Feel Better About Money

What actually is inheritance tax, and will it affect you? Can it be avoided without breaking the law? And why are Britain’s farmers so furious about it? In this episode, Holly Mead is joined by consumer finance expert Sarah Pennells to demystify one of the UK’s most controversial taxes. From gifting and the seven-year rule to pensions, property, and the latest government changes, Feel Better About Money is breaking it all down.

Guest: Sarah Pennells, Consumer Finance Specialist at Royal London.

Contact: Lucy and Holly at: moneyteam@thetimes.co.uk

Pensions payouts can be confusing, but good news! You don’t have to figure it out alone. With a third of people over 55 unsure about their options and many worried about tax implications, we’re here to make it all a little clearer. Former Pensions Minister Steve Webb joins Holly and Lucy to demystify the process, explaining when and how you can access your pension, the pros and cons of lump sums, drawdowns, and annuities, and how to make sure your money lasts through retirement.

Guest: Steve Webb, Partner at Lane Clark and Peacock & Former Minister for Pensions.

Contact: Lucy and Holly at: moneyteam@thetimes.co.uk

Chancellor Rachel Reeves has delivered her Spring Statement - but what does it really mean for your money? Holly Mead is joined by Jo Noble, Chris Etherington and Tom Selby to break down the key takeaways - from welfare cuts to tax crackdowns - as they look at what was announced, what was left out, and what may still come later this year.

Guests: 

• Jo Noble, Money Editor, The Times and The Sunday Times. 
• Chris Etherington, Private Client Partner, RSM UK. 
• Tom Selby, Director of Public Policy, AJ Bell.

Image: Getty

Poor April! Next month has been labelled as 'awful'. Why? Because many household bills across the board are set to rise once again. So, what can we do to weather the storm? Consumer rights expert Martyn James joins Holly and Lucy to make it all feel a little less scary, with tips and tricks to help you save money. 

Guest: Martyn James, consumer rights expert, journalist and broadcaster. 

It’s thought our money habits are learned by the age of seven. So how do you give your child the best money saving chances? This week Holly and Lucy are joined by family wealth planner Francesca Smith to discuss how to teach children the basics about money - how to make those conversations fun, as well as the apps, cards and accounts suitable for young savers.