 

So what can go right and wrong with this, and how do you do it smartly? 

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Frances Cook answers the questions that you sent in, in a solo episode covering the best investing strategies, and why she launched her own business.

This week, it’s something a little different. 

Things have changed around here recently, and I know that’s left people with a few questions. 

So I opened things up through social media to say, what are the questions on your mind? 

Everytjing from investing strategies, to why I quit my old job, came through. 

So… let’s whip through and give you some answers. 

Questions in this episode:

Is there any hope for people just starting out to achieve Financial Independence?

Advice for 26yo you?

Is there a way to get your kiwisaver out without buying a house? Other investment schemes are better.

What small things can I do to kick off investing when I don’t have a lot of money at all? 

Financial book recommendations?

Are you scared to start your own business in a recession?

What was your full time job before? 

What happened to Cooking the Books? I loved it!

Do you miss writing about non-financial topics? 

How do you personally manage the currency risk of your investments? Do you buy hedged products?

How is your hair so shiny?

What’s your favourite luxury product you’ll never scrimp on? Mine’s fancy toilet roll. 

Just listened to the episode about how to pay off your home loan faster and it was fantastic and made so much sense. But what about for people who maybe can only save couple of thousand a year? Not really enough to warrant floating, or is it? Or what if you’re just a terrible saver (asking for a friend) or live almost week to week? How much difference does using a mortgage offset actually make?

How many ETFs is good. And if you can’t buy a house, what’s the next best thing to do please. 

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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week I’ve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and we’re talking all of those acronyms that turn into alphabet soup when you’re just trying to figure out what’s going on in the property world.

So today... we're jargon busting.

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Glen James, author of The Quick-Start Guide to Investing and host of the Money Money Money podcast, talks money pitfalls and how to invest successfully.

Learning how to invest has to be one of the top questions I get in my inbox each week. 

And I love investing - it’s one of the fun parts of taking control of your money, to see it grow as well. 

But of course there are pitfalls, and you need to have your financial house in order before you give it a whirl. 

So how do you avoid the bear traps? Let’s talk to someone who’s ready to drop… more than a few truth bombs. 

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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

This week we’ve partnered up with AMP, which has kindly leant us their expert Kate Brownsey, a sustainable investment analyst, and we’re talking about greenwashing and how to avoid being tricked by it... because nobody likes that.

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