<description>&lt;p&gt;The budget is later than usual this year - November 26th -- so there's more time for speculation on what the budget might bring. Holly and her experts look at the possibilities, but is it a good idea to try and pre-empt what can be unpredictable! And what happens if you make big decisions about your finances, only to find the Treasury doesn't make the changes you've been expecting after all? &lt;/p&gt;&lt;br&gt;&lt;p&gt;For advice on how to keep calm this Autumn, Holly turns to Laura Suter, director of personal&amp;nbsp;finance at AJ Bell, and Nimesh Shah, CEO at business advisory firm Blick Rothenberg.&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;hr&gt;&lt;p style='color:grey; font-size:0.75em;'&gt; Hosted on Acast. See &lt;a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'&gt;acast.com/privacy&lt;/a&gt; for more information.&lt;/p&gt;</description>

Money predictions and solutions

The budget is later than usual this year - November 26th -- so there's more time for speculation on what the budget might bring. Holly and her experts look at the possibilities, but is it a good idea to try and pre-empt what can be unpredictable! And what happens if you make big decisions about your finances, only to find the Treasury doesn't make the changes you've been expecting after all? For advice on how to keep calm this Autumn, Holly turns to Laura Suter, director of personal&nbsp;finance at AJ Bell, and Nimesh Shah, CEO at business advisory firm Blick Rothenberg.&nbsp; <hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

How to be budget ready - again!

<description>Why does spending right now, too often beat planning for retirement later? Why do financial losses sting more than financial wins? And what tiny tweaks can make your brain work with you, and not against you? Holly tries to find the answers with finance coach, Laura Ann Moore, and Ben Kumar - from the investment firm 7IM. And we discover just 'behavioural economics' is - listen and feel (a little bit) wiser!&lt;hr&gt;&lt;p style='color:grey; font-size:0.75em;'&gt; Hosted on Acast. See &lt;a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'&gt;acast.com/privacy&lt;/a&gt; for more information.&lt;/p&gt;</description>

Tips to make you more rational about money

Why does spending right now, too often beat planning for retirement later? Why do financial losses sting more than financial wins? And what tiny tweaks can make your brain work with you, and not against you? Holly tries to find the answers with finance coach, Laura Ann Moore, and Ben Kumar - from the investment firm 7IM. And we discover just 'behavioural economics' is - listen and feel (a little bit) wiser!<hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

How to beat the Stone-Age you!

<description>We are told that by the time you hit 30, you’re 'supposed' to have it all figured out - savings, investments, maybe even a first home. But for many of us, financial milestones feel harder than ever to reach. So what money goals actually matter in your 20s? Holly Mead is joined by financial planner Lisa Conway Hughes to break down the practical money moves that make the biggest difference. Plus, we hear from someone on a mission to tick off 30 goals before turning 30, or as life expectancy lengthens should we just chill a little?&lt;hr&gt;&lt;p style='color:grey; font-size:0.75em;'&gt; Hosted on Acast. See &lt;a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'&gt;acast.com/privacy&lt;/a&gt; for more information.&lt;/p&gt;</description>

We are told that by the time you hit 30, you’re 'supposed' to have it all figured out - savings, investments, maybe even a first home. But for many of us, financial milestones feel harder than ever to reach. So what money goals actually matter in your 20s? Holly Mead is joined by financial planner Lisa Conway Hughes to break down the practical money moves that make the biggest difference. Plus, we hear from someone on a mission to tick off 30 goals before turning 30, or as life expectancy lengthens should we just chill a little?<hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

Money milestones before you are 30!

<description>Many of us will have heard the horror stories about people being refused a mortgage or a car loan because they’ve unknowingly racked up a poor credit rating. But how do these mysterious records of what we borrow, pay back and spend really work? Can an unpaid mobile phone bill really resurface in your credit history and scupper you just when you’re trying to get the finance together to buy your first home? Holly Mead is joined by Sarah Williams of online advice blog Debt Camel to dispel some of the myths — and to explain ways to improve your credit score.&lt;hr&gt;&lt;p style='color:grey; font-size:0.75em;'&gt; Hosted on Acast. See &lt;a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'&gt;acast.com/privacy&lt;/a&gt; for more information.&lt;/p&gt;</description>

Many of us will have heard the horror stories about people being refused a mortgage or a car loan because they’ve unknowingly racked up a poor credit rating. But how do these mysterious records of what we borrow, pay back and spend really work? Can an unpaid mobile phone bill really resurface in your credit history and scupper you just when you’re trying to get the finance together to buy your first home? Holly Mead is joined by Sarah Williams of online advice blog Debt Camel to dispel some of the myths — and to explain ways to improve your credit score.<hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

Credit scores: fact vs fiction

<description>Weddings, a celebration of love which often come with a serious price tag. In this episode Holly speaks to Chiara Brown from &lt;em&gt;The Times Luxx&lt;/em&gt; and Zoe Burke from Hitched.co.uk about what drives up costs 2025. We ask whether all things 'W' really cost more than they might do otherwise, and whether micro-weddings, eloping or a spot of DIY could help you say ‘I do’ without the debt.&lt;hr&gt;&lt;p style='color:grey; font-size:0.75em;'&gt; Hosted on Acast. See &lt;a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'&gt;acast.com/privacy&lt;/a&gt; for more information.&lt;/p&gt;</description>

Weddings, a celebration of love which often come with a serious price tag. In this episode Holly speaks to Chiara Brown from The Times Luxx and Zoe Burke from Hitched.co.uk about what drives up costs 2025. We ask whether all things 'W' really cost more than they might do otherwise, and whether micro-weddings, eloping or a spot of DIY could help you say ‘I do’ without the debt.<hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

Weddings - how to say ‘I do’ without breaking the bank?

A weekly podcast for those who want to understand money better. A podcast from The Times and Sunday Times about what is possible. Presented by Holly Mead, an expert in personal finance, the podcast explores how money shapes our lives - from friendships and families to weddings, homes, and the daily challenges of saving and spending. Each week, Holly takes a single subject such as pensions or tax to test out with tried and tested experts, many from the Times Money team. The aim is simple: to give you the insights and information you need to make your money work better for you.<hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

Feel Better About Money

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