Hot Smart Rich with Maggie Sellers Reum

If you want to get rich in 2026, stop thinking like an employee and start owning assets! Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job. They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now. Timestamps: 00:00:00 Intro00:02:00 The Asset Ownership Race00:03:13 Women & Money Conversations00:04:40 Speak The Language Of Wealth00:08:05 The Cost Of Crying At Work00:11:39 Women In Male Industries00:13:56 Your 20s: Get In The Room00:15:56 Business Or 9–5?00:18:01 How To Get Hired In 202600:19:31 Codie’s Hiring Formula00:21:28 Why Women Must Learn AI00:22:37 Get Rich With A 9–500:27:40 Fiverr Ad00:28:43 Skip The MBA00:33:10 If You Want To Get Rich, Do This00:40:59 Traits Of Great Entrepreneurs00:44:42 How To Buy A Business00:49:01 Where To Find Deals00:51:12 Businesses To Avoid In 202600:53:09 Why Main Street Wins00:54:57 3 Ways To Get Equity00:57:32 Wealth vs Fame00:59:46 Train For Risk01:00:51 Stan Ad01:02:55 Losing $12M01:08:11 Building Your Asset Portfolio01:11:07 Why Founders Need A Personal P&L01:12:32 When To Sell A Business01:13:39 Why I Don’t Raise VC01:18:17 Working With My Husband01:19:57 Love & Power Dynamics01:34:28 Last Credit Card Purchase01:35:47 Laundry Or Painting?01:38:16 This Season Of My Life01:40:09 Where To Find Codie ⸻ Sponsors: . Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com . Stan - Learn more at https://stanley.stan.store/?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube ⸻ Follow Codie Sanchez: Instagram: /www.instagram.com/codiesanchez ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays. Learn more about your ad choices. Visit megaphone.fm/adchoices

AI is rewriting entrepreneurship - and Cat Goetze quietly used it to build a $750K business in just 6 months. Maggie and Cat Goetze (AI expert and Physical Phone founder) unpack what really happened when she used AI to create and scale her business - including the exact prompts she used and the specific AI models she still relies on. They dive into fake influencers, AI flooding social media, and whether 2026 could be a breaking point for creators. If you’re building online, this is the behind-the-scenes playbook most founders aren’t sharing. Timestamps: 00:00:00 Intro 00:02:40 Why Everyone Defaults to ChatGPT 00:04:05 Best AI Platforms Compared (ChatGPT vs Claude vs Gemini) 00:05:36 Which AI Model Should You Actually Use? 00:07:42 How Long Does AI Take to Learn You? 00:10:01 How Many AI Tools Should You Use? 00:11:19 AI Hype vs Reality 00:13:53 Is AI Making Us Dumber? 00:16:35 How I Use AI to 10x My Workflow 00:19:24 Can ChatGPT Think Like Your Dream Mentor? 00:20:19 Can AI Give Advice Like Maggie Seller Reum? (Live Test) 00:23:26 AI Predicting Human Behavior 00:25:20 Beehiiv Ad 00:26:42 The Rise of AI Influencers 00:31:16 AI Made 25% of Super Bowl Ads 00:32:31 AI & Unreal Beauty Standards 00:34:30 How Humans Compete With AI 00:37:30 Why Women Use AI Less Than Men 00:40:26 How Women Should Be Using AI 00:45:40 How I Made $750K in 6 Months With AI 00:48:57 Why Build a Team in the AI Era? 00:50:46 How CatGPT Got Into AI 00:55:14 Bilt Ad 00:56:17 Owning the Room as a Woman in Tech 00:58:49 Can AI Teach Confidence? 01:01:35 The Physical Phone Business Idea 01:05:50 Future-Proof Business Framework 01:09:21 How to Decide What to Say Yes To 01:15:08 My Favorite ChatGPT Prompt 01:17:59 Using My Workflow as an AI Case Study 01:22:08 Using AI for Trend Reports 01:24:11 Are Your ChatGPT Chats Connected? 01:26:55 Last Thing I Bought on My Credit Card 01:27:12 Favorite Comfort Creator 01:27:26 ChatGPT or Claude: Pick One 01:28:16 Landline or Social Media? 01:28:24 If I Could Only Use AI for One Thing 01:28:40 Craziest Thing I’ve Asked AI 01:29:18 Naming This Season of My Life 01:29:36 One Life Lesson I’d Repeat Forever 01:30:18 Where to Find CatGPT ⸻ Episode Sponsors: . beehiiv - Use code HSR 30 at https://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-2-18&stripe_campaign_code=HSR30 . Bilt - http://joinbilt.com/hsr ⸻ Follow CatGPT: Instagram: www.instagram.com/askcatgpt ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sabrina Zohar breaks down what’s really driving modern dating, from the pressure for instant certainty to anxious attachment, avoidance, and burnout. She explores how trauma shapes attraction, why great chemistry (or sex on the first date) doesn’t equal compatibility, and how modern dating dynamics can dysregulate the nervous system. Drawing on psychology, neuroscience, and her own journey from heartbreak to building a multi-million-dollar business featured on Shark Tank, Sabrina shares practical tools for setting boundaries, trusting yourself, and dating with intention - without losing your ambition. Timestamps: 00:00:00 Intro 00:01:41 Dating Is a Hot Mess (Here’s Why) 00:02:20 The Science of Dating Multiple People 00:04:27 What You Must Unlearn to Have a Healthy Relationship 00:05:29 Avoidant Attachment: Why Ambitious Women Struggle With Love 00:07:23 Dating While Building a Company 00:09:51 How Hard Should Dating Actually Feel? 00:11:04 Avoidance, Burnout & “No Good Men Left” 00:13:21 Dating Explained in Money Terms ($10K vs $100K) 00:14:53 How You Actually Learn Self-Worth 00:16:04 Build Emotional Safety With Micro-Yeses 00:18:34 Why Asking for Help Feels So Scary 00:19:09 3 Things Women Must Learn Before Healthy Love 00:20:51 Shopify Ad 00:22:13 The Only Questions That Matter After a Date 00:24:03 Do Men and Women Date Differently? 00:25:14 Why Situationships Are Everywhere 00:27:02 Avoidance Disguised as “Going Slow” 00:30:17 Love Bombing vs Real Interest 00:31:24 Why Setting Boundaries Feels Impossible 00:32:19 Why Women Seek Approval to Be Chosen 00:33:52 How to Spot Someone Ready for Love 00:35:27 Why You Have to Grieve to Move On 00:37:38 Subtle Red Flags Most People Miss 00:40:42 The Yellow Cab Theory (Timing Beats Love) 00:41:47 Is There Ever a “Right Time” to Date? 00:43:36 Why Triggers Are Actually a Good Thing 00:45:29 When Sharing Trauma Backfires 00:46:50 Beehiiv Ad 00:48:11 Stan Store Ad Read 00:49:25 How Narcissists Use Your Story Against You 00:50:51 When Vulnerability Was Weaponized 00:52:37 The Shark Tank Moment That Changed Everything 00:57:09 Why the “Soft Pivot” Worked When Nothing Else Did 00:58:55 When Your Identity Is Tied to Your Work 00:59:09 “Choose Danger” When You Post Content 01:00:04 Service Business vs Product Business Power 01:01:50 Would She Ever Build Products Again? 01:02:11 When Content Became a Real Media Business 01:03:13 Why Followers Don’t Equal Money 01:04:11 The Fear of Losing Everything 01:05:28 Sabrina’s Next Growth Chapter 01:06:59 Last Thing She Put on Her Credit Card 01:07:10 Most Expensive Thing She’s Bought 01:07:22 Walk or Dinner on a First Date? 01:07:23 Coffee or Walk on a First Date? 01:07:33 Favorite Comfort Creator 01:08:19 Favorite Celebrity Relationship 01:08:40 Celebrity Couples That Should Break Up 01:08:54 Creator Brands She Respects 01:09:21 Naming This Season of Her Life 01:10:00 Where to Find Sabrina ⸻ Episode Sponsors: Shopify - http://Shopify.com/HSR beehiiv - http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-11&stripe_campaign_code=HSR30 Stan - https://stan.store/daretopost/p/dare-to-post?utm_source=yt&utm_medium=maggiesellers&utm_campaign=daretopost26 ⸻ Follow Sabrina Zohar: Instagram: https://www.instagram.com/sabrina.zohar Podcast: www.instagram.com/thesabrinazoharshow ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/Tiktok: https://www.tiktok.com/@maggiesellersreumLinkedIn: https://www.linkedin.com/in/sellersmaggie/Locker: https://www.wantlocker.com/users/maggiesellers Learn more about your ad choices. Visit megaphone.fm/adchoices

Valeria Lipovetsky signed a prenup at 21 and navigated an 18-year age-gap marriage. She reveals how she turned her real-life story into content, building a media empire reaching over 150M people each month. Maggie and Valeria explore how early conversations around marriage, money, and independence shaped the way Valeria built her career - and ultimately led to the creation of Creator Method, her framework for helping creators turn content into sustainable businesses. Valeria breaks down what successful creators do differently to last long-term: using vulnerability with intention, navigating public judgement, and growing with the support of their community. She also reflects on how failure, missteps, and knowing when to pivot played a key role in everything she’s built. Timestamps: 00:00:00  Intro  00:01:58 How Valeria Reached 150M+ People a Month 00:02:30 “I Had a Fear of Attention Growing Up” 00:03:34 Growing Up Between Russia & Canada With A Powerful Mum 00:04:52 Modelling Around the World at Just 16 00:06:02 Getting Married at 20: How I Met My Husband 00:07:35 “Your Life Is Your Art” The Mindset That Changed Everything 00:09:35 The Moment $10K Turned My Content Into a Business 00:11:40 I Had No Idea How Talented I Was 00:13:57 How Creators Build a Real Bond With Their Community 00:15:40 It Took Me 7 Years to Call Myself an Entrepreneur 00:16:37 When to Pivot: What the Kardashians Get Right 00:19:09 Why I Wanted to Start My Own Businesses 00:20:17 Why I Celebrate Failure (With Champagne) 00:21:50 What Posting Online Taught Me About Myself 00:22:30 Why I Chose to Go Back to Content Creation 00:23:24 Is There Something Deeper Driving You? 00:26:04 Being Compared to Tony Robbins & Creating The Creator Method 00:30:13 What Actually Makes a Creator Stand Out Today 00:32:22 The Future of the Creator Economy 00:33:38 Beehiiv Ad 00:35:00 My Framework for Starting Over 00:35:21 How to Start When You Have a Business Idea 00:36:13 Maggie’s Biggest Regret 00:36:57 Why Your 20s Aren’t Just About Making Mistakes 00:38:58 Our Marriage Dynamic Today 00:40:07 What Really Happens in an Age-Gap Relationship 00:41:45 “I Want My Husband to Lead” 00:43:17 Power, Decisions & Equality in Our Marriage 00:45:58 Disagreeing in Public & Handling Criticism 00:48:18 The Unspoken Rules That Hold Our Marriage Together 00:49:31 Signing a Prenup at 21: My Experience 00:52:14 How I Feel About Our Prenup 14 Years Later 00:56:05 How We Think About Money as a Couple 00:57:20 Taking Big Financial Risks (Without Being a Finance Expert) 00:58:57 The Last Thing I Put on My Credit Card 00:59:31 More Followers or Higher Engagement? 00:59:42 Instagram, YouTube, or Podcast? Pick One 01:00:10 How Many Photos Are on My Phone? 01:01:45 Canada or the US? 01:01:50 If I Had to Name This Season of My Life… ⸻ Episode Sponsor: beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-04&stripe_campaign_code=HSR30 ⸻ Follow Valeria Lipovetsky: Instagram: https://www.instagram.com/valerialipovetsky Website: https://valeriainc.com/ ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers  Learn more about your ad choices. Visit megaphone.fm/adchoices

Kirsty Godso is the trainer behind Olivia Rodrigo, Hailey Bieber and Kaia Gerber. After 13.5 years inside Nike, she became the face of Vuori through a multi-million-dollar brand partnership. She reveals what celebrities actually do to build their bodies, why most high-intensity workouts fail, how she sets goals for clients, the truth about protein products, common keto mistakes, and the red flags hiding in “healthy” foods - plus her take on Alo, Lululemon and why the athleisure industry keeps rapidly growing. 00:00:00 Intro 00:02:23 Celebrity Trainer: What Wellness Really Means 00:03:08 Why Women Say Wellness & Men Say Fitness 00:03:50 I Never Planned To Train Hailey Bieber & Kaia Gerber 00:04:55 How Nike Discovered Me 00:07:24 Inside The Billion-Dollar Athleisure Wars (Nike vs Alo vs Vuori) 00:08:41 Why Alo Looks Tacky 00:10:16 What's Wrong With Lululemon 00:11:17 How Vuori Grew 44% While Other Brands Stalled 00:13:32 Do Celebrity Deals Really Build Athleisure Brands? 00:17:03 Why 2016 HIIT Culture Broke Women’s Bodies 00:18:29 How Many HIIT Workouts You Should Actually Do 00:20:31 How I Set Goals For Kaia Gerber & Olivia Rodrigo 00:22:22 The Two Workout Mistakes Everyone Makes 00:23:44 Why I Never Set Weight-Loss Goals 00:26:49 The Goal-Setting Lesson That Changed Everything 00:28:46 beehiiv Ad 00:30:07 How Stress & Hyperfixation Ruin Results 00:32:42 Why Exercise Is Back As The #1 Resolution 00:34:35 Kirsty’s Take On The New Body Era 00:35:55 Celebrity Protein Brands — What’s Really Going On? 00:38:06 Protein Label Red Flags (Don’t Buy This) 00:40:18 What I Throw Out Of Clients’ Kitchens 00:43:15 Why Most People Quit Before Results Show 00:45:23 “You’re A 6/10” - The Mindset Shift That Works 00:47:11 Tough Love vs Self-Trust In Motivation 00:50:51 Cozy Earth Ad 00:51:57 Hoffman, Trauma & My Need For Control 00:58:26 Leaving Nike: Realising My Success Was Always Me 01:00:19 The Signs It’s Time To Leave Your Job 01:02:31 The Truth Behind My $2M Vuori Deal 01:04:14 When The Internet Finds Out Your Worth 01:05:49 Why I’m Betting On My Own Businesses Now 01:08:23 Femininity, Fashion & Body Confidence 01:10:56 Dating In LA & “Hot Smart Foreign” 01:14:10 Rapid Fire: Range Rover, Coffee & Cold Plunges 01:16:03 “Burn 2.0” - Naming This Season Of Life 01:16:43 Where To Find Kirsty Godso 01:16:49 What HSR Should Help Her With Next ⸻ Episode Sponsors: beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-01-28 Cozy Earth - http://cozyearth.com with code HSR, or until February 8th you can Buy One Get One Free on pajamas with code: HSRBOGO ⸻ . 50% off your first month of Pyro when signing up for a monthly membership using code HOT50. Users can use this link and it will automatically apply at checkout for them:https://pyro.kirstygodso.com/register?promocode=HOT50&plan=6705c9272ca6753176671a442 . 15% off an order of Made Of Protein with code HSR used at checkout on:https://madeof.life ⸻ Follow Kirsty Godso:Instagram: https://www.instagram.com/kirstygodsoWebsite: https://www.kirstygodso.com/ ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers  Learn more about your ad choices. Visit megaphone.fm/adchoices