Everything you always wanted to know about homeowner's insurance but were afraid to ask ... Join Kelli and Sue with their guest, independent insurance agent Johnny Shelby, as they break down homeowner's insurance in the wake of Nashville's recent ice storm. Get practical, local and general advice on when to file claims, choosing deductibles, guaranteed replacement cost, umbrella policies, roof and tree coverage, and protecting collectibles. Clear, actionable tips for homeowners who want to avoid common pitfalls and make informed decisions about their coverage. But wait, that’s not all you get on the Front Porch AF podcast! The standout Drink of the Day is the $5 Biker Bar Bloody Mary that Sue got introduced to on her recent trip to Florida. Neighborhood Notes include Kelli’s Golf Outing coming up in April in support of Metamorphosis, Beautifully Changed, an organization providing housing for women in transition. And Sue ‘fesses up that she got nabbed by TSA for trying to smuggle a lethal weapon on board her Florida flight. Nope, not a gun. The can of pepper spray Mark gave her for Christmas! TSA confiscated it and gave her a talking-to. At least they didn’t throw her in the hoosegow! For more: FrontPorchAF.com Come grab a drink, pull up a chair, and join Kelli and Sue while they solve all the problems of the world ... cheers, y’all!