Hot Smart Rich with Maggie Sellers Reum

Vivian Tu (@YourRichBFF) sits down with Maggie for some unfiltered girl talk about the Wall Street lessons that led her to walk away from a $625K job and build a $7M media empire - and to talk about her new New York Times bestselling book, Well Endowed! She breaks down her proprietary 5-step STRIP method for ambitious women who want to build wealth, create generational security, and rethink what it really means to be “filthy rich.” From the dating questions you should ask to get “financially naked” with a partner, to knowing when to stay in your job and when to make your next move, Vivian shares a practical blueprint for taking control of your money and building a life on your own terms. Timestamps: 00:00:00 Intro 00:02:11 Growing Up Without Money 00:03:53 First Step To Wealth 00:06:14 Power Of Elite Résumés 00:07:47 When To Leave Jobs 00:09:26 Opportunity During Recessions 00:11:25 Fixing Bad Money Habits 00:16:05 Rich vs Looking Rich 00:18:07 Should You Bet On Yourself 00:20:59 Finance Basics Everyone Needs 00:23:59 Understanding The STRIP Method 00:25:11 Path To Financial Freedom 00:26:59 Fiverr Ad 00:28:02 Weekly Money Habits 00:30:00 How Much To Start Investing 00:31:07 Building Wealth Online 00:31:33 Internal vs External Mindset 00:33:28 Balancing Spending And Saving 00:37:23 Credit Card Marketing Explained 00:41:02 Credit Card Red Flags 00:43:30 When To Talk Money Dating 00:45:54 Generational Wealth Debate 00:48:24 Who This Book Helps 00:49:34 Controversial Housing Advice 00:51:08 Stan Ad 00:52:10 Pique Ad 00:53:08 Meaning Of Well Endowed 00:54:42 Money In Relationships 00:56:04 Saver vs Spender Couples 01:01:01 Don’t Marry A Loser 01:04:06 Creator Income Reality 01:04:57 Walking Away From $625K 01:06:08 Cost Of Entrepreneurship 01:09:25 Spending vs Enjoying Life 01:10:00 Last Credit Card Purchase 01:10:27 Most Expensive Card Charge 01:10:46 Favorite Comfort Creator 01:11:12 Should You Buy Sales? 01:11:39 This Season Of Life 01:11:58 Vivian’s Daily Mantra 01:12:44 Where To Find Vivian Purchase Vivian Tu’s new book Well Endowed here: https://www.harpercollins.com/pages/wellendowed Follow Vivian Tu: www.instagram.com/your.richbff ⸻ Sponsors: Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com Stan - Learn more at https://stanley.stan.store?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube Pique - https://piquelife.com/hsr for 10% off ⸻ Hot Smart Rich: Your Business & Culture Gossip For ambitious women wanting to own the room, gain power, and build wealth. Subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers Learn more about your ad choices. Visit megaphone.fm/adchoices

Krissy Cela (Founder of Oner Active & EvolveYou) opens up about scaling a $190M business — and why she refuses to build her brand around men. From being homeless to building one of the fastest-growing female-founded brands in athleisure, Krissy explains the “immigrant mentality” that still keeps her in fight-or-flight mode, why she hired her mentor as CEO, and the 6-step rebrand that transformed her from fitness creator into a high-performance founder. Along the way, she shares hard lessons about leadership, relationships, and why sometimes being called a “b*tch” is the price of protecting your vision and building something truly for women, by women. Timestamps 00:00:00 Intro 00:02:27 What You’ll Learn In This Episode 00:03:05 Being Called A “B*tch” In Business 00:04:07 Escaping The People-Pleaser Trap 00:05:22 Online Persona vs Boss Reality 00:06:48 Hiring Fans vs Hiring The Best Talent 00:07:54 The Pressure Of Being A Public Founder 00:09:32 Why Having A Platform Makes Leadership Harder 00:11:25 Who She Really Is Behind The Brand 00:12:21 Why She Stopped Being So Curated Online 00:14:42 Building The First Female $1B Athleisure Brand 00:17:56 How Female Founders Break The $50M Ceiling 00:21:12 Designing Activewear Around The Female Cycle 00:24:11 Why Women Should Train With Their Cycle 00:25:44 Why She Refuses To Build Menswear 00:26:41 Stan Ad 00:27:42 Inside The $190M Fitness Brand 00:30:36 The Viral Product That Changed Everything 00:30:59 The Product Idea She Had During Pregnancy 00:33:44 The Dark Side Of Going Viral 00:34:37 How Founders Build Thick Skin Online 00:36:04 Fame vs Freedom As A Founder 00:38:52 Why Women Still Tear Each Other Down 00:39:50 Dealing With Hate As A Female Founder 00:42:00 Her 6-Step Personal Rebrand Framework 00:47:37 How To Build Motivation That Lasts 00:49:00 Money Mindset As A Founder  00:51:07 Why Winning Is Her Biggest Motivation 00:52:23 When She Feels Most Alive 00:55:10 Staying Relevant Without Oversharing 01:00:06 Pique Ad 01:01:05 Bilt Ad 01:02:17 Running A Business With A Personal Brand 01:04:02 How To Choose The Right Co-Founder 01:05:41 What She Learned About Love And Partnership 01:09:15 Why Successful Women Want To Be Led At Home 01:11:13 The Lesson From Dating A Co-Founder 01:12:42 Rapid Fire Questions Begin 01:13:20 Why She’s Leaving LA For Miami 01:17:57 Her Favourite Wellness Brands 01:18:41 Why She Doesn’t Watch Other Creators 01:19:16 The Belief She Lives Her Life By 01:19:33 Where To Find Krissy Cela ⸻ Sponsors: Stan - Learn more at https://stanley.stan.store?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube Pique - https://piquelife.com/hsr for 10% off Bilt - http://joinbilt.com/hsr ⸻ Follow Krissy Cela www.instagram.com/krissycela Check out Oner Active: oneractive.com ⸻ Hot Smart Rich: Your Business & Culture Gossip For ambitious women wanting to own the room, gain power, and build wealth. Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers Learn more about your ad choices. Visit megaphone.fm/adchoices

Chriselle Lim (Founder of PHLUR & "Rich Mom" on TikTok) opens up about the raw reality of her divorce, the alimony story nobody believed, and the financial lessons she wishes she knew before getting married. From building a 250,000-person waitlist for Missing Person to navigating a messy public split, Chriselle shares how she turned heartbreak into business momentum. She explains why prenups are about protection (not distrust), how women can take control of their finances, and what no one tells you about the legal realities of marriage and money. Timestamps: 00:00:00 Intro 00:02:00 What Makes an ‘IT’ Girl? 00:02:55 Chriselle Before Fame 00:04:02 Breaking Free from Perfection 00:06:34 Influencer or CEO? 00:08:14 The Moment Chriselle Stopped Pretending 00:10:08 Buying PHLUR Amid Divorce 00:12:09 Why ‘Buy, Don’t Build’ 00:13:03 Taking Over a Brand 00:13:42 First Move as a Brand Owner 00:14:56 What Selling a Company Really Means 00:16:59 The Role of People in Business 00:19:52 Pain vs. Pleasure: What Drives Action? 00:22:40 Secret to Storytelling 00:24:02 Stan Ad 00:25:37 Be Authentic or Fail 00:28:24 Documenting Divorce 00:29:43 The Cost of Sharing Your Life 00:30:56 Marriage Lessons Chriselle Learned 00:32:14 Why Every Business Needs a Contract 00:34:25 How ‘Rich Mom’ Went Viral 00:36:12 Backlash of Being a ‘Rich Woman’ 00:38:50 The Shift in Public Perception 00:41:14 Pique Ad 00:42:12 Bilt Ad 00:43:24 Chriselle on AI 00:45:15 Do You Identify as a Creator? 00:46:58 Embracing Creativity 00:48:08 Balancing Trends & Creativity 00:51:19 Sharing Your Story Bravely 00:53:08 I Bought Myself An Engagement Ring 00:54:37 Missing Person vs. Father Figure 00:55:10 Chriselle’s Favorite Beauty Brand 00:56:44 Entrepreneurship vs. Divorce vs. Co-Parenting 00:58:41 One Word to Describe Your Life 01:00:35 The ONE Thing to Hear on Hard Days ⸻ Sponsors: . Stan - Learn more at https://stanley.stan.store?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube . Pique - https://piquelife.com/hsr for 10% off . Bilt - http://joinbilt.com/hsr ⸻ Follow Chriselle Lim: Instagram: www.instagram.com/chrisellelim ⸻ Hot Smart Rich: Your Business & Culture Gossip For ambitious women wanting to own the room, gain power, and build wealth. Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/Tiktok: https://www.tiktok.com/@maggiesellersreumLinkedIn: https://www.linkedin.com/in/sellersmaggie/Locker: https://www.wantlocker.com/users/maggiesellersShopMy: https://shopmy.us/maggiesellersAmazon Storefront: https://www.amazon.com/shop/maggiesellers Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to get rich in 2026, stop thinking like an employee and start owning assets! Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job. They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now. Timestamps: 00:00:00 Intro00:02:00 The Asset Ownership Race00:03:13 Women & Money Conversations00:04:40 Speak The Language Of Wealth00:08:05 The Cost Of Crying At Work00:11:39 Women In Male Industries00:13:56 Your 20s: Get In The Room00:15:56 Business Or 9–5?00:18:01 How To Get Hired In 202600:19:31 Codie’s Hiring Formula00:21:28 Why Women Must Learn AI00:22:37 Get Rich With A 9–500:27:40 Fiverr Ad00:28:43 Skip The MBA00:33:10 If You Want To Get Rich, Do This00:40:59 Traits Of Great Entrepreneurs00:44:42 How To Buy A Business00:49:01 Where To Find Deals00:51:12 Businesses To Avoid In 202600:53:09 Why Main Street Wins00:54:57 3 Ways To Get Equity00:57:32 Wealth vs Fame00:59:46 Train For Risk01:00:51 Stan Ad01:02:55 Losing $12M01:08:11 Building Your Asset Portfolio01:11:07 Why Founders Need A Personal P&L01:12:32 When To Sell A Business01:13:39 Why I Don’t Raise VC01:18:17 Working With My Husband01:19:57 Love & Power Dynamics01:34:28 Last Credit Card Purchase01:35:47 Laundry Or Painting?01:38:16 This Season Of My Life01:40:09 Where To Find Codie ⸻ Sponsors: . Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com . Stan - Learn more at https://stanley.stan.store/?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube ⸻ Follow Codie Sanchez: Instagram: /www.instagram.com/codiesanchez ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays. Learn more about your ad choices. Visit megaphone.fm/adchoices

AI is rewriting entrepreneurship - and Cat Goetze quietly used it to build a $750K business in just 6 months. Maggie and Cat Goetze (AI expert and Physical Phone founder) unpack what really happened when she used AI to create and scale her business - including the exact prompts she used and the specific AI models she still relies on. They dive into fake influencers, AI flooding social media, and whether 2026 could be a breaking point for creators. If you’re building online, this is the behind-the-scenes playbook most founders aren’t sharing. Timestamps: 00:00:00 Intro 00:02:40 Why Everyone Defaults to ChatGPT 00:04:05 Best AI Platforms Compared (ChatGPT vs Claude vs Gemini) 00:05:36 Which AI Model Should You Actually Use? 00:07:42 How Long Does AI Take to Learn You? 00:10:01 How Many AI Tools Should You Use? 00:11:19 AI Hype vs Reality 00:13:53 Is AI Making Us Dumber? 00:16:35 How I Use AI to 10x My Workflow 00:19:24 Can ChatGPT Think Like Your Dream Mentor? 00:20:19 Can AI Give Advice Like Maggie Seller Reum? (Live Test) 00:23:26 AI Predicting Human Behavior 00:25:20 Beehiiv Ad 00:26:42 The Rise of AI Influencers 00:31:16 AI Made 25% of Super Bowl Ads 00:32:31 AI & Unreal Beauty Standards 00:34:30 How Humans Compete With AI 00:37:30 Why Women Use AI Less Than Men 00:40:26 How Women Should Be Using AI 00:45:40 How I Made $750K in 6 Months With AI 00:48:57 Why Build a Team in the AI Era? 00:50:46 How CatGPT Got Into AI 00:55:14 Bilt Ad 00:56:17 Owning the Room as a Woman in Tech 00:58:49 Can AI Teach Confidence? 01:01:35 The Physical Phone Business Idea 01:05:50 Future-Proof Business Framework 01:09:21 How to Decide What to Say Yes To 01:15:08 My Favorite ChatGPT Prompt 01:17:59 Using My Workflow as an AI Case Study 01:22:08 Using AI for Trend Reports 01:24:11 Are Your ChatGPT Chats Connected? 01:26:55 Last Thing I Bought on My Credit Card 01:27:12 Favorite Comfort Creator 01:27:26 ChatGPT or Claude: Pick One 01:28:16 Landline or Social Media? 01:28:24 If I Could Only Use AI for One Thing 01:28:40 Craziest Thing I’ve Asked AI 01:29:18 Naming This Season of My Life 01:29:36 One Life Lesson I’d Repeat Forever 01:30:18 Where to Find CatGPT ⸻ Episode Sponsors: . beehiiv - Use code HSR 30 at https://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-2-18&stripe_campaign_code=HSR30 . Bilt - http://joinbilt.com/hsr ⸻ Follow CatGPT: Instagram: www.instagram.com/askcatgpt ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays. Learn more about your ad choices. Visit megaphone.fm/adchoices